New Bethlehem Bank in New Bethlehem, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 1995

  • New Bethlehem Bank in New Bethlehem, Pennsylvania (PA)
  • Show street view No street view available for this location

New Bethlehem Bank - Overview

  • General
  • FDIC Certificate #: 11873
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: PFC Bank (#6038)
    Federal Reserve ID: 87926
    Date Established: January 01, 1895
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    OTS Docket #: 9624
    FDIC's unique #: 7586
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 01, 1995
    Last Structure Change Process Date: April 17, 1995
    Last Data Update: April 17, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 363 Broad Street, New Bethlehem, PA 16242
    County: Clarion
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Wexford
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
  • Financial Summary
  • Total assets: $130.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $64Total assets
  • $125,575Cash and due from depository institutions
  • $4,712Interest-bearing balances
  • $11Securities
  • $39,412Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $77,346Loan loss allowance
  • $919Trading account assets
  • $0Bank premises and fixed assets
  • $2,792Other real estate owned
  • $174Goodwill and other intangibles
  • $1,139Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $125,575Total liabilities
  • $106,443Total deposits
  • $102,862Interest-bearing deposits
  • $90,280Deposits held in domestic offices
  • 102862.00%% insured (estimated)
  • $90Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $175Subordinated debt
  • $0All other liabilities
  • $3,406Total equity capital
  • $3,406Total bank equity capital
  • $19,132Perpetual preferred stock
  • $0Common stock
  • $150Surplus
  • $7,091Undivided profits
  • Memoranda
  • $11,891Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $615Income earned, not collected on loans
  • $535Earning assets
  • $116,769Long-term assets (5+ years)
  • $6,386Average Assets, year-to-date
  • $126,456Average Assets, quarterly
  • $127,970Volatile liabilities
  • $11,257Insider loans
  • $394FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $3,800Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $13,224Total risk weighted assets
  • $76,778Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $8,934Total interest expense
  • $3,612Net interest income
  • $5,322Provision for loan and lease losses
  • $90Total noninterest income
  • $177Fiduciary activities
  • $0Service charges on deposit accounts
  • $105Trading account gains & fees
  • $0Additional noninterest income
  • $72Total noninterest expense
  • $4,094Salaries and employee benefits
  • $2,131Premises and equipment expense
  • $546Additional noninterest expense
  • $1,417Pre-tax net operating income
  • $1,315Securities gains (losses)
  • $894Applicable income taxes
  • $534Income before extraordinary items
  • $1,675Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,675Net charge-offs
  • -$22Cash dividends
  • $618Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.55%Cost of funding earning assets
  • 3.05%Net interest margin
  • 4.50%Noninterest income to earning assets
  • 0.15%Noninterest expense to earning assets
  • 3.46%Net operating income to assets
  • 0.79%Return on assets (ROA)
  • 1.32%Pretax return on assets
  • 1.75%Return on equity (ROE)
  • 9.24%Retained earnings to average equity (YTD only)
  • 5.83%Net charge-offs to loans
  • -0.03%Credit loss provision to net charge-offs
  • -409.09%Efficiency ratio
  • 74,450Assets per employee
  • 1.96%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 36.90%Loss allowance to loans
  • 1.17%Loss allowance to noncurrent loans
  • 149.43%Noncurrent assets plus other real estate owned to assets
  • 0.63%Noncurrent loans to loans
  • 0.79%Net loans and leases to deposits
  • 75.19%Net loans and leases to core deposits
  • 84.27%Equity capital to assets
  • 15.24%Core capital (leverage) ratio
  • 11.11%Tier 1 risk-based capital ratio
  • 17.22%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $126,456Average earning assets
  • $18,127Average equity
  • $118,345Average loans

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