United International Bank in Flushing, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • United International Bank in Flushing, New York (NY)
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United International Bank - Overview

  • General
  • FDIC Certificate #: 57987
    Status: Active
    Federal Reserve ID: 3404869
    Date Established: Febuary 28, 2006
    WWW: http://www.uibbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 433055
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: Febuary 28, 2006
    Last Structure Change Effective Date: September 30, 2008
    Last Structure Change Process Date: November 14, 2008
    Last Data Update: November 14, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 41-60 Main Street, Flushing, NY 11355
    County: Queens
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: New York City
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): New York, NY (#5600)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    Core Based Statistical Division: New York-White Plains-Wayne, NY-NJ (#35644)
  • Financial Summary
  • Total assets: $191.9 mil
    Equity capital: $19.8 mil
    Deposits held in domestic offices: $160.1 mil
    Return on assets (ROA): 0.10% ($0.2 mil)
    Quarterly return on assets: -0.79% (-$1.5 mil)
    Return on Equity (ROE): 0.96% ($0.2 mil)
    Quarterly return on equity: -7.69% (-$1.5 mil)
    Net income: $0.2 mil
    Quarterly Net income: -$0.4 mil
    Pretax return on assets: 0.13% ($249.4 mil)
    Quarterly Pretax return on assets: -1.42% (-$2,724.6 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 40Total employees (full-time equivalent)
  • $191,870Total assets
  • $27,334Cash and due from depository institutions
  • $26,198Interest-bearing balances
  • $20,876Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $133,988Net loans & leases
  • $3,526Loan loss allowance
  • $0Trading account assets
  • $1,537Bank premises and fixed assets
  • $1,758Other real estate owned
  • $0Goodwill and other intangibles
  • $191,869Life insurance assets
  • $6,377All other assets
  • $172,044Total liabilities and capital
  • $160,060Total liabilities
  • $144,757Total deposits
  • $160,060Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $9,511Trading liabilities
  • $0Other borrowed funds
  • $2,473Subordinated debt
  • $19,825All other liabilities
  • $19,825Total equity capital
  • $19,825Total bank equity capital
  • $0Perpetual preferred stock
  • $8,917Common stock
  • $12,920Surplus
  • $-2,012Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $12,724Income earned, not collected on loans
  • $0Earning assets
  • $756Long-term assets (5+ years)
  • $181,062Average Assets, year-to-date
  • $3,477Average Assets, quarterly
  • $187,354Volatile liabilities
  • $195,231Insider loans
  • $140,731FHLB advances
  • $193,622Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $19,623Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $17,563Restructured Loans and leases
  • $2,400Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $8,380Total interest income
  • $1,434Total interest expense
  • $6,946Net interest income
  • $1,270Provision for loan and lease losses
  • $930Total noninterest income
  • $0Fiduciary activities
  • $593Service charges on deposit accounts
  • $0Trading account gains & fees
  • $337Additional noninterest income
  • $6,370Total noninterest expense
  • $2,848Salaries and employee benefits
  • $970Premises and equipment expense
  • $2,552Additional noninterest expense
  • $236Pre-tax net operating income
  • $0Securities gains (losses)
  • $46Applicable income taxes
  • $190Income before extraordinary items
  • $0Extraordinary gains - net
  • $190Net income attributable to bank
  • $0Net charge-offs
  • $190Cash dividends
  • $537Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.75%Yield on earning assets
  • 0.81%Cost of funding earning assets
  • 3.94%Net interest margin
  • 0.53%Noninterest income to earning assets
  • 3.61%Noninterest expense to earning assets
  • 0.10%Net operating income to assets
  • 0.10%Return on assets (ROA)
  • 0.13%Pretax return on assets
  • 0.96%Return on equity (ROE)
  • 0.96%Retained earnings to average equity (YTD only)
  • 0.40%Net charge-offs to loans
  • 236.50%Credit loss provision to net charge-offs
  • 2.80%Efficiency ratio
  • 80,879Assets per employee
  • 4.80%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.56%Loss allowance to noncurrent loans
  • 27.71%Noncurrent assets plus other real estate owned to assets
  • 7.55%Noncurrent loans to loans
  • 9.25%Net loans and leases to deposits
  • 83.71%Net loans and leases to core deposits
  • 90.62%Equity capital to assets
  • 10.33%Core capital (leverage) ratio
  • 10.13%Tier 1 risk-based capital ratio
  • 13.94%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $187,354Average earning assets
  • $19,867Average equity
  • $176,260Average loans

List of branches

  • 1 New York Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0433055United International Bank41-60 Main Street, Flushing, NY 11355Febuary 28, 2006Full Service Brick and Mortar

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