National Bank of Commerce Trust and Savings Association in Lincoln, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 12, 2000

  • National Bank of Commerce Trust and Savings Association in Lincoln, Nebraska (NE)
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National Bank of Commerce Trust and Savings Association - Overview

  • General
  • FDIC Certificate #: 5429
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Wells Fargo Bank Nebraska, National Association (#5457)
    Federal Reserve ID: 25759
    Date Established: August 04, 1902
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 9 (Interstate: No)
    OTS Docket #: 12278
    FDIC's unique #: 3673
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 12, 2000
    Last Structure Change Process Date: August 30, 2000
    Last Data Update: August 30, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 13th And O Street, Lincoln, NE 68501
    County: Lancaster
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Lincoln, NE (#4360)
    Core Based Statistical Area (CBSA): Lincoln, NE (#30700)
    CBSA Metro Statistical Area: Lincoln, NE (#30700)
  • Financial Summary
  • Total assets: $1,821.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 768Total employees (full-time equivalent)
  • $1,488,932Total assets
  • $125,700Cash and due from depository institutions
  • $95Interest-bearing balances
  • $401,417Securities
  • $27,075Federal funds sold & reverse repurchase agreements
  • $834,202Net loans & leases
  • $14,969Loan loss allowance
  • $0Trading account assets
  • $34,848Bank premises and fixed assets
  • $0Other real estate owned
  • $18,373Goodwill and other intangibles
  • $0Life insurance assets
  • $47,317All other assets
  • $1,488,932Total liabilities and capital
  • $1,392,027Total liabilities
  • $1,062,280Total deposits
  • $821,393Interest-bearing deposits
  • $1,062,280Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $156,575Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $139,165Other borrowed funds
  • $0Subordinated debt
  • $34,007All other liabilities
  • $96,905Total equity capital
  • $96,905Total bank equity capital
  • $96,905Perpetual preferred stock
  • $0Common stock
  • $5,000Surplus
  • $9,949Undivided profits
  • Memoranda
  • $81,956Noncurrent loans and leases
  • $1,980,897Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,602Earning assets
  • $709Long-term assets (5+ years)
  • $6,702Average Assets, year-to-date
  • $1,262,789Average Assets, quarterly
  • $343,250Volatile liabilities
  • $1,438,333Insider loans
  • $1,475,482FHLB advances
  • $355,831Loans and leases held for sale
  • $54,200Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $53,705Tier 2 risk-based capital
  • $25,232Total risk weighted assets
  • $1,980,897Total unused commitments
  • $0Restructured Loans and leases
  • $13,674Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $98,663Total interest income
  • $44,668Total interest expense
  • $53,995Net interest income
  • $5,675Provision for loan and lease losses
  • $52,238Total noninterest income
  • $6,518Fiduciary activities
  • $3,814Service charges on deposit accounts
  • $147Trading account gains & fees
  • $41,759Additional noninterest income
  • $69,089Total noninterest expense
  • $31,721Salaries and employee benefits
  • $8,948Premises and equipment expense
  • $28,420Additional noninterest expense
  • $31,469Pre-tax net operating income
  • $66Securities gains (losses)
  • $11,041Applicable income taxes
  • $20,494Income before extraordinary items
  • $0Extraordinary gains - net
  • $20,494Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $5,282Sale, conversion, retirement of capital stock, net
  • $14,000Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.09%Yield on earning assets
  • 3.66%Cost of funding earning assets
  • 4.43%Net interest margin
  • 4.28%Noninterest income to earning assets
  • 5.66%Noninterest expense to earning assets
  • 1.42%Net operating income to assets
  • 1.42%Return on assets (ROA)
  • 2.19%Pretax return on assets
  • 20.69%Return on equity (ROE)
  • 6.55%Retained earnings to average equity (YTD only)
  • 0.66%Net charge-offs to loans
  • 107.44%Credit loss provision to net charge-offs
  • 7.03%Efficiency ratio
  • 59,957Assets per employee
  • 1.94%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 68.31%Loss allowance to loans
  • 1.76%Loss allowance to noncurrent loans
  • 934.39%Noncurrent assets plus other real estate owned to assets
  • 0.11%Noncurrent loans to loans
  • 0.19%Net loans and leases to deposits
  • 78.53%Net loans and leases to core deposits
  • 94.56%Equity capital to assets
  • 6.51%Core capital (leverage) ratio
  • 7.61%Tier 1 risk-based capital ratio
  • 10.16%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $1,438,333Average earning assets
  • $99,074Average equity
  • $1,219,963Average loans

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