Neighborhood State Bank in Nichols, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 28, 2000

  • Neighborhood State Bank in Nichols, Wisconsin (WI)
  • Show street view No street view available for this location

Neighborhood State Bank - Overview

  • General
  • FDIC Certificate #: 11221
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Dairyman's State Bank (#13052)
    Federal Reserve ID: 236443
    Date Established: October 19, 1919
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 7158
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: Febuary 28, 2000
    Last Structure Change Process Date: March 21, 2000
    Last Data Update: March 21, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: W5644 State Road 168, Nichols, WI 54152
    County: Outagamie
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Appleton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Appleton-Oshkosh-Neenah, WI (#460)
    Combined Statistical Area (CSA): Appleton-Oshkosh-Neenah, WI (#118)
    Core Based Statistical Area (CBSA): Appleton, WI (#11540)
    CBSA Metro Statistical Area: Appleton, WI (#11540)
  • Financial Summary
  • Total assets: $19.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 10Total employees (full-time equivalent)
  • $19,112Total assets
  • $1,134Cash and due from depository institutions
  • $0Interest-bearing balances
  • $4,078Securities
  • $650Federal funds sold & reverse repurchase agreements
  • $12,466Net loans & leases
  • $218Loan loss allowance
  • $0Trading account assets
  • $439Bank premises and fixed assets
  • $0Other real estate owned
  • $49Goodwill and other intangibles
  • $0Life insurance assets
  • $296All other assets
  • $19,112Total liabilities and capital
  • $17,536Total liabilities
  • $17,422Total deposits
  • $15,381Interest-bearing deposits
  • $17,422Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $114All other liabilities
  • $1,576Total equity capital
  • $1,576Total bank equity capital
  • $1,576Perpetual preferred stock
  • $0Common stock
  • $50Surplus
  • $1,200Undivided profits
  • Memoranda
  • $326Noncurrent loans and leases
  • $1,015Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $78Average Assets, year-to-date
  • $17,194Average Assets, quarterly
  • $2,085Volatile liabilities
  • $19,741Insider loans
  • $19,185FHLB advances
  • $1,494Loans and leases held for sale
  • $16Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,015Total unused commitments
  • $0Restructured Loans and leases
  • $152Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $1,466Total interest income
  • $705Total interest expense
  • $761Net interest income
  • -$75Provision for loan and lease losses
  • $80Total noninterest income
  • $0Fiduciary activities
  • $18Service charges on deposit accounts
  • $0Trading account gains & fees
  • $62Additional noninterest income
  • $612Total noninterest expense
  • $406Salaries and employee benefits
  • $68Premises and equipment expense
  • $138Additional noninterest expense
  • $304Pre-tax net operating income
  • $0Securities gains (losses)
  • $91Applicable income taxes
  • $213Income before extraordinary items
  • $0Extraordinary gains - net
  • $213Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $20Sale, conversion, retirement of capital stock, net
  • $50Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.15%Yield on earning assets
  • 3.92%Cost of funding earning assets
  • 4.23%Net interest margin
  • 0.44%Noninterest income to earning assets
  • 3.40%Noninterest expense to earning assets
  • 1.08%Net operating income to assets
  • 1.08%Return on assets (ROA)
  • 1.54%Pretax return on assets
  • 13.61%Return on equity (ROE)
  • 10.42%Retained earnings to average equity (YTD only)
  • 0.15%Net charge-offs to loans
  • -375.00%Credit loss provision to net charge-offs
  • 11.45%Efficiency ratio
  • 72,057Assets per employee
  • 1.91%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 23.47%Loss allowance to loans
  • 1.72%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 71.55%Net loans and leases to core deposits
  • 78.26%Equity capital to assets
  • 8.25%Core capital (leverage) ratio
  • 8.24%Tier 1 risk-based capital ratio
  • 13.33%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $19,741Average earning assets
  • $1,565Average equity
  • $17,982Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Neighborhood State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents