National Bank of New York City in Flushing, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • National Bank of New York City in Flushing, New York (NY)
  • Show street view No street view available for this location

National Bank of New York City - Overview

  • General
  • FDIC Certificate #: 18734
    Status: Active
    Federal Reserve ID: 502111
    Date Established: April 01, 1963
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 12245
    FDIC's unique #: 12601
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: April 01, 1963
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: April 20, 2011
    Last Data Update: April 20, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 13629 38th Avenue, Flushing, NY 11354
    County: Queens
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: New York City
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): New York, NY (#5600)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    Core Based Statistical Division: New York-White Plains-Wayne, NY-NJ (#35644)
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $225.9 mil
    Equity capital: $35.8 mil
    Deposits held in domestic offices: $135.0 mil
    Return on assets (ROA): 0.41% ($0.9 mil)
    Quarterly return on assets: -0.36% (-$0.8 mil)
    Return on Equity (ROE): 2.76% ($1.0 mil)
    Quarterly return on equity: -2.28% (-$0.8 mil)
    Net income: $1.0 mil
    Quarterly Net income: -$0.2 mil
    Pretax return on assets: 0.44% ($994.1 mil)
    Quarterly Pretax return on assets: -0.51% (-$1,152.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 28Total employees (full-time equivalent)
  • $225,936Total assets
  • $21,857Cash and due from depository institutions
  • $20,828Interest-bearing balances
  • $18,285Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $180,782Net loans & leases
  • $3,705Loan loss allowance
  • $0Trading account assets
  • $315Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $225,936Life insurance assets
  • $4,697All other assets
  • $190,092Total liabilities and capital
  • $134,982Total liabilities
  • $111,221Total deposits
  • $134,982Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $54,000Trading liabilities
  • $0Other borrowed funds
  • $1,110Subordinated debt
  • $35,844All other liabilities
  • $35,844Total equity capital
  • $35,844Total bank equity capital
  • $0Perpetual preferred stock
  • $840Common stock
  • $957Surplus
  • $34,047Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $9,423Income earned, not collected on loans
  • $0Earning assets
  • $903Long-term assets (5+ years)
  • $219,895Average Assets, year-to-date
  • $9,553Average Assets, quarterly
  • $241,366Volatile liabilities
  • $226,338Insider loans
  • $183,465FHLB advances
  • $226,958Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $35,835Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,273Restructured Loans and leases
  • $4,784Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $12,435Total interest income
  • $5,614Total interest expense
  • $6,821Net interest income
  • $883Provision for loan and lease losses
  • $63Total noninterest income
  • $0Fiduciary activities
  • $48Service charges on deposit accounts
  • $0Trading account gains & fees
  • $15Additional noninterest income
  • $4,944Total noninterest expense
  • $2,621Salaries and employee benefits
  • $462Premises and equipment expense
  • $1,861Additional noninterest expense
  • $1,057Pre-tax net operating income
  • $0Securities gains (losses)
  • $73Applicable income taxes
  • $984Income before extraordinary items
  • $0Extraordinary gains - net
  • $984Net income attributable to bank
  • $0Net charge-offs
  • $984Cash dividends
  • $549Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.31%Yield on earning assets
  • 2.40%Cost of funding earning assets
  • 2.91%Net interest margin
  • 0.03%Noninterest income to earning assets
  • 2.11%Noninterest expense to earning assets
  • 0.41%Net operating income to assets
  • 0.41%Return on assets (ROA)
  • 0.44%Pretax return on assets
  • 2.76%Return on equity (ROE)
  • 2.76%Retained earnings to average equity (YTD only)
  • 0.28%Net charge-offs to loans
  • 160.84%Credit loss provision to net charge-offs
  • 3.53%Efficiency ratio
  • 71,819Assets per employee
  • 8.07%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.01%Loss allowance to noncurrent loans
  • 39.32%Noncurrent assets plus other real estate owned to assets
  • 4.17%Noncurrent loans to loans
  • 5.11%Net loans and leases to deposits
  • 133.93%Net loans and leases to core deposits
  • 211.67%Equity capital to assets
  • 15.86%Core capital (leverage) ratio
  • 15.79%Tier 1 risk-based capital ratio
  • 19.53%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $241,366Average earning assets
  • $35,592Average equity
  • $234,326Average loans

List of branches

  • 1 New York Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    012601National Bank Of New York City13629 38th Avenue, Flushing, NY 11354April 01, 1963Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with National Bank of New York City.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents