NBC Bank, National Association in Eagle Pass, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 28, 2001

  • NBC Bank, National Association in Eagle Pass, Texas (TX)
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NBC Bank, National Association - Overview

  • General
  • FDIC Certificate #: 3180
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: International Bank of Commerce (#19629)
    Federal Reserve ID: 586353
    Date Established: January 01, 1890
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 14 (Interstate: No)
    FDIC's unique #: 2043
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 28, 2001
    Last Structure Change Process Date: Febuary 06, 2002
    Last Data Update: Febuary 06, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 439 Main Street, Eagle Pass, TX 78852
    County: Maverick
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Eagle Pass, TX (#20580)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $600.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 136Total employees (full-time equivalent)
  • $356,876Total assets
  • $16,946Cash and due from depository institutions
  • $2,380Interest-bearing balances
  • $154,432Securities
  • $14,100Federal funds sold & reverse repurchase agreements
  • $150,365Net loans & leases
  • $2,171Loan loss allowance
  • $0Trading account assets
  • $12,858Bank premises and fixed assets
  • $0Other real estate owned
  • $4,238Goodwill and other intangibles
  • $0Life insurance assets
  • $3,937All other assets
  • $356,876Total liabilities and capital
  • $324,755Total liabilities
  • $321,054Total deposits
  • $274,024Interest-bearing deposits
  • $321,054Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $3,701All other liabilities
  • $32,121Total equity capital
  • $32,121Total bank equity capital
  • $32,121Perpetual preferred stock
  • $0Common stock
  • $500Surplus
  • $8,366Undivided profits
  • Memoranda
  • $23,255Noncurrent loans and leases
  • $13,279Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $856Earning assets
  • $0Long-term assets (5+ years)
  • $964Average Assets, year-to-date
  • $321,277Average Assets, quarterly
  • $73,251Volatile liabilities
  • $343,009Insider loans
  • $352,159FHLB advances
  • $60,323Loans and leases held for sale
  • $4,298Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $13,279Total unused commitments
  • $0Restructured Loans and leases
  • $2,171Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $23,639Total interest income
  • $11,359Total interest expense
  • $12,280Net interest income
  • $454Provision for loan and lease losses
  • $2,634Total noninterest income
  • $0Fiduciary activities
  • $2,049Service charges on deposit accounts
  • $0Trading account gains & fees
  • $585Additional noninterest income
  • $9,456Total noninterest expense
  • $4,892Salaries and employee benefits
  • $1,406Premises and equipment expense
  • $3,158Additional noninterest expense
  • $5,004Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,723Applicable income taxes
  • $3,281Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,281Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$5Sale, conversion, retirement of capital stock, net
  • $400Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.65%Yield on earning assets
  • 3.68%Cost of funding earning assets
  • 3.98%Net interest margin
  • 0.85%Noninterest income to earning assets
  • 3.06%Noninterest expense to earning assets
  • 0.96%Net operating income to assets
  • 0.96%Return on assets (ROA)
  • 1.46%Pretax return on assets
  • 11.73%Return on equity (ROE)
  • 10.30%Retained earnings to average equity (YTD only)
  • -0.00%Net charge-offs to loans
  • -9080.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 62,062Assets per employee
  • 2.62%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 12.19%Loss allowance to loans
  • 1.42%Loss allowance to noncurrent loans
  • 253.62%Noncurrent assets plus other real estate owned to assets
  • 0.24%Noncurrent loans to loans
  • 0.56%Net loans and leases to deposits
  • 46.83%Net loans and leases to core deposits
  • 57.67%Equity capital to assets
  • 9.00%Core capital (leverage) ratio
  • 7.35%Tier 1 risk-based capital ratio
  • 14.54%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $343,009Average earning assets
  • $27,975Average equity
  • $308,827Average loans

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