National Bank of Petersburg in Petersburg, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

National Bank of Petersburg - Overview

  • General
  • FDIC Certificate #: 16718
    Status: Active
    Federal Reserve ID: 991041
    Bank Holding Company (Regulatory Top Holder): Nbp Financial Services, Inc. (RSSDID: 1132618, Location: Petersburg, IL)
    Date Established: July 27, 1948
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 13012
    FDIC's unique #: 10840
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: July 27, 1948
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 321 North Sixth Street, Petersburg, IL 62675
    County: Menard
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Springfield Il
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Springfield, IL (#7880)
    Core Based Statistical Area (CBSA): Springfield, IL (#44100)
    CBSA Metro Statistical Area: Springfield, IL (#44100)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $137.8 mil
    Equity capital: $14.0 mil
    Deposits held in domestic offices: $120.8 mil
    Return on assets (ROA): 0.57% ($0.8 mil)
    Quarterly return on assets: 0.95% ($1.3 mil)
    Return on Equity (ROE): 5.48% ($0.8 mil)
    Quarterly return on equity: 8.99% ($1.3 mil)
    Net income: $0.8 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 1.03% ($1,419.0 mil)
    Quarterly Pretax return on assets: 0.96% ($1,322.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 29Total employees (full-time equivalent)
  • $137,767Total assets
  • $11,493Cash and due from depository institutions
  • $10,779Interest-bearing balances
  • $44,642Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $74,907Net loans & leases
  • $1,115Loan loss allowance
  • $0Trading account assets
  • $739Bank premises and fixed assets
  • $0Other real estate owned
  • $30Goodwill and other intangibles
  • $137,767Life insurance assets
  • $5,956All other assets
  • $123,724Total liabilities and capital
  • $120,783Total liabilities
  • $101,190Total deposits
  • $120,783Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $2,941Subordinated debt
  • $14,043All other liabilities
  • $14,043Total equity capital
  • $14,043Total bank equity capital
  • $0Perpetual preferred stock
  • $450Common stock
  • $450Surplus
  • $13,143Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $69Income earned, not collected on loans
  • $0Earning assets
  • $913Long-term assets (5+ years)
  • $130,328Average Assets, year-to-date
  • $4,603Average Assets, quarterly
  • $139,706Volatile liabilities
  • $137,846Insider loans
  • $81,237FHLB advances
  • $141,045Loans and leases held for sale
  • $4,275Unused loan commitments
  • $4,275Tier 1 (core) risk-based capital
  • $15,258Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $11,884Restructured Loans and leases
  • $1,933Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,833Total interest income
  • $848Total interest expense
  • $3,985Net interest income
  • $0Provision for loan and lease losses
  • $885Total noninterest income
  • $89Fiduciary activities
  • $349Service charges on deposit accounts
  • $0Trading account gains & fees
  • $447Additional noninterest income
  • $3,431Total noninterest expense
  • $1,749Salaries and employee benefits
  • $415Premises and equipment expense
  • $1,267Additional noninterest expense
  • $1,439Pre-tax net operating income
  • $0Securities gains (losses)
  • $639Applicable income taxes
  • $800Income before extraordinary items
  • $0Extraordinary gains - net
  • $800Net income attributable to bank
  • $0Net charge-offs
  • $800Cash dividends
  • $32Sale, conversion, retirement of capital stock, net
  • $1,087Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.67%Yield on earning assets
  • 0.64%Cost of funding earning assets
  • 3.03%Net interest margin
  • 0.67%Noninterest income to earning assets
  • 2.61%Noninterest expense to earning assets
  • 0.57%Net operating income to assets
  • 0.57%Return on assets (ROA)
  • 1.03%Pretax return on assets
  • 5.48%Return on equity (ROE)
  • -1.97%Retained earnings to average equity (YTD only)
  • 0.04%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 44.97%Efficiency ratio
  • 65,524Assets per employee
  • 4.75%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 135.88%Loss allowance to loans
  • 1.47%Loss allowance to noncurrent loans
  • 1615.94%Noncurrent assets plus other real estate owned to assets
  • 0.05%Noncurrent loans to loans
  • 0.09%Net loans and leases to deposits
  • 62.02%Net loans and leases to core deposits
  • 62.66%Equity capital to assets
  • 10.19%Core capital (leverage) ratio
  • 10.82%Tier 1 risk-based capital ratio
  • 18.78%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $139,706Average earning assets
  • $14,593Average equity
  • $131,669Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $19,748Managed Assets
  • 1Number of Accounts
  • $19,748Personal trust and agency accounts
  • $16,221Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $3,527Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 45Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 2 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    010840National Bank Of Petersburg321 North Sixth Street, Petersburg, IL 62675July 27, 1948Full Service Brick and Mortar
    22394Petersburg Branch422 South Sixth Street, Petersburg, IL 62675January 01, 1865Full Service Brick and Mortar

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