Myersville Bank in Myersville, Maryland (MD)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 20, 1995

  • Myersville Bank in Myersville, Maryland (MD)
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Myersville Bank - Overview

  • General
  • FDIC Certificate #: 13771
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First United Bank & Trust (#4857)
    Federal Reserve ID: 44424
    Date Established: January 01, 1898
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Interstate: No)
    FDIC's unique #: 8609
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 27, 1934
    Last Structure Change Effective Date: November 20, 1995
    Last Structure Change Process Date: December 12, 1995
    Last Data Update: December 12, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 207-209 Main Street, Myersville, MD 21773
    County: Frederick
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Baltimore
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Washington, DC-MD-VA-WV (#8840)
    Consolidated Metropolitan Statistical Area (CMSA): Washington-Baltimore, DC-MD-VA-WV (#97)
    Combined Statistical Area (CSA): Washington-Baltimore-Northern Virginia, DC-MD-VA-WV (#548)
    Core Based Statistical Area (CBSA): Washington-Arlington-Alexandria, DC-VA-MD-WV (#47900)
    CBSA Metro Statistical Area: Washington-Arlington-Alexandria, DC-VA-MD-WV (#47900)
    Core Based Statistical Division: Bethesda-Rockville-Frederick, MD (#13644)
  • Financial Summary
  • Total assets: $79.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $51Total assets
  • $70,147Cash and due from depository institutions
  • $2,465Interest-bearing balances
  • $125Securities
  • $15,248Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $48,628Loan loss allowance
  • $441Trading account assets
  • $0Bank premises and fixed assets
  • $3,126Other real estate owned
  • $35Goodwill and other intangibles
  • $645Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $70,147Total liabilities
  • $64,058Total deposits
  • $62,725Interest-bearing deposits
  • $54,260Deposits held in domestic offices
  • 62725.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $1,129Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $204Total equity capital
  • $204Total bank equity capital
  • $6,089Perpetual preferred stock
  • $0Common stock
  • $150Surplus
  • $4,568Undivided profits
  • Memoranda
  • $1,371Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $83Income earned, not collected on loans
  • $205Earning assets
  • $64,001Long-term assets (5+ years)
  • $4,466Average Assets, year-to-date
  • $63,146Average Assets, quarterly
  • $67,670Volatile liabilities
  • $6,957Insider loans
  • $523FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $6,784Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $6,243Total risk weighted assets
  • $44,879Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $4,510Total interest expense
  • $1,661Net interest income
  • $2,849Provision for loan and lease losses
  • $4Total noninterest income
  • $274Fiduciary activities
  • $0Service charges on deposit accounts
  • $200Trading account gains & fees
  • $0Additional noninterest income
  • $74Total noninterest expense
  • $2,341Salaries and employee benefits
  • $1,181Premises and equipment expense
  • $326Additional noninterest expense
  • $834Pre-tax net operating income
  • $778Securities gains (losses)
  • $0Applicable income taxes
  • $226Income before extraordinary items
  • $552Extraordinary gains - net
  • $0Net income attributable to bank
  • $552Net charge-offs
  • -$5Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.71%Cost of funding earning assets
  • 2.84%Net interest margin
  • 4.87%Noninterest income to earning assets
  • 0.47%Noninterest expense to earning assets
  • 4.00%Net operating income to assets
  • 0.87%Return on assets (ROA)
  • 0.87%Pretax return on assets
  • 1.23%Return on equity (ROE)
  • 9.32%Retained earnings to average equity (YTD only)
  • 9.32%Net charge-offs to loans
  • -0.01%Credit loss provision to net charge-offs
  • -80.00%Efficiency ratio
  • 74,960Assets per employee
  • 1.38%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.90%Loss allowance to noncurrent loans
  • 531.33%Noncurrent assets plus other real estate owned to assets
  • 0.17%Noncurrent loans to loans
  • 0.17%Net loans and leases to deposits
  • 77.53%Net loans and leases to core deposits
  • 85.47%Equity capital to assets
  • 8.68%Core capital (leverage) ratio
  • 9.26%Tier 1 risk-based capital ratio
  • 13.91%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $63,146Average earning assets
  • $5,924Average equity
  • $58,480Average loans

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