The First National Bank of Stigler in Stigler, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of Stigler - Overview

  • General
  • FDIC Certificate #: 4199
    Status: Active
    Federal Reserve ID: 319458
    Bank Holding Company (Regulatory Top Holder): Stigler Bancorporation, Inc. (RSSDID: 1142288, Location: Stigler, OK)
    Date Established: April 19, 1904
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 12218
    FDIC's unique #: 2752
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 300 East Main Street, Stigler, OK 74462
    County: Haskell
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $104.2 mil
    Equity capital: $8.6 mil
    Deposits held in domestic offices: $95.5 mil
    Return on assets (ROA): 2.18% ($2.3 mil)
    Quarterly return on assets: 2.03% ($2.1 mil)
    Return on Equity (ROE): 26.43% ($2.4 mil)
    Quarterly return on equity: 24.40% ($2.2 mil)
    Net income: $2.3 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 2.18% ($2,271.6 mil)
    Quarterly Pretax return on assets: 2.03% ($2,115.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 26Total employees (full-time equivalent)
  • $104,200Total assets
  • $13,006Cash and due from depository institutions
  • $10,755Interest-bearing balances
  • $50,449Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $38,490Net loans & leases
  • $494Loan loss allowance
  • $0Trading account assets
  • $685Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $104,200Life insurance assets
  • $1,570All other assets
  • $95,628Total liabilities and capital
  • $95,491Total liabilities
  • $70,854Total deposits
  • $95,491Interest-bearing deposits
  • $83Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $137Subordinated debt
  • $8,572All other liabilities
  • $8,572Total equity capital
  • $8,572Total bank equity capital
  • $0Perpetual preferred stock
  • $300Common stock
  • $440Surplus
  • $7,832Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $47Income earned, not collected on loans
  • $0Earning assets
  • $616Long-term assets (5+ years)
  • $99,694Average Assets, year-to-date
  • $42,187Average Assets, quarterly
  • $103,426Volatile liabilities
  • $104,240Insider loans
  • $45,866FHLB advances
  • $103,805Loans and leases held for sale
  • $246Unused loan commitments
  • $246Tier 1 (core) risk-based capital
  • $7,829Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $5,211Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,151Total interest income
  • $490Total interest expense
  • $3,661Net interest income
  • $1Provision for loan and lease losses
  • $731Total noninterest income
  • $0Fiduciary activities
  • $495Service charges on deposit accounts
  • $0Trading account gains & fees
  • $236Additional noninterest income
  • $2,368Total noninterest expense
  • $1,411Salaries and employee benefits
  • $334Premises and equipment expense
  • $623Additional noninterest expense
  • $2,023Pre-tax net operating income
  • $228Securities gains (losses)
  • $0Applicable income taxes
  • $2,251Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,251Net income attributable to bank
  • $0Net charge-offs
  • $2,251Cash dividends
  • $4Sale, conversion, retirement of capital stock, net
  • $1,915Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.20%Yield on earning assets
  • 0.50%Cost of funding earning assets
  • 3.71%Net interest margin
  • 0.74%Noninterest income to earning assets
  • 2.40%Noninterest expense to earning assets
  • 1.96%Net operating income to assets
  • 2.18%Return on assets (ROA)
  • 2.18%Pretax return on assets
  • 26.43%Return on equity (ROE)
  • 3.95%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 25.00%Credit loss provision to net charge-offs
  • 506.00%Efficiency ratio
  • 53,916Assets per employee
  • 4.01%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 85.07%Loss allowance to loans
  • 1.27%Loss allowance to noncurrent loans
  • 1051.06%Noncurrent assets plus other real estate owned to assets
  • 0.05%Noncurrent loans to loans
  • 0.12%Net loans and leases to deposits
  • 40.31%Net loans and leases to core deposits
  • 41.30%Equity capital to assets
  • 8.23%Core capital (leverage) ratio
  • 7.54%Tier 1 risk-based capital ratio
  • 17.07%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $103,426Average earning assets
  • $8,516Average equity
  • $98,774Average loans

List of branches

  • 1 Oklahoma Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02752The First National Bank Of Stigler300 East Main Street, Stigler, OK 74462April 19, 1904Full Service Brick and Mortar

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