National American Bank in San Francisco, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 19, 2006

  • National American Bank in San Francisco, California (CA)
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National American Bank - Overview

  • General
  • FDIC Certificate #: 25050
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Bank of East Asia (USA), National Association (#24387)
    Federal Reserve ID: 255462
    Date Established: Febuary 08, 1984
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    OTS Docket #: 9270
    FDIC's unique #: 17336
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: Febuary 08, 1984
    Last Structure Change Effective Date: May 19, 2006
    Last Structure Change Process Date: May 30, 2006
    Last Data Update: May 30, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 520 Montgomery Street, San Francisco, CA 94111
    County: San Francisco
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): San Francisco, CA (#7360)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860)
    CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860)
    Core Based Statistical Division: San Francisco-San Mateo-Redwood City, CA (#41884)
  • Financial Summary
  • Total assets: $90.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 23Total employees (full-time equivalent)
  • $89,232Total assets
  • $9,671Cash and due from depository institutions
  • $8,220Interest-bearing balances
  • $17,967Securities
  • $11,300Federal funds sold & reverse repurchase agreements
  • $48,437Net loans & leases
  • $776Loan loss allowance
  • $0Trading account assets
  • $257Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,600All other assets
  • $89,232Total liabilities and capital
  • $78,606Total liabilities
  • $66,567Total deposits
  • $61,046Interest-bearing deposits
  • $66,567Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $10,787Other borrowed funds
  • $0Subordinated debt
  • $1,252All other liabilities
  • $10,626Total equity capital
  • $10,626Total bank equity capital
  • $10,626Perpetual preferred stock
  • $0Common stock
  • $2,000Surplus
  • $6,600Undivided profits
  • Memoranda
  • $2,026Noncurrent loans and leases
  • $1,438Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $484Average Assets, year-to-date
  • $85,924Average Assets, quarterly
  • $0Volatile liabilities
  • $85,003Insider loans
  • $87,659FHLB advances
  • $18,384Loans and leases held for sale
  • $483Unused loan commitments
  • $10,787Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,438Total unused commitments
  • $756Restructured Loans and leases
  • $731Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $4,689Total interest income
  • $1,764Total interest expense
  • $2,925Net interest income
  • -$22Provision for loan and lease losses
  • $53Total noninterest income
  • $0Fiduciary activities
  • $24Service charges on deposit accounts
  • $0Trading account gains & fees
  • $29Additional noninterest income
  • $2,173Total noninterest expense
  • $1,355Salaries and employee benefits
  • $420Premises and equipment expense
  • $398Additional noninterest expense
  • $827Pre-tax net operating income
  • $0Securities gains (losses)
  • $339Applicable income taxes
  • $488Income before extraordinary items
  • $0Extraordinary gains - net
  • $488Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $178Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.69%Yield on earning assets
  • 2.14%Cost of funding earning assets
  • 3.55%Net interest margin
  • 0.06%Noninterest income to earning assets
  • 2.64%Noninterest expense to earning assets
  • 0.57%Net operating income to assets
  • 0.57%Return on assets (ROA)
  • 0.97%Pretax return on assets
  • 4.72%Return on equity (ROE)
  • 4.72%Retained earnings to average equity (YTD only)
  • 0.35%Net charge-offs to loans
  • -12.36%Credit loss provision to net charge-offs
  • 4.52%Efficiency ratio
  • 72,968Assets per employee
  • 3.88%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.58%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 72.76%Net loans and leases to core deposits
  • 98.60%Equity capital to assets
  • 11.91%Core capital (leverage) ratio
  • 11.84%Tier 1 risk-based capital ratio
  • 18.19%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $85,003Average earning assets
  • $10,336Average equity
  • $82,393Average loans

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