NBC OKLAHOMA in city_name, state_name - Detailed Financial Reports, Location

NBC OKLAHOMA in Oklahoma City, Oklahoma (OK)
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NBC OKLAHOMA routing number info

NBC OKLAHOMA - Overview

General
FDIC Certificate #: 4032
Status: Active
Federal Reserve ID: 39756
Bank Holding Company (Regulatory Top Holder): Nbc Corp. Of Oklahoma (RSSDID: 1066003, Location: Oklahoma City, OK)
Date Established: August 01, 1931
WWW: http://www.nbcok.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 8 (Domestic: 8, Interstate: No)
FDIC's unique #: 2613
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: Febuary 08, 2010
Last Structure Change Process Date: Febuary 08, 2010
Last Data Update: Febuary 08, 2010
Data Source Date: April 05, 2012
Location
Address: 13401 North Pennsylvania Avenue, Oklahoma City, OK 73156
County: Oklahoma
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
Financial Summary
Total assets: $483.1 mil
Equity capital: $39.2 mil
Deposits held in domestic offices: $428.7 mil
Return on assets (ROA): 1.38% ($6.7 mil)
Quarterly return on assets: 1.09% ($5.3 mil)
Return on Equity (ROE): 16.82% ($6.6 mil)
Quarterly return on equity: 13.34% ($5.2 mil)
Net income: $6.3 mil
Quarterly Net income: $1.3 mil
Pretax return on assets: 1.38% ($6,666.4 mil)
Quarterly Pretax return on assets: 1.09% ($5,265.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
121Total employees (full-time equivalent)
$483,069Total assets
$54,382Cash and due from depository institutions
$33,653Interest-bearing balances
$65,836Securities
$0Federal funds sold & reverse repurchase agreements
$337,196Net loans & leases
$5,722Loan loss allowance
$0Trading account assets
$9,467Bank premises and fixed assets
$95Other real estate owned
$1,515Goodwill and other intangibles
$483,070Life insurance assets
$14,578All other assets
$443,876Total liabilities and capital
$428,693Total liabilities
$291,789Total deposits
$428,693Interest-bearing deposits
$86Deposits held in domestic offices
8952.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$2,854Trading liabilities
$0Other borrowed funds
$3,377Subordinated debt
$39,194All other liabilities
$39,194Total equity capital
$39,194Total bank equity capital
$0Perpetual preferred stock
$800Common stock
$21,857Surplus
$16,537Undivided profits
Memoranda
$0Noncurrent loans and leases
$1,868Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$13,067Income earned, not collected on loans
$24Earning assets
$2,873Long-term assets (5+ years)
$436,685Average Assets, year-to-date
$65,869Average Assets, quarterly
$457,235Volatile liabilities
$472,587Insider loans
$350,736FHLB advances
$451,211Loans and leases held for sale
$3,427Unused loan commitments
$552Tier 1 (core) risk-based capital
$37,137Tier 2 risk-based capital
$0Total risk weighted assets
$2,875Total unused commitments
$64,511Restructured Loans and leases
$14,787Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$20,539Total interest income
$2,467Total interest expense
$18,072Net interest income
$1,230Provision for loan and lease losses
$3,251Total noninterest income
$8Fiduciary activities
$1,194Service charges on deposit accounts
$0Trading account gains & fees
$2,049Additional noninterest income
$14,131Total noninterest expense
$7,541Salaries and employee benefits
$1,975Premises and equipment expense
$4,615Additional noninterest expense
$5,962Pre-tax net operating income
$360Securities gains (losses)
$0Applicable income taxes
$6,322Income before extraordinary items
$0Extraordinary gains - net
$6,322Net income attributable to bank
$0Net charge-offs
$6,322Cash dividends
$817Sale, conversion, retirement of capital stock, net
$5,357Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.90%Yield on earning assets
0.59%Cost of funding earning assets
4.31%Net interest margin
0.78%Noninterest income to earning assets
3.37%Noninterest expense to earning assets
1.30%Net operating income to assets
1.38%Return on assets (ROA)
1.38%Pretax return on assets
16.82%Return on equity (ROE)
2.57%Retained earnings to average equity (YTD only)
0.23%Net charge-offs to loans
150.55%Credit loss provision to net charge-offs
8.80%Efficiency ratio
66,271Assets per employee
3.99%Cash dividends to net income (YTD only)
Condition Ratios (%)
84.74%Loss allowance to loans
1.67%Loss allowance to noncurrent loans
43.79%Noncurrent assets plus other real estate owned to assets
2.72%Noncurrent loans to loans
3.81%Net loans and leases to deposits
78.66%Net loans and leases to core deposits
82.93%Equity capital to assets
8.11%Core capital (leverage) ratio
8.23%Tier 1 risk-based capital ratio
10.59%Total risk-based capital ratio
Memoranda
$12Average assets
$457,235Average earning assets
$37,577Average equity
$418,971Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$15,080Managed Assets
1Number of Accounts
$15,080Personal trust and agency accounts
$15,080Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
19Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

8 Oklahoma Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	2613	Nbc Oklahoma	13401 North Pennsylvania Avenue, Oklahoma City, OK 73156	August 01, 1931	Full Service Brick and Mortar
1	202233	Facility	Building 24, First & E, Altus, OK 73521	October 25, 1956	Limited Service Military Facility
2	17043	Oakwood Branch	3202 West Owen K. Garriott, Enid, OK 73703	June 03, 1983	Full Service Brick and Mortar
4	47024	Chisholm Federal Branch	801 South Main, Kingfisher, OK 73750	April 19, 1991	Full Service Brick and Mortar
5	202234	Altus/Sequoyah Branch	101 Sequoyah Lane, Altus, OK 73521	July 12, 1996	Full Service Brick and Mortar
6	202235	Altus Branch	123 W Commerce, Altus, OK 73522	July 15, 1998	Full Service Brick and Mortar
9	256936	Grand Boulevard Branch	2828 Grand Boulevard, Oklahoma City, OK 73116	August 28, 1995	Full Service Brick and Mortar
11	480132	Tulsa Branch	7127 Riverside Drive, Tulsa, OK 74136	July 31, 2008	Full Service Brick and Mortar

NBC OKLAHOMA in Oklahoma City, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

NBC OKLAHOMA - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

NBC OKLAHOMA in Oklahoma City, Oklahoma (OK)Overview, Financial Summary, Detailed Financial Reports, Branches

NBC OKLAHOMA - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

NBC OKLAHOMA in Oklahoma City, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches