The First National Bank of Stigler in Stigler, Oklahoma (OK)
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| The First National Bank of Stigler | |
|---|---|
| General | FDIC Certificate #: 4199 Status: Active Federal Reserve ID: 319458 Bank Holding Company (Regulatory Top Holder): Stigler Bancorporation, Inc. (RSSDID: 1142288, Location: Stigler, OK) Date Established: April 19, 1904 WWW: http://www.fnbstigler.com Trust Powers Granted: No Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 12218 FDIC's unique #: 2752 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: Yes Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012 |
| Location | Address: 300 East Main Street, Stigler, OK 74462 County: Haskell Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Tulsa Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West |
| History of Changes | Merge BIF and SAIF Funds into DIF |
| Financial Summary | Total assets: $104.2 mil Equity capital: $8.6 mil Deposits held in domestic offices: $95.5 mil Return on assets (ROA): 2.18% ($2.3 mil) Quarterly return on assets: 2.03% ($2.1 mil) Return on Equity (ROE): 26.43% ($2.4 mil) Quarterly return on equity: 24.40% ($2.2 mil) Net income: $2.3 mil Quarterly Net income: $0.5 mil Pretax return on assets: 2.18% ($2,271.6 mil) Quarterly Pretax return on assets: 2.03% ($2,115.3 mil) |
| Assets and Liabilities (December 31, 2011) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 26 |
| Total assets | $104,200 |
| Cash and due from depository institutions | $13,006 |
| Interest-bearing balances | $10,755 |
| Securities | $50,449 |
| Federal funds sold & reverse repurchase agreements | $0 |
| Net loans & leases | $38,490 |
| Loan loss allowance | $494 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $685 |
| Other real estate owned | $0 |
| Goodwill and other intangibles | $0 |
| All other assets | $1,570 |
| Life insurance assets | $104,200 |
| Total liabilities and capital | $95,628 |
| Total liabilities | $95,491 |
| Total deposits | $70,854 |
| Interest-bearing deposits | $95,491 |
| Deposits held in domestic offices | $83 |
| % insured (estimated) | 0.00% |
| Federal funds purchased & repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $0 |
| Subordinated debt | $137 |
| All other liabilities | $8,572 |
| Total equity capital | $8,572 |
| Total bank equity capital | $8,572 |
| Perpetual preferred stock | $0 |
| Common stock | $300 |
| Surplus | $440 |
| Undivided profits | $7,832 |
| Memoranda | |
| Noncurrent loans and leases | $0 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 |
| Income earned, not collected on loans | $47 |
| Earning assets | $0 |
| Long-term assets (5+ years) | $616 |
| Average Assets, year-to-date | $99,694 |
| Average Assets, quarterly | $42,187 |
| Volatile liabilities | $103,426 |
| Insider loans | $104,240 |
| FHLB advances | $45,866 |
| Loans and leases held for sale | $103,805 |
| Unused loan commitments | $246 |
| Tier 1 (core) risk-based capital | $246 |
| Tier 2 risk-based capital | $7,829 |
| Total risk weighted assets | $0 |
| Total unused commitments | $0 |
| Restructured Loans and leases | $5,211 |
| Derivatives | $0 |
| Income and Expense (December 31, 2011) (Dollar figures in thousands) | |
| Total interest income | $4,151 |
| Total interest expense | $490 |
| Net interest income | $3,661 |
| Provision for loan and lease losses | $1 |
| Total noninterest income | $731 |
| Fiduciary activities | $0 |
| Service charges on deposit accounts | $495 |
| Trading account gains & fees | $0 |
| Additional noninterest income | $236 |
| Total noninterest expense | $2,368 |
| Salaries and employee benefits | $1,411 |
| Premises and equipment expense | $334 |
| Additional noninterest expense | $623 |
| Pre-tax net operating income | $2,023 |
| Securities gains (losses) | $228 |
| Applicable income taxes | $0 |
| Income before extraordinary items | $2,251 |
| Extraordinary gains - net | $0 |
| Net income attributable to bank | $2,251 |
| Net charge-offs | $0 |
| Cash dividends | $2,251 |
| Sale, conversion, retirement of capital stock, net | $4 |
| Net operating income | $1,915 |
| Performance and Condition Ratios (December 31, 2011) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 4.20% |
| Cost of funding earning assets | 0.50% |
| Net interest margin | 3.71% |
| Noninterest income to earning assets | 0.74% |
| Noninterest expense to earning assets | 2.40% |
| Net operating income to assets | 1.96% |
| Return on assets (ROA) | 2.18% |
| Pretax return on assets | 2.18% |
| Return on equity (ROE) | 26.43% |
| Retained earnings to average equity (YTD only) | 3.95% |
| Net charge-offs to loans | 0.01% |
| Credit loss provision to net charge-offs | 25.00% |
| Efficiency ratio | 506.00% |
| Assets per employee | $53,916 |
| Cash dividends to net income (YTD only) | 4.01% |
| Condition Ratios (%) | |
| Loss allowance to loans | 85.07% |
| Loss allowance to noncurrent loans | 1.27% |
| Noncurrent assets plus other real estate owned to assets | 1051.06% |
| Noncurrent loans to loans | 0.05% |
| Net loans and leases to deposits | 0.12% |
| Net loans and leases to core deposits | 40.31% |
| Equity capital to assets | 41.30% |
| Core capital (leverage) ratio | 8.23% |
| Tier 1 risk-based capital ratio | 7.54% |
| Total risk-based capital ratio | 17.07% |
| Memoranda | |
| Average assets | $18 |
| Average earning assets | $103,426 |
| Average equity | $8,516 |
| Average loans | $98,774 |
| 1 Oklahoma Branch as of April 05, 2012 | ||||||
| No | ID | Name | Address | Established | Service Type | Map |
|---|---|---|---|---|---|---|
| 0 | 2752 | The First National Bank Of Stigler | 300 East Main Street, Stigler, OK 74462 | April 19, 1904 | Full Service Brick and Mortar |  |
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BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.