Nekoosa Port Edwards State Bank in Nekoosa, Wisconsin (WI)



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Nekoosa Port Edwards State Bank routing number info

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Nekoosa Port Edwards State Bank
GeneralFDIC Certificate #: 2482
Status: Active
Federal Reserve ID: 791942
Bank Holding Company (Regulatory Top Holder): Nekoosa Port Edwards Bancorporation, Inc. (RSSDID: 1204074, Location: Nekoosa, WI)
Date Established: December 13, 1913
WWW: http://www.npesb.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Domestic: 3, Interstate: No)
FDIC's unique #: 1630
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 405 Market Street, Nekoosa, WI 54457
County: Wood
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Appleton
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Core Based Statistical Area (CBSA): Marshfield-Wisconsin Rapids, WI (#32270)
CBSA Micro Statistical Area: Yes
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $202.3 mil
Equity capital: $24.6 mil
Deposits held in domestic offices: $176.6 mil
Return on assets (ROA): 1.27% ($2.6 mil)
Quarterly return on assets: 1.26% ($2.5 mil)
Return on Equity (ROE): 10.84% ($2.7 mil)
Quarterly return on equity: 10.35% ($2.6 mil)
Net income: $2.6 mil
Quarterly Net income: $0.6 mil
Pretax return on assets: 1.27% ($2,569.7 mil)
Quarterly Pretax return on assets: 1.26% ($2,549.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)32
Total assets$202,342
Cash and due from depository institutions$21,471
Interest-bearing balances$17,772
Securities$43,778
Federal funds sold & reverse repurchase agreements$1,739
Net loans & leases$129,172
Loan loss allowance $2,700
Trading account assets$0
Bank premises and fixed assets$1,130
Other real estate owned$593
Goodwill and other intangibles$0
All other assets$4,459
Life insurance assets$202,342
Total liabilities and capital$177,695
Total liabilities$176,614
Total deposits$159,585
Interest-bearing deposits$176,614
Deposits held in domestic offices$80
% insured (estimated)55.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $1,026
All other liabilities $24,647
Total equity capital$24,647
Total bank equity capital$24,647
Perpetual preferred stock$0
Common stock$1,550
Surplus$13,972
Undivided profits $9,125
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $2,395
Earning assets $0
Long-term assets (5+ years) $842
Average Assets, year-to-date $192,461
Average Assets, quarterly $22,507
Volatile liabilities $203,808
Insider loans $200,918
FHLB advances $116,283
Loans and leases held for sale $200,590
Unused loan commitments $2,437
Tier 1 (core) risk-based capital $2,437
Tier 2 risk-based capital $23,869
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $11,459
Derivatives$713
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $9,002
Total interest expense $3,443
Net interest income $5,559
Provision for loan and lease losses $582
Total noninterest income $380
Fiduciary activities $0
Service charges on deposit accounts $162
Trading account gains & fees $0
Additional noninterest income $218
Total noninterest expense $2,767
Salaries and employee benefits $1,598
Premises and equipment expense $283
Additional noninterest expense $886
Pre-tax net operating income $2,590
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items $2,590
Extraordinary gains - net $0
Net income attributable to bank $2,590
Net charge-offs $0
Cash dividends $2,590
Sale, conversion, retirement of capital stock, net $137
Net operating income $1,540
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.61%
Cost of funding earning assets 1.76%
Net interest margin 2.85%
Noninterest income to earning assets 0.19%
Noninterest expense to earning assets 1.42%
Net operating income to assets 1.27%
Return on assets (ROA) 1.27%
Pretax return on assets 1.27%
Return on equity (ROE) 10.84%
Retained earnings to average equity (YTD only) 4.40%
Net charge-offs to loans 0.10%
Credit loss provision to net charge-offs 424.82%
Efficiency ratio23.15%
Assets per employee$46,590
Cash dividends to net income (YTD only)6.32%
Condition Ratios (%)
Loss allowance to loans 59.46%
Loss allowance to noncurrent loans 2.05%
Noncurrent assets plus other real estate owned to assets 112.73%
Noncurrent loans to loans 1.48%
Net loans and leases to deposits1.82%
Net loans and leases to core deposits 73.14%
Equity capital to assets 92.23%
Core capital (leverage) ratio 12.18%
Tier 1 risk-based capital ratio 11.90%
Total risk-based capital ratio 20.53%
Memoranda
Average assets$22
Average earning assets$203,808
Average equity $23,888
Average loans $195,136
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3 Wisconsin Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
01630Nekoosa Port Edwards State Bank405 Market Street, Nekoosa, WI 54457December 13, 1913Full Service Brick and Mortar
1192699Port Edwards Branch240 Market Avenue, Port Edwards, WI 54469May 17, 1949Full Service Brick and Mortar
2192700Rome Lakes Branch383 Highway 13 South, Nekoosa, WI 54457August 01, 1990Full Service Brick and Mortar
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