NBanC in Oklahoma City, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 31, 2008

  • NBanC in Oklahoma City, Oklahoma (OK)
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NBanC - Overview

  • General
  • FDIC Certificate #: 24093
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: NBC OKLAHOMA (#4032)
    Federal Reserve ID: 30856
    Date Established: September 24, 1982
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    OTS Docket #: 10487
    FDIC's unique #: 16791
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 24, 1982
    Last Structure Change Effective Date: July 31, 2008
    Last Structure Change Process Date: August 15, 2008
    Last Data Update: August 15, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 13401 North Pennsylvania Avenue, Oklahoma City, OK 73156
    County: Oklahoma
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
    Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
    Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
    CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
  • Financial Summary
  • Total assets: $203.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 49Total employees (full-time equivalent)
  • $206,968Total assets
  • $9,388Cash and due from depository institutions
  • $690Interest-bearing balances
  • $22,227Securities
  • $10,500Federal funds sold & reverse repurchase agreements
  • $155,410Net loans & leases
  • $1,498Loan loss allowance
  • $0Trading account assets
  • $3,567Bank premises and fixed assets
  • $0Other real estate owned
  • $1,622Goodwill and other intangibles
  • $425Life insurance assets
  • $4,254All other assets
  • $206,968Total liabilities and capital
  • $189,583Total liabilities
  • $182,476Total deposits
  • $130,122Interest-bearing deposits
  • $182,476Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $5,481Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $200Other borrowed funds
  • $0Subordinated debt
  • $1,426All other liabilities
  • $17,385Total equity capital
  • $17,385Total bank equity capital
  • $17,385Perpetual preferred stock
  • $0Common stock
  • $2,500Surplus
  • $8,311Undivided profits
  • Memoranda
  • $6,574Noncurrent loans and leases
  • $64,843Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $985Earning assets
  • $0Long-term assets (5+ years)
  • $1,231Average Assets, year-to-date
  • $188,827Average Assets, quarterly
  • $2,144Volatile liabilities
  • $191,147Insider loans
  • $202,277FHLB advances
  • $25,882Loans and leases held for sale
  • $15,906Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $5,021Tier 2 risk-based capital
  • $2,241Total risk weighted assets
  • $64,843Total unused commitments
  • $0Restructured Loans and leases
  • $1,498Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $13,580Total interest income
  • $5,421Total interest expense
  • $8,159Net interest income
  • $140Provision for loan and lease losses
  • $881Total noninterest income
  • $0Fiduciary activities
  • $406Service charges on deposit accounts
  • $0Trading account gains & fees
  • $475Additional noninterest income
  • $5,906Total noninterest expense
  • $3,544Salaries and employee benefits
  • $881Premises and equipment expense
  • $1,481Additional noninterest expense
  • $2,994Pre-tax net operating income
  • $0Securities gains (losses)
  • -$25Applicable income taxes
  • $3,019Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,019Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $127Sale, conversion, retirement of capital stock, net
  • $1,875Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.79%Yield on earning assets
  • 3.11%Cost of funding earning assets
  • 4.68%Net interest margin
  • 0.51%Noninterest income to earning assets
  • 3.39%Noninterest expense to earning assets
  • 1.58%Net operating income to assets
  • 1.58%Return on assets (ROA)
  • 1.57%Pretax return on assets
  • 17.97%Return on equity (ROE)
  • 6.81%Retained earnings to average equity (YTD only)
  • 0.09%Net charge-offs to loans
  • 110.24%Credit loss provision to net charge-offs
  • 24.68%Efficiency ratio
  • 65,332Assets per employee
  • 4.22%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 62.11%Loss allowance to loans
  • 0.95%Loss allowance to noncurrent loans
  • 152.08%Noncurrent assets plus other real estate owned to assets
  • 0.48%Noncurrent loans to loans
  • 0.63%Net loans and leases to deposits
  • 85.17%Net loans and leases to core deposits
  • 95.89%Equity capital to assets
  • 8.40%Core capital (leverage) ratio
  • 7.97%Tier 1 risk-based capital ratio
  • 9.98%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $191,147Average earning assets
  • $16,797Average equity
  • $174,266Average loans

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