bankcda in Coeur D Alene, Idaho (ID)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • bankcda in Coeur D Alene, Idaho (ID)
  • Show street view No street view available for this location

bankcda - Overview

  • General
  • FDIC Certificate #: 57074
    Status: Active
    Federal Reserve ID: 3010363
    Bank Holding Company (Regulatory Top Holder): Coeur D'alene Bancorp (RSSDID: 3780938, Location: Coeur D'alene, ID)
    Date Established: May 17, 2001
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 356862
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: May 17, 2001
    Last Structure Change Effective Date: June 30, 2011
    Last Structure Change Process Date: July 27, 2011
    Last Data Update: July 27, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 912 Northwest Boulevard, Coeur D Alene, ID 83814
    County: Kootenai
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Salt Lake City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Coeur d'Alene, ID (#17660)
    CBSA Metro Statistical Area: Coeur d'Alene, ID (#17660)
  • Financial Summary
  • Total assets: $77.3 mil
    Equity capital: $9.3 mil
    Deposits held in domestic offices: $64.0 mil
    Return on assets (ROA): 0.39% ($0.3 mil)
    Quarterly return on assets: 0.48% ($0.4 mil)
    Return on Equity (ROE): 3.46% ($0.3 mil)
    Quarterly return on equity: 4.09% ($0.4 mil)
    Net income: $0.3 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.53% ($409.5 mil)
    Quarterly Pretax return on assets: 0.55% ($425.0 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 19Total employees (full-time equivalent)
  • $77,271Total assets
  • $8,932Cash and due from depository institutions
  • $7,046Interest-bearing balances
  • $5,936Securities
  • $2,465Federal funds sold & reverse repurchase agreements
  • $55,519Net loans & leases
  • $1,574Loan loss allowance
  • $0Trading account assets
  • $712Bank premises and fixed assets
  • $84Other real estate owned
  • $0Goodwill and other intangibles
  • $77,271Life insurance assets
  • $3,623All other assets
  • $67,929Total liabilities and capital
  • $63,986Total liabilities
  • $44,005Total deposits
  • $63,986Interest-bearing deposits
  • $94Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $3,361Trading liabilities
  • $0Other borrowed funds
  • $582Subordinated debt
  • $9,342All other liabilities
  • $9,342Total equity capital
  • $9,342Total bank equity capital
  • $0Perpetual preferred stock
  • $6,445Common stock
  • $1,808Surplus
  • $1,089Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,317Income earned, not collected on loans
  • $70Earning assets
  • $244Long-term assets (5+ years)
  • $70,966Average Assets, year-to-date
  • $12,633Average Assets, quarterly
  • $80,852Volatile liabilities
  • $79,865Insider loans
  • $62,175FHLB advances
  • $80,055Loans and leases held for sale
  • $1,950Unused loan commitments
  • $926Tier 1 (core) risk-based capital
  • $9,000Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,024Total unused commitments
  • $9,864Restructured Loans and leases
  • $697Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,002Total interest income
  • $790Total interest expense
  • $3,212Net interest income
  • $50Provision for loan and lease losses
  • $331Total noninterest income
  • $0Fiduciary activities
  • $90Service charges on deposit accounts
  • $0Trading account gains & fees
  • $241Additional noninterest income
  • $3,106Total noninterest expense
  • $1,386Salaries and employee benefits
  • $601Premises and equipment expense
  • $1,119Additional noninterest expense
  • $387Pre-tax net operating income
  • $43Securities gains (losses)
  • $113Applicable income taxes
  • $317Income before extraordinary items
  • $0Extraordinary gains - net
  • $317Net income attributable to bank
  • $0Net charge-offs
  • $317Cash dividends
  • $38Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.40%Yield on earning assets
  • 1.07%Cost of funding earning assets
  • 4.34%Net interest margin
  • 0.45%Noninterest income to earning assets
  • 4.19%Noninterest expense to earning assets
  • 0.35%Net operating income to assets
  • 0.39%Return on assets (ROA)
  • 0.53%Pretax return on assets
  • 3.46%Return on equity (ROE)
  • 3.46%Retained earnings to average equity (YTD only)
  • 0.06%Net charge-offs to loans
  • 131.58%Credit loss provision to net charge-offs
  • 11.50%Efficiency ratio
  • 87,666Assets per employee
  • 4.07%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.76%Loss allowance to noncurrent loans
  • 67.93%Noncurrent assets plus other real estate owned to assets
  • 3.11%Noncurrent loans to loans
  • 4.06%Net loans and leases to deposits
  • 86.77%Net loans and leases to core deposits
  • 90.03%Equity capital to assets
  • 12.09%Core capital (leverage) ratio
  • 11.24%Tier 1 risk-based capital ratio
  • 14.48%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $80,852Average earning assets
  • $9,173Average equity
  • $74,079Average loans

List of branches

  • 3 Idaho Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0356862Bankcda912 Northwest Boulevard, Coeur D Alene, ID 83814May 17, 2001Full Service Brick and Mortar
    2442986Hayden Branch200 W. Honeysuckle Ave., Hayden, ID 83835October 04, 2004Full Service Brick and Mortar
    3477841Cda - Main912 Northwest Boulevard, Coeur D Alene, ID 83814June 03, 2008Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with bankcda.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents