Nekoosa Port Edwards State Bank in Nekoosa, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Nekoosa Port Edwards State Bank in Nekoosa, Wisconsin (WI)
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Nekoosa Port Edwards State Bank - Overview

  • General
  • FDIC Certificate #: 2482
    Status: Active
    Federal Reserve ID: 791942
    Bank Holding Company (Regulatory Top Holder): Nekoosa Port Edwards Bancorporation, Inc. (RSSDID: 1204074, Location: Nekoosa, WI)
    Date Established: December 13, 1913
    WWW: http://www.npesb.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 1630
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 405 Market Street, Nekoosa, WI 54457
    County: Wood
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Appleton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Marshfield-Wisconsin Rapids, WI (#32270)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $202.3 mil
    Equity capital: $24.6 mil
    Deposits held in domestic offices: $176.6 mil
    Return on assets (ROA): 1.27% ($2.6 mil)
    Quarterly return on assets: 1.26% ($2.5 mil)
    Return on Equity (ROE): 10.84% ($2.7 mil)
    Quarterly return on equity: 10.35% ($2.6 mil)
    Net income: $2.6 mil
    Quarterly Net income: $0.6 mil
    Pretax return on assets: 1.27% ($2,569.7 mil)
    Quarterly Pretax return on assets: 1.26% ($2,549.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 32Total employees (full-time equivalent)
  • $202,342Total assets
  • $21,471Cash and due from depository institutions
  • $17,772Interest-bearing balances
  • $43,778Securities
  • $1,739Federal funds sold & reverse repurchase agreements
  • $129,172Net loans & leases
  • $2,700Loan loss allowance
  • $0Trading account assets
  • $1,130Bank premises and fixed assets
  • $593Other real estate owned
  • $0Goodwill and other intangibles
  • $202,342Life insurance assets
  • $4,459All other assets
  • $177,695Total liabilities and capital
  • $176,614Total liabilities
  • $159,585Total deposits
  • $176,614Interest-bearing deposits
  • $80Deposits held in domestic offices
  • 55.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,026Subordinated debt
  • $24,647All other liabilities
  • $24,647Total equity capital
  • $24,647Total bank equity capital
  • $0Perpetual preferred stock
  • $1,550Common stock
  • $13,972Surplus
  • $9,125Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,395Income earned, not collected on loans
  • $0Earning assets
  • $842Long-term assets (5+ years)
  • $192,461Average Assets, year-to-date
  • $22,507Average Assets, quarterly
  • $203,808Volatile liabilities
  • $200,918Insider loans
  • $116,283FHLB advances
  • $200,590Loans and leases held for sale
  • $2,437Unused loan commitments
  • $2,437Tier 1 (core) risk-based capital
  • $23,869Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $11,459Restructured Loans and leases
  • $713Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $9,002Total interest income
  • $3,443Total interest expense
  • $5,559Net interest income
  • $582Provision for loan and lease losses
  • $380Total noninterest income
  • $0Fiduciary activities
  • $162Service charges on deposit accounts
  • $0Trading account gains & fees
  • $218Additional noninterest income
  • $2,767Total noninterest expense
  • $1,598Salaries and employee benefits
  • $283Premises and equipment expense
  • $886Additional noninterest expense
  • $2,590Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $2,590Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,590Net income attributable to bank
  • $0Net charge-offs
  • $2,590Cash dividends
  • $137Sale, conversion, retirement of capital stock, net
  • $1,540Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.61%Yield on earning assets
  • 1.76%Cost of funding earning assets
  • 2.85%Net interest margin
  • 0.19%Noninterest income to earning assets
  • 1.42%Noninterest expense to earning assets
  • 1.27%Net operating income to assets
  • 1.27%Return on assets (ROA)
  • 1.27%Pretax return on assets
  • 10.84%Return on equity (ROE)
  • 4.40%Retained earnings to average equity (YTD only)
  • 0.10%Net charge-offs to loans
  • 424.82%Credit loss provision to net charge-offs
  • 23.15%Efficiency ratio
  • 46,590Assets per employee
  • 6.32%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 59.46%Loss allowance to loans
  • 2.05%Loss allowance to noncurrent loans
  • 112.73%Noncurrent assets plus other real estate owned to assets
  • 1.48%Noncurrent loans to loans
  • 1.82%Net loans and leases to deposits
  • 73.14%Net loans and leases to core deposits
  • 92.23%Equity capital to assets
  • 12.18%Core capital (leverage) ratio
  • 11.90%Tier 1 risk-based capital ratio
  • 20.53%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $203,808Average earning assets
  • $23,888Average equity
  • $195,136Average loans

List of branches

  • 3 Wisconsin Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    01630Nekoosa Port Edwards State Bank405 Market Street, Nekoosa, WI 54457December 13, 1913Full Service Brick and Mortar
    1192699Port Edwards Branch240 Market Avenue, Port Edwards, WI 54469May 17, 1949Full Service Brick and Mortar
    2192700Rome Lakes Branch383 Highway 13 South, Nekoosa, WI 54457August 01, 1990Full Service Brick and Mortar

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