Mt Washington Savings Bank in Cincinnati, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Mt Washington Savings Bank in Cincinnati, Ohio (OH)
  • Show street view No street view available for this location

Mt Washington Savings Bank - Overview

  • General
  • FDIC Certificate #: 27968
    Status: Active
    Federal Reserve ID: 445777
    Date Established: January 01, 1886
    WWW: http://www.mwslcincy.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 644
    FDIC's unique #: 40802
    Numeric code: 36
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: May 07, 1951
    Last Structure Change Effective Date: January 04, 2012
    Last Structure Change Process Date: March 07, 2012
    Last Data Update: March 07, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 2110 Beechmont Ave, Cincinnati, OH 45230
    County: Hamilton
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Cincinnati
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Cincinnati, OH-KY-IN (#1640)
    Consolidated Metropolitan Statistical Area (CMSA): Cincinnati-Hamilton, OH-KY-IN (#21)
    Combined Statistical Area (CSA): Cincinnati-Middletown-Wilmington, OH-KY-IN (#178)
    Core Based Statistical Area (CBSA): Cincinnati-Middletown, OH-KY-IN (#17140)
    CBSA Metro Statistical Area: Cincinnati-Middletown, OH-KY-IN (#17140)
  • History of Changes
  • Name Change
    Change in Geographic Region/Area/Territory/Field Office
  • Financial Summary
  • Total assets: $84.1 mil
    Equity capital: $14.8 mil
    Deposits held in domestic offices: $62.1 mil
    Return on assets (ROA): -0.02% (-$0.0 mil)
    Quarterly return on assets: -0.33% (-$0.3 mil)
    Return on Equity (ROE): -0.09% (-$0.0 mil)
    Quarterly return on equity: -1.86% (-$0.3 mil)
    Net income: -$0.0 mil
    Quarterly Net income: -$0.1 mil
    Pretax return on assets: -0.08% (-$67.3 mil)
    Quarterly Pretax return on assets: -0.61% (-$513.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 10Total employees (full-time equivalent)
  • $84,132Total assets
  • $9,758Cash and due from depository institutions
  • $9,677Interest-bearing balances
  • $6,587Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $62,264Net loans & leases
  • $613Loan loss allowance
  • $0Trading account assets
  • $192Bank premises and fixed assets
  • $716Other real estate owned
  • $0Goodwill and other intangibles
  • $84,132Life insurance assets
  • $4,615All other assets
  • $69,329Total liabilities and capital
  • $62,058Total liabilities
  • $62,058Total deposits
  • $62,058Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $6,458Trading liabilities
  • $0Other borrowed funds
  • $813Subordinated debt
  • $14,803All other liabilities
  • $14,803Total equity capital
  • $14,803Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $14,803Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,571Income earned, not collected on loans
  • $0Earning assets
  • $218Long-term assets (5+ years)
  • $78,528Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $78,436Volatile liabilities
  • $84,433Insider loans
  • $44,733FHLB advances
  • $84,058Loans and leases held for sale
  • $2,756Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $14,729Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $199Restructured Loans and leases
  • $1,416Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,659Total interest income
  • $1,225Total interest expense
  • $2,434Net interest income
  • $408Provision for loan and lease losses
  • $75Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $75Additional noninterest income
  • $2,157Total noninterest expense
  • $947Salaries and employee benefits
  • $108Premises and equipment expense
  • $1,102Additional noninterest expense
  • -$56Pre-tax net operating income
  • -$9Securities gains (losses)
  • -$51Applicable income taxes
  • -$14Income before extraordinary items
  • $0Extraordinary gains - net
  • -$14Net income attributable to bank
  • $0Net charge-offs
  • -$14Cash dividends
  • $275Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.01%Yield on earning assets
  • 1.68%Cost of funding earning assets
  • 3.33%Net interest margin
  • 0.10%Noninterest income to earning assets
  • 2.95%Noninterest expense to earning assets
  • -0.01%Net operating income to assets
  • -0.02%Return on assets (ROA)
  • -0.08%Pretax return on assets
  • -0.09%Return on equity (ROE)
  • -0.09%Retained earnings to average equity (YTD only)
  • 0.43%Net charge-offs to loans
  • 148.36%Credit loss provision to net charge-offs
  • 1.28%Efficiency ratio
  • 85,971Assets per employee
  • 8.41%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.97%Loss allowance to noncurrent loans
  • 23.84%Noncurrent assets plus other real estate owned to assets
  • 3.91%Noncurrent loans to loans
  • 4.09%Net loans and leases to deposits
  • 100.33%Net loans and leases to core deposits
  • 104.97%Equity capital to assets
  • 17.59%Core capital (leverage) ratio
  • 17.52%Tier 1 risk-based capital ratio
  • 32.93%Total risk-based capital ratio
  • Memoranda
  • $34Average assets
  • $78,436Average earning assets
  • $14,765Average equity
  • $73,020Average loans

List of branches

  • 1 Ohio Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    040802Mt Washington Savings Bank2110 Beechmont Ave, Cincinnati, OH 45230January 01, 1886Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Mt Washington Savings Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents