NBC Bank Central, National Association in Luling, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 2000

  • NBC Bank Central, National Association in Luling, Texas (TX)
  • Show street view No street view available for this location

NBC Bank Central, National Association - Overview

  • General
  • FDIC Certificate #: 13426
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: NBC Bank, National Association (#3180)
    Federal Reserve ID: 828455
    Date Established: December 30, 1933
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 8454
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 01, 2000
    Last Structure Change Process Date: November 17, 2000
    Last Data Update: November 17, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 South Pecan Street, Luling, TX 78648
    County: Caldwell
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Austin-San Marcos, TX (#640)
    Combined Statistical Area (CSA): Austin-Round Rock-Marble Falls, TX (#126)
    Core Based Statistical Area (CBSA): Austin-Round Rock-San Marcos, TX (#12420)
    CBSA Metro Statistical Area: Austin-Round Rock-San Marcos, TX (#12420)
  • Financial Summary
  • Total assets: $34.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 17Total employees (full-time equivalent)
  • $31,573Total assets
  • $3,342Cash and due from depository institutions
  • $1,983Interest-bearing balances
  • $4,300Securities
  • $2,519Federal funds sold & reverse repurchase agreements
  • $18,090Net loans & leases
  • $516Loan loss allowance
  • $0Trading account assets
  • $1,228Bank premises and fixed assets
  • $0Other real estate owned
  • $1,816Goodwill and other intangibles
  • $0Life insurance assets
  • $278All other assets
  • $31,573Total liabilities and capital
  • $25,688Total liabilities
  • $25,470Total deposits
  • $20,479Interest-bearing deposits
  • $25,470Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $218All other liabilities
  • $5,885Total equity capital
  • $5,885Total bank equity capital
  • $5,885Perpetual preferred stock
  • $0Common stock
  • $150Surplus
  • $4,716Undivided profits
  • Memoranda
  • $1,019Noncurrent loans and leases
  • $1,292Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $5Earning assets
  • $0Long-term assets (5+ years)
  • $167Average Assets, year-to-date
  • $26,892Average Assets, quarterly
  • $3,632Volatile liabilities
  • $31,557Insider loans
  • $31,649FHLB advances
  • $2,992Loans and leases held for sale
  • $468Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,292Total unused commitments
  • $0Restructured Loans and leases
  • $254Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $2,098Total interest income
  • $690Total interest expense
  • $1,408Net interest income
  • $0Provision for loan and lease losses
  • $474Total noninterest income
  • $0Fiduciary activities
  • $317Service charges on deposit accounts
  • $0Trading account gains & fees
  • $157Additional noninterest income
  • $1,344Total noninterest expense
  • $596Salaries and employee benefits
  • $223Premises and equipment expense
  • $525Additional noninterest expense
  • $538Pre-tax net operating income
  • $0Securities gains (losses)
  • $213Applicable income taxes
  • $325Income before extraordinary items
  • $0Extraordinary gains - net
  • $325Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$18Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.92%Yield on earning assets
  • 2.60%Cost of funding earning assets
  • 5.31%Net interest margin
  • 1.79%Noninterest income to earning assets
  • 5.07%Noninterest expense to earning assets
  • 1.03%Net operating income to assets
  • 1.03%Return on assets (ROA)
  • 1.70%Pretax return on assets
  • 5.66%Return on equity (ROE)
  • 5.66%Retained earnings to average equity (YTD only)
  • -0.10%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 67,003Assets per employee
  • 1.86%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.77%Loss allowance to noncurrent loans
  • 10320.00%Noncurrent assets plus other real estate owned to assets
  • 0.02%Noncurrent loans to loans
  • 0.03%Net loans and leases to deposits
  • 71.02%Net loans and leases to core deposits
  • 80.48%Equity capital to assets
  • 18.64%Core capital (leverage) ratio
  • 13.61%Tier 1 risk-based capital ratio
  • 20.50%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $31,557Average earning assets
  • $5,746Average equity
  • $26,495Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with NBC Bank Central, National Association.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents