National Bank of Long Beach in Long Beach, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 1995

  • National Bank of Long Beach in Long Beach, California (CA)
  • Show street view No street view available for this location

National Bank of Long Beach - Overview

  • General
  • FDIC Certificate #: 22406
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Metrobank (#22797)
    Federal Reserve ID: 222866
    Date Established: January 20, 1977
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Interstate: No)
    FDIC's unique #: 15607
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 20, 1977
    Last Structure Change Effective Date: April 01, 1995
    Last Structure Change Process Date: August 01, 1995
    Last Data Update: August 01, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 301 East Ocean Boulevard, Long Beach, CA 90802
    County: Los Angeles
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Los Angeles (North)
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
  • Financial Summary
  • Total assets: $222.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $106Total assets
  • $229,202Cash and due from depository institutions
  • $16,371Interest-bearing balances
  • $1,370Securities
  • $32,502Federal funds sold & reverse repurchase agreements
  • $27,000Net loans & leases
  • $138,865Loan loss allowance
  • $4,092Trading account assets
  • $0Bank premises and fixed assets
  • $1,591Other real estate owned
  • $7,459Goodwill and other intangibles
  • $5,414Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $229,202Total liabilities
  • $201,228Total deposits
  • $198,722Interest-bearing deposits
  • $114,946Deposits held in domestic offices
  • 198722.00%% insured (estimated)
  • $54Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $2,506Total equity capital
  • $2,506Total bank equity capital
  • $27,974Perpetual preferred stock
  • $5,000Common stock
  • $1,512Surplus
  • $6,014Undivided profits
  • Memoranda
  • $15,448Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $6,133Income earned, not collected on loans
  • $1,000Earning assets
  • $199,737Long-term assets (5+ years)
  • $4,455Average Assets, year-to-date
  • $228,251Average Assets, quarterly
  • $235,750Volatile liabilities
  • $25,199Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $67,150Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $28,219Total risk weighted assets
  • $183,234Total unused commitments
  • $0Restructured Loans and leases
  • $47,171Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $16,117Total interest expense
  • $3,283Net interest income
  • $12,834Provision for loan and lease losses
  • $125Total noninterest income
  • $3,211Fiduciary activities
  • $0Service charges on deposit accounts
  • $731Trading account gains & fees
  • $614Additional noninterest income
  • $1,866Total noninterest expense
  • $13,625Salaries and employee benefits
  • $6,390Premises and equipment expense
  • $2,324Additional noninterest expense
  • $4,911Pre-tax net operating income
  • $2,295Securities gains (losses)
  • $0Applicable income taxes
  • -$1,106Income before extraordinary items
  • $3,401Extraordinary gains - net
  • $0Net income attributable to bank
  • $3,401Net charge-offs
  • $942Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.22%Cost of funding earning assets
  • 1.68%Net interest margin
  • 6.55%Noninterest income to earning assets
  • 1.64%Noninterest expense to earning assets
  • 6.95%Net operating income to assets
  • 1.49%Return on assets (ROA)
  • 1.49%Pretax return on assets
  • 1.01%Return on equity (ROE)
  • 13.22%Retained earnings to average equity (YTD only)
  • 13.22%Net charge-offs to loans
  • 0.64%Credit loss provision to net charge-offs
  • 13.27%Efficiency ratio
  • 84,917Assets per employee
  • 2.16%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.86%Loss allowance to noncurrent loans
  • 66.72%Noncurrent assets plus other real estate owned to assets
  • 5.93%Noncurrent loans to loans
  • 4.29%Net loans and leases to deposits
  • 69.88%Net loans and leases to core deposits
  • 80.03%Equity capital to assets
  • 12.20%Core capital (leverage) ratio
  • 11.70%Tier 1 risk-based capital ratio
  • 15.40%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $228,251Average earning assets
  • $25,734Average equity
  • $195,977Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with National Bank of Long Beach.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents