National Bank of Sallisaw in Sallisaw, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

National Bank of Sallisaw - Overview

  • General
  • FDIC Certificate #: 6008
    Status: Active
    Federal Reserve ID: 428958
    Bank Holding Company (Regulatory Top Holder): First Bank Corp (RSSDID: 1491360, Location: Fort Smith, AR)
    Date Established: April 03, 1928
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 4070
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1000 South Kerr Boulevard, Sallisaw, OK 74955
    County: Sequoyah
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Fort Smith, AR-OK (#2720)
    Core Based Statistical Area (CBSA): Fort Smith, AR-OK (#22900)
    CBSA Metro Statistical Area: Fort Smith, AR-OK (#22900)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $112.0 mil
    Equity capital: $13.2 mil
    Deposits held in domestic offices: $98.1 mil
    Return on assets (ROA): 1.30% ($1.5 mil)
    Quarterly return on assets: 1.33% ($1.5 mil)
    Return on Equity (ROE): 10.80% ($1.4 mil)
    Quarterly return on equity: 11.15% ($1.4 mil)
    Net income: $1.4 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 1.81% ($2,027.6 mil)
    Quarterly Pretax return on assets: 1.86% ($2,083.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 33Total employees (full-time equivalent)
  • $112,024Total assets
  • $5,501Cash and due from depository institutions
  • $319Interest-bearing balances
  • $42,111Securities
  • $2,277Federal funds sold & reverse repurchase agreements
  • $54,387Net loans & leases
  • $764Loan loss allowance
  • $0Trading account assets
  • $3,548Bank premises and fixed assets
  • $2,762Other real estate owned
  • $0Goodwill and other intangibles
  • $112,024Life insurance assets
  • $1,438All other assets
  • $98,784Total liabilities and capital
  • $98,101Total liabilities
  • $77,356Total deposits
  • $98,101Interest-bearing deposits
  • $86Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $683Subordinated debt
  • $13,240All other liabilities
  • $13,240Total equity capital
  • $13,240Total bank equity capital
  • $0Perpetual preferred stock
  • $1,000Common stock
  • $5,103Surplus
  • $7,137Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $67Income earned, not collected on loans
  • $0Earning assets
  • $685Long-term assets (5+ years)
  • $99,094Average Assets, year-to-date
  • $43,287Average Assets, quarterly
  • $109,298Volatile liabilities
  • $111,330Insider loans
  • $68,858FHLB advances
  • $109,426Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $12,563Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,831Restructured Loans and leases
  • $325Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,472Total interest income
  • $501Total interest expense
  • $3,971Net interest income
  • $60Provision for loan and lease losses
  • $816Total noninterest income
  • $0Fiduciary activities
  • $446Service charges on deposit accounts
  • $0Trading account gains & fees
  • $370Additional noninterest income
  • $2,801Total noninterest expense
  • $1,620Salaries and employee benefits
  • $372Premises and equipment expense
  • $809Additional noninterest expense
  • $1,926Pre-tax net operating income
  • $55Securities gains (losses)
  • $563Applicable income taxes
  • $1,418Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,418Net income attributable to bank
  • $0Net charge-offs
  • $1,418Cash dividends
  • $4Sale, conversion, retirement of capital stock, net
  • $1,200Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.69%Yield on earning assets
  • 0.53%Cost of funding earning assets
  • 4.16%Net interest margin
  • 0.86%Noninterest income to earning assets
  • 2.94%Noninterest expense to earning assets
  • 1.26%Net operating income to assets
  • 1.30%Return on assets (ROA)
  • 1.81%Pretax return on assets
  • 10.80%Return on equity (ROE)
  • 1.66%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 1500.00%Credit loss provision to net charge-offs
  • 496.50%Efficiency ratio
  • 58,513Assets per employee
  • 3.39%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 84.63%Loss allowance to loans
  • 1.39%Loss allowance to noncurrent loans
  • 1140.30%Noncurrent assets plus other real estate owned to assets
  • 2.53%Noncurrent loans to loans
  • 0.12%Net loans and leases to deposits
  • 55.44%Net loans and leases to core deposits
  • 60.36%Equity capital to assets
  • 11.82%Core capital (leverage) ratio
  • 11.48%Tier 1 risk-based capital ratio
  • 18.24%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $109,298Average earning assets
  • $13,125Average equity
  • $95,398Average loans

List of branches

  • 3 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    04070National Bank Of Sallisaw1000 South Kerr Boulevard, Sallisaw, OK 74955April 03, 1928Full Service Brick and Mortar
    1208599Sallisaw Drive-In Branch1500 East Cherokee, Sallisaw, OK 74955August 26, 1974Limited Service Facility
    2362816Roland Branch401 East Ray Fine Blvd., Roland, OK 74954October 25, 2001Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with National Bank of Sallisaw.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents