FDIC Certificate #: 35336 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Banner Bank (#28489) Federal Reserve ID: 2856395 Date Established: November 01, 1999 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) FDIC's unique #: 78242 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: Yes Date of Deposit Insurance: November 01, 1999 Last Structure Change Effective Date: October 10, 2007 Last Structure Change Process Date: November 20, 2007 Last Data Update: November 20, 2007 Data Source Date: April 05, 2012
Location
Address: 701 North Chelan, Suite A, Wenatchee, WA 98801 County: Chelan Quarterly Banking Profile Region: San Francisco FDIC Geographic Region: San Francisco FDIC Supervisory Region: San Francisco FDIC Field Office: Seattle Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Core Based Statistical Area (CBSA): Wenatchee-East Wenatchee, WA (#48300) CBSA Metro Statistical Area: Wenatchee-East Wenatchee, WA (#48300)
Financial Summary
Total assets: $98.7 mil
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2006)
Dollar figures in thousands
21Total employees (full-time equivalent)
$95,709Total assets
$4,550Cash and due from depository institutions
$2,715Interest-bearing balances
$1,700Securities
$9,903Federal funds sold & reverse repurchase agreements
$76,799Net loans & leases
$1,164Loan loss allowance
$0Trading account assets
$1,518Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,239All other assets
$95,708Total liabilities and capital
$87,172Total liabilities
$86,649Total deposits
$78,052Interest-bearing deposits
$86,649Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$523All other liabilities
$8,536Total equity capital
$8,536Total bank equity capital
$8,536Perpetual preferred stock
$0Common stock
$414Surplus
$6,244Undivided profits
Memoranda
$1,878Noncurrent loans and leases
$24,442Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$468Average Assets, year-to-date
$91,117Average Assets, quarterly
$7,563Volatile liabilities
$85,071Insider loans
$90,318FHLB advances
$32,496Loans and leases held for sale
$4,728Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$24,442Total unused commitments
$0Restructured Loans and leases
$1,068Derivatives
Income and Expense (December 31, 2006)
Dollar figures in thousands
$6,175Total interest income
$2,167Total interest expense
$4,008Net interest income
$159Provision for loan and lease losses
$147Total noninterest income
$0Fiduciary activities
$57Service charges on deposit accounts
$0Trading account gains & fees
$90Additional noninterest income
$2,668Total noninterest expense
$1,527Salaries and employee benefits
$239Premises and equipment expense
$902Additional noninterest expense
$1,328Pre-tax net operating income
$0Securities gains (losses)
$457Applicable income taxes
$871Income before extraordinary items
$0Extraordinary gains - net
$871Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2006)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.69%Yield on earning assets
2.70%Cost of funding earning assets
4.99%Net interest margin
0.18%Noninterest income to earning assets
3.32%Noninterest expense to earning assets
1.02%Net operating income to assets
1.02%Return on assets (ROA)
1.56%Pretax return on assets
11.01%Return on equity (ROE)
11.01%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
64,212Assets per employee
4.56%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.49%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
88.63%Net loans and leases to core deposits
141.82%Equity capital to assets
8.92%Core capital (leverage) ratio
9.67%Tier 1 risk-based capital ratio
10.00%Total risk-based capital ratio
Memoranda
$11Average assets
$85,071Average earning assets
$7,913Average equity
$80,276Average loans
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