Nevada Banking Company in Stateline, Nevada (NV)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 14, 1999

  • Nevada Banking Company in Stateline, Nevada (NV)
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Nevada Banking Company - Overview

  • General
  • FDIC Certificate #: 23481
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Security Bank of Nevada (#32987)
    Federal Reserve ID: 132965
    Date Established: July 13, 1981
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    OTS Docket #: 14639
    FDIC's unique #: 16458
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 13, 1981
    Last Structure Change Effective Date: June 14, 1999
    Last Structure Change Process Date: July 07, 1999
    Last Data Update: July 07, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 229 Kingsbury Road, Stateline, NV 89449
    County: Douglas
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Phoenix
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Combined Statistical Area (CSA): Sacramento-Arden-Arcade-Yuba City, CA-NV (#472)
    Core Based Statistical Area (CBSA): Gardnerville Ranchos, NV (#23820)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $127.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 63Total employees (full-time equivalent)
  • $127,594Total assets
  • $7,341Cash and due from depository institutions
  • $1,090Interest-bearing balances
  • $22,187Securities
  • $8,000Federal funds sold & reverse repurchase agreements
  • $85,659Net loans & leases
  • $1,298Loan loss allowance
  • $0Trading account assets
  • $3,157Bank premises and fixed assets
  • $98Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,152All other assets
  • $127,594Total liabilities and capital
  • $117,436Total liabilities
  • $115,673Total deposits
  • $100,062Interest-bearing deposits
  • $115,673Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $1,000Other borrowed funds
  • $0Subordinated debt
  • $763All other liabilities
  • $10,158Total equity capital
  • $10,158Total bank equity capital
  • $10,158Perpetual preferred stock
  • $0Common stock
  • $3,536Surplus
  • $1,716Undivided profits
  • Memoranda
  • $4,906Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $496Earning assets
  • $0Long-term assets (5+ years)
  • $406Average Assets, year-to-date
  • $116,936Average Assets, quarterly
  • $22,414Volatile liabilities
  • $115,323Insider loans
  • $124,309FHLB advances
  • $14,898Loans and leases held for sale
  • $916Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $20,142Total unused commitments
  • $0Restructured Loans and leases
  • $92,356Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $9,800Total interest income
  • $2,875Total interest expense
  • $6,925Net interest income
  • $75Provision for loan and lease losses
  • $512Total noninterest income
  • $0Fiduciary activities
  • $387Service charges on deposit accounts
  • $0Trading account gains & fees
  • $125Additional noninterest income
  • $4,931Total noninterest expense
  • $2,773Salaries and employee benefits
  • $988Premises and equipment expense
  • $1,170Additional noninterest expense
  • $2,431Pre-tax net operating income
  • $60Securities gains (losses)
  • $726Applicable income taxes
  • $1,765Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,765Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $17Sale, conversion, retirement of capital stock, net
  • $136Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.38%Yield on earning assets
  • 2.75%Cost of funding earning assets
  • 6.63%Net interest margin
  • 0.49%Noninterest income to earning assets
  • 4.72%Noninterest expense to earning assets
  • 1.49%Net operating income to assets
  • 1.53%Return on assets (ROA)
  • 2.16%Pretax return on assets
  • 18.96%Return on equity (ROE)
  • 17.49%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 441.18%Credit loss provision to net charge-offs
  • 147.41%Efficiency ratio
  • 66,304Assets per employee
  • 2.03%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 7.71%Loss allowance to loans
  • 1.49%Loss allowance to noncurrent loans
  • 261.69%Noncurrent assets plus other real estate owned to assets
  • 0.47%Noncurrent loans to loans
  • 0.57%Net loans and leases to deposits
  • 74.05%Net loans and leases to core deposits
  • 84.17%Equity capital to assets
  • 7.96%Core capital (leverage) ratio
  • 8.10%Tier 1 risk-based capital ratio
  • 10.90%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $115,323Average earning assets
  • $9,311Average equity
  • $104,426Average loans

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