Mountain West Bank of Great Falls, National Association in Great Falls, Montana (MT)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1998

  • Mountain West Bank of Great Falls, National Association in Great Falls, Montana (MT)
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Mountain West Bank of Great Falls, National Association - Overview

  • General
  • FDIC Certificate #: 34081
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Mountain West Bank, National Association (#33314)
    Federal Reserve ID: 2352561
    Date Established: November 01, 1995
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    OTS Docket #: 14517
    FDIC's unique #: 56218
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: November 01, 1995
    Last Structure Change Effective Date: January 01, 1998
    Last Structure Change Process Date: January 15, 1998
    Last Data Update: January 15, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 12 Third Street, N.W., Great Falls, MT 59403
    County: Cascade
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Great Falls, MT (#3040)
    Core Based Statistical Area (CBSA): Great Falls, MT (#24500)
    CBSA Metro Statistical Area: Great Falls, MT (#24500)
  • Financial Summary
  • Total assets: $50.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 22Total employees (full-time equivalent)
  • $50,441Total assets
  • $8,396Cash and due from depository institutions
  • $5,740Interest-bearing balances
  • $3,350Securities
  • $3,320Federal funds sold & reverse repurchase agreements
  • $33,643Net loans & leases
  • $423Loan loss allowance
  • $0Trading account assets
  • $278Bank premises and fixed assets
  • $124Other real estate owned
  • $23Goodwill and other intangibles
  • $0Life insurance assets
  • $1,306All other assets
  • $50,441Total liabilities and capital
  • $46,992Total liabilities
  • $46,449Total deposits
  • $39,950Interest-bearing deposits
  • $46,449Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $543All other liabilities
  • $3,449Total equity capital
  • $3,449Total bank equity capital
  • $3,449Perpetual preferred stock
  • $0Common stock
  • $1,750Surplus
  • $1,750Undivided profits
  • Memoranda
  • $-51Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $115Earning assets
  • $0Long-term assets (5+ years)
  • $266Average Assets, year-to-date
  • $46,053Average Assets, quarterly
  • $4,379Volatile liabilities
  • $46,077Insider loans
  • $49,875FHLB advances
  • $8,814Loans and leases held for sale
  • $2,594Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $836Total risk weighted assets
  • $7,277Total unused commitments
  • $0Restructured Loans and leases
  • $34,405Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $3,973Total interest income
  • $1,880Total interest expense
  • $2,093Net interest income
  • $320Provision for loan and lease losses
  • $554Total noninterest income
  • $0Fiduciary activities
  • $245Service charges on deposit accounts
  • $0Trading account gains & fees
  • $309Additional noninterest income
  • $1,787Total noninterest expense
  • $727Salaries and employee benefits
  • $376Premises and equipment expense
  • $684Additional noninterest expense
  • $540Pre-tax net operating income
  • $0Securities gains (losses)
  • $155Applicable income taxes
  • $385Income before extraordinary items
  • $0Extraordinary gains - net
  • $385Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $113Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.36%Yield on earning assets
  • 4.43%Cost of funding earning assets
  • 4.93%Net interest margin
  • 1.31%Noninterest income to earning assets
  • 4.21%Noninterest expense to earning assets
  • 0.84%Net operating income to assets
  • 0.84%Return on assets (ROA)
  • 1.17%Pretax return on assets
  • 11.84%Return on equity (ROE)
  • 11.84%Retained earnings to average equity (YTD only)
  • 0.34%Net charge-offs to loans
  • 283.19%Credit loss provision to net charge-offs
  • 7.61%Efficiency ratio
  • 66,944Assets per employee
  • 2.29%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.24%Loss allowance to noncurrent loans
  • 367.83%Noncurrent assets plus other real estate owned to assets
  • 0.47%Noncurrent loans to loans
  • 0.34%Net loans and leases to deposits
  • 72.43%Net loans and leases to core deposits
  • 89.39%Equity capital to assets
  • 6.84%Core capital (leverage) ratio
  • 6.93%Tier 1 risk-based capital ratio
  • 9.96%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $46,077Average earning assets
  • $3,251Average equity
  • $42,446Average loans

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