National Bank of Commerce Trust and Savings Association in city_name, state_name

National Bank of Commerce Trust and Savings Association in Lincoln, Nebraska (NE)
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National Bank of Commerce Trust and Savings Association - Overview

General
FDIC Certificate #: 5429
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Wells Fargo Bank Nebraska, National Association (#5457)
Federal Reserve ID: 25759
Date Established: August 04, 1902
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 9 (Interstate: No)
OTS Docket #: 12278
FDIC's unique #: 3673
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: August 12, 2000
Last Structure Change Process Date: August 30, 2000
Last Data Update: August 30, 2000
Data Source Date: April 05, 2012
Location
Address: 13th And O Street, Lincoln, NE 68501
County: Lancaster
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Omaha
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Lincoln, NE (#4360)
Core Based Statistical Area (CBSA): Lincoln, NE (#30700)
CBSA Metro Statistical Area: Lincoln, NE (#30700)
Financial Summary
Total assets: $1,821.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
768Total employees (full-time equivalent)
$1,488,932Total assets
$125,700Cash and due from depository institutions
$95Interest-bearing balances
$401,417Securities
$27,075Federal funds sold & reverse repurchase agreements
$834,202Net loans & leases
$14,969Loan loss allowance
$0Trading account assets
$34,848Bank premises and fixed assets
$0Other real estate owned
$18,373Goodwill and other intangibles
$0Life insurance assets
$47,317All other assets
$1,488,932Total liabilities and capital
$1,392,027Total liabilities
$1,062,280Total deposits
$821,393Interest-bearing deposits
$1,062,280Deposits held in domestic offices
0.00%% insured (estimated)
$156,575Federal funds purchased & repurchase agreements
$0Trading liabilities
$139,165Other borrowed funds
$0Subordinated debt
$34,007All other liabilities
$96,905Total equity capital
$96,905Total bank equity capital
$96,905Perpetual preferred stock
$0Common stock
$5,000Surplus
$9,949Undivided profits
Memoranda
$81,956Noncurrent loans and leases
$1,980,897Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,602Earning assets
$709Long-term assets (5+ years)
$6,702Average Assets, year-to-date
$1,262,789Average Assets, quarterly
$343,250Volatile liabilities
$1,438,333Insider loans
$1,475,482FHLB advances
$355,831Loans and leases held for sale
$54,200Unused loan commitments
$0Tier 1 (core) risk-based capital
$53,705Tier 2 risk-based capital
$25,232Total risk weighted assets
$1,980,897Total unused commitments
$0Restructured Loans and leases
$13,674Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$98,663Total interest income
$44,668Total interest expense
$53,995Net interest income
$5,675Provision for loan and lease losses
$52,238Total noninterest income
$6,518Fiduciary activities
$3,814Service charges on deposit accounts
$147Trading account gains & fees
$41,759Additional noninterest income
$69,089Total noninterest expense
$31,721Salaries and employee benefits
$8,948Premises and equipment expense
$28,420Additional noninterest expense
$31,469Pre-tax net operating income
$66Securities gains (losses)
$11,041Applicable income taxes
$20,494Income before extraordinary items
$0Extraordinary gains - net
$20,494Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$5,282Sale, conversion, retirement of capital stock, net
$14,000Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.09%Yield on earning assets
3.66%Cost of funding earning assets
4.43%Net interest margin
4.28%Noninterest income to earning assets
5.66%Noninterest expense to earning assets
1.42%Net operating income to assets
1.42%Return on assets (ROA)
2.19%Pretax return on assets
20.69%Return on equity (ROE)
6.55%Retained earnings to average equity (YTD only)
0.66%Net charge-offs to loans
107.44%Credit loss provision to net charge-offs
7.03%Efficiency ratio
59,957Assets per employee
1.94%Cash dividends to net income (YTD only)
Condition Ratios (%)
68.31%Loss allowance to loans
1.76%Loss allowance to noncurrent loans
934.39%Noncurrent assets plus other real estate owned to assets
0.11%Noncurrent loans to loans
0.19%Net loans and leases to deposits
78.53%Net loans and leases to core deposits
94.56%Equity capital to assets
6.51%Core capital (leverage) ratio
7.61%Tier 1 risk-based capital ratio
10.16%Total risk-based capital ratio
Memoranda
$11Average assets
$1,438,333Average earning assets
$99,074Average equity
$1,219,963Average loans

Julie Smith

⚠

I have located two old insurance policies for my deceased husband. Policy number 125239 and Policy No 127517 for Michael Scott Smith. I wanted to reach out regarding if these are still in effect. Thank you in advance for your assistance

cindy miley (Lyons)

⚠

I recently ran across an old savings account that was opened for me back in June of 1955 would this still exist?

National Bank of Commerce Trust and Savings Association in Lincoln, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

National Bank of Commerce Trust and Savings Association - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

National Bank of Commerce Trust and Savings Association in Lincoln, Nebraska (NE)Overview, Financial Summary, Detailed Financial Reports, Branches

National Bank of Commerce Trust and Savings Association - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

National Bank of Commerce Trust and Savings Association in Lincoln, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches