NCW Community Bank in Wenatchee, Washington (WA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 10, 2007

  • NCW Community Bank in Wenatchee, Washington (WA)
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NCW Community Bank - Overview

  • General
  • FDIC Certificate #: 35336
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Banner Bank (#28489)
    Federal Reserve ID: 2856395
    Date Established: November 01, 1999
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 78242
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: November 01, 1999
    Last Structure Change Effective Date: October 10, 2007
    Last Structure Change Process Date: November 20, 2007
    Last Data Update: November 20, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 701 North Chelan, Suite A, Wenatchee, WA 98801
    County: Chelan
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Seattle
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Wenatchee-East Wenatchee, WA (#48300)
    CBSA Metro Statistical Area: Wenatchee-East Wenatchee, WA (#48300)
  • Financial Summary
  • Total assets: $98.7 mil

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 21Total employees (full-time equivalent)
  • $95,709Total assets
  • $4,550Cash and due from depository institutions
  • $2,715Interest-bearing balances
  • $1,700Securities
  • $9,903Federal funds sold & reverse repurchase agreements
  • $76,799Net loans & leases
  • $1,164Loan loss allowance
  • $0Trading account assets
  • $1,518Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,239All other assets
  • $95,708Total liabilities and capital
  • $87,172Total liabilities
  • $86,649Total deposits
  • $78,052Interest-bearing deposits
  • $86,649Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $523All other liabilities
  • $8,536Total equity capital
  • $8,536Total bank equity capital
  • $8,536Perpetual preferred stock
  • $0Common stock
  • $414Surplus
  • $6,244Undivided profits
  • Memoranda
  • $1,878Noncurrent loans and leases
  • $24,442Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $468Average Assets, year-to-date
  • $91,117Average Assets, quarterly
  • $7,563Volatile liabilities
  • $85,071Insider loans
  • $90,318FHLB advances
  • $32,496Loans and leases held for sale
  • $4,728Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $24,442Total unused commitments
  • $0Restructured Loans and leases
  • $1,068Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $6,175Total interest income
  • $2,167Total interest expense
  • $4,008Net interest income
  • $159Provision for loan and lease losses
  • $147Total noninterest income
  • $0Fiduciary activities
  • $57Service charges on deposit accounts
  • $0Trading account gains & fees
  • $90Additional noninterest income
  • $2,668Total noninterest expense
  • $1,527Salaries and employee benefits
  • $239Premises and equipment expense
  • $902Additional noninterest expense
  • $1,328Pre-tax net operating income
  • $0Securities gains (losses)
  • $457Applicable income taxes
  • $871Income before extraordinary items
  • $0Extraordinary gains - net
  • $871Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.69%Yield on earning assets
  • 2.70%Cost of funding earning assets
  • 4.99%Net interest margin
  • 0.18%Noninterest income to earning assets
  • 3.32%Noninterest expense to earning assets
  • 1.02%Net operating income to assets
  • 1.02%Return on assets (ROA)
  • 1.56%Pretax return on assets
  • 11.01%Return on equity (ROE)
  • 11.01%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 64,212Assets per employee
  • 4.56%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.49%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 88.63%Net loans and leases to core deposits
  • 141.82%Equity capital to assets
  • 8.92%Core capital (leverage) ratio
  • 9.67%Tier 1 risk-based capital ratio
  • 10.00%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $85,071Average earning assets
  • $7,913Average equity
  • $80,276Average loans

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