United International Bank in Flushing, New York (NY)
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| United International Bank | |
|---|---|
| General | FDIC Certificate #: 57987 Status: Active Federal Reserve ID: 3404869 Date Established: Febuary 28, 2006 WWW: http://www.uibbank.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 433055 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: Febuary 28, 2006 Last Structure Change Effective Date: September 30, 2008 Last Structure Change Process Date: November 14, 2008 Last Data Update: November 14, 2008 Data Source Date: April 05, 2012 |
| Location | Address: 41-60 Main Street, Flushing, NY 11355 County: Queens Quarterly Banking Profile Region: New York FDIC Geographic Region: New York FDIC Supervisory Region: New York FDIC Field Office: New York City Office of the Comptroller the Currency (OCC) District: Northeast Office of Thrift Supervision Region: Northeast Metropolitan Statistical Area (MSA): New York, NY (#5600) Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70) Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408) Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620) CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620) Core Based Statistical Division: New York-White Plains-Wayne, NY-NJ (#35644) |
| Financial Summary | Total assets: $191.9 mil Equity capital: $19.8 mil Deposits held in domestic offices: $160.1 mil Return on assets (ROA): 0.10% ($0.2 mil) Quarterly return on assets: -0.79% (-$1.5 mil) Return on Equity (ROE): 0.96% ($0.2 mil) Quarterly return on equity: -7.69% (-$1.5 mil) Net income: $0.2 mil Quarterly Net income: -$0.4 mil Pretax return on assets: 0.13% ($249.4 mil) Quarterly Pretax return on assets: -1.42% (-$2,724.6 mil) |
| Assets and Liabilities (December 31, 2011) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 40 |
| Total assets | $191,870 |
| Cash and due from depository institutions | $27,334 |
| Interest-bearing balances | $26,198 |
| Securities | $20,876 |
| Federal funds sold & reverse repurchase agreements | $0 |
| Net loans & leases | $133,988 |
| Loan loss allowance | $3,526 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $1,537 |
| Other real estate owned | $1,758 |
| Goodwill and other intangibles | $0 |
| All other assets | $6,377 |
| Life insurance assets | $191,869 |
| Total liabilities and capital | $172,044 |
| Total liabilities | $160,060 |
| Total deposits | $144,757 |
| Interest-bearing deposits | $160,060 |
| Deposits held in domestic offices | $92 |
| % insured (estimated) | 0.00% |
| Federal funds purchased & repurchase agreements | $0 |
| Trading liabilities | $9,511 |
| Other borrowed funds | $0 |
| Subordinated debt | $2,473 |
| All other liabilities | $19,825 |
| Total equity capital | $19,825 |
| Total bank equity capital | $19,825 |
| Perpetual preferred stock | $0 |
| Common stock | $8,917 |
| Surplus | $12,920 |
| Undivided profits | $-2,012 |
| Memoranda | |
| Noncurrent loans and leases | $0 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 |
| Income earned, not collected on loans | $12,724 |
| Earning assets | $0 |
| Long-term assets (5+ years) | $756 |
| Average Assets, year-to-date | $181,062 |
| Average Assets, quarterly | $3,477 |
| Volatile liabilities | $187,354 |
| Insider loans | $195,231 |
| FHLB advances | $140,731 |
| Loans and leases held for sale | $193,622 |
| Unused loan commitments | $0 |
| Tier 1 (core) risk-based capital | $0 |
| Tier 2 risk-based capital | $19,623 |
| Total risk weighted assets | $0 |
| Total unused commitments | $0 |
| Restructured Loans and leases | $17,563 |
| Derivatives | $2,400 |
| Income and Expense (December 31, 2011) (Dollar figures in thousands) | |
| Total interest income | $8,380 |
| Total interest expense | $1,434 |
| Net interest income | $6,946 |
| Provision for loan and lease losses | $1,270 |
| Total noninterest income | $930 |
| Fiduciary activities | $0 |
| Service charges on deposit accounts | $593 |
| Trading account gains & fees | $0 |
| Additional noninterest income | $337 |
| Total noninterest expense | $6,370 |
| Salaries and employee benefits | $2,848 |
| Premises and equipment expense | $970 |
| Additional noninterest expense | $2,552 |
| Pre-tax net operating income | $236 |
| Securities gains (losses) | $0 |
| Applicable income taxes | $46 |
| Income before extraordinary items | $190 |
| Extraordinary gains - net | $0 |
| Net income attributable to bank | $190 |
| Net charge-offs | $0 |
| Cash dividends | $190 |
| Sale, conversion, retirement of capital stock, net | $537 |
| Net operating income | $0 |
| Performance and Condition Ratios (December 31, 2011) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 4.75% |
| Cost of funding earning assets | 0.81% |
| Net interest margin | 3.94% |
| Noninterest income to earning assets | 0.53% |
| Noninterest expense to earning assets | 3.61% |
| Net operating income to assets | 0.10% |
| Return on assets (ROA) | 0.10% |
| Pretax return on assets | 0.13% |
| Return on equity (ROE) | 0.96% |
| Retained earnings to average equity (YTD only) | 0.96% |
| Net charge-offs to loans | 0.40% |
| Credit loss provision to net charge-offs | 236.50% |
| Efficiency ratio | 2.80% |
| Assets per employee | $80,879 |
| Cash dividends to net income (YTD only) | 4.80% |
| Condition Ratios (%) | |
| Loss allowance to loans | 0.00% |
| Loss allowance to noncurrent loans | 2.56% |
| Noncurrent assets plus other real estate owned to assets | 27.71% |
| Noncurrent loans to loans | 7.55% |
| Net loans and leases to deposits | 9.25% |
| Net loans and leases to core deposits | 83.71% |
| Equity capital to assets | 90.62% |
| Core capital (leverage) ratio | 10.33% |
| Tier 1 risk-based capital ratio | 10.13% |
| Total risk-based capital ratio | 13.94% |
| Memoranda | |
| Average assets | $15 |
| Average earning assets | $187,354 |
| Average equity | $19,867 |
| Average loans | $176,260 |
| 1 New York Branch as of April 05, 2012 | ||||||
| No | ID | Name | Address | Established | Service Type | Map |
|---|---|---|---|---|---|---|
| 0 | 433055 | United International Bank | 41-60 Main Street, Flushing, NY 11355 | Febuary 28, 2006 | Full Service Brick and Mortar |  |
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Based on public records. Inadvertent errors are possible.
BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.