Mutual Federal Savings Bank of Miamisburg in Miamisburg, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 21, 1995

  • Mutual Federal Savings Bank of Miamisburg in Miamisburg, Ohio (OH)
  • Show street view No street view available for this location

Mutual Federal Savings Bank of Miamisburg - Overview

  • General
  • FDIC Certificate #: 29641
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Fifth Third Bank (#743)
    Federal Reserve ID: 203173
    Date Established: January 01, 1880
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 3804
    FDIC's unique #: 42475
    Numeric code: 34
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: July 03, 1936
    Last Structure Change Effective Date: January 21, 1995
    Last Structure Change Process Date: March 07, 1995
    Last Data Update: March 07, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 23 East Central Avenue, Miamisburg, OH 45342
    County: Montgomery
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Dayton-Springfield, OH (#2000)
    Combined Statistical Area (CSA): Dayton-Springfield-Greenville, OH (#212)
    Core Based Statistical Area (CBSA): Dayton, OH (#19380)
    CBSA Metro Statistical Area: Dayton, OH (#19380)
  • Financial Summary
  • Total assets: $80.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $19Total assets
  • $80,484Cash and due from depository institutions
  • $2,695Interest-bearing balances
  • $0Securities
  • $33,734Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $42,225Loan loss allowance
  • $696Trading account assets
  • $0Bank premises and fixed assets
  • $318Other real estate owned
  • $0Goodwill and other intangibles
  • $1,512Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $80,484Total liabilities
  • $65,477Total deposits
  • $58,886Interest-bearing deposits
  • $58,465Deposits held in domestic offices
  • 58886.00%% insured (estimated)
  • $100Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $6,000Subordinated debt
  • $0All other liabilities
  • $591Total equity capital
  • $591Total bank equity capital
  • $15,007Perpetual preferred stock
  • $0Common stock
  • $652Surplus
  • $5,577Undivided profits
  • Memoranda
  • $8,778Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $171Income earned, not collected on loans
  • $191Earning assets
  • $75,959Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $83,124Average Assets, quarterly
  • $81,017Volatile liabilities
  • $8,073Insider loans
  • $0FHLB advances
  • $6,000Loans and leases held for sale
  • $0Unused loan commitments
  • $1,309Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $15,007Total risk weighted assets
  • $31,559Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $5,422Total interest expense
  • $2,562Net interest income
  • $2,860Provision for loan and lease losses
  • $0Total noninterest income
  • $234Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $234Total noninterest expense
  • $2,241Salaries and employee benefits
  • $926Premises and equipment expense
  • $318Additional noninterest expense
  • $997Pre-tax net operating income
  • $853Securities gains (losses)
  • $0Applicable income taxes
  • $275Income before extraordinary items
  • $578Extraordinary gains - net
  • $0Net income attributable to bank
  • $578Net charge-offs
  • $0Cash dividends
  • $388Sale, conversion, retirement of capital stock, net
  • $51Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.83%Cost of funding earning assets
  • 3.23%Net interest margin
  • 3.60%Noninterest income to earning assets
  • 0.29%Noninterest expense to earning assets
  • 2.82%Net operating income to assets
  • 0.70%Return on assets (ROA)
  • 0.70%Pretax return on assets
  • 1.03%Return on equity (ROE)
  • 3.90%Retained earnings to average equity (YTD only)
  • 1.28%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 72,431Assets per employee
  • 4.24%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 67.13%Loss allowance to loans
  • 1.62%Loss allowance to noncurrent loans
  • 407.02%Noncurrent assets plus other real estate owned to assets
  • 0.21%Noncurrent loans to loans
  • 0.40%Net loans and leases to deposits
  • 71.71%Net loans and leases to core deposits
  • 74.32%Equity capital to assets
  • 18.65%Core capital (leverage) ratio
  • 18.65%Tier 1 risk-based capital ratio
  • 47.55%Total risk-based capital ratio
  • Memoranda
  • $49Average assets
  • $83,124Average earning assets
  • $14,830Average equity
  • $79,340Average loans

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