New London Trust F.S.B. in New London, New Hampshire (NH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 30, 1999

  • New London Trust F.S.B. in New London, New Hampshire (NH)
  • Show street view No street view available for this location

New London Trust F.S.B. - Overview

  • General
  • FDIC Certificate #: 17855
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Lake Sunapee Bank, FSB (#31953)
    Federal Reserve ID: 581004
    Date Established: April 15, 1958
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 9351
    FDIC's unique #: 11796
    Numeric code: 43
    Regulator: OTS
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: April 15, 1958
    Last Structure Change Effective Date: October 30, 1999
    Last Structure Change Process Date: November 12, 1999
    Last Data Update: November 12, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 150 Main Street, New London, NH 3257
    County: Merrimack
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Concord
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Combined Statistical Area (CSA): Boston-Worcester-Manchester, MA-RI-NH (#148)
    Core Based Statistical Area (CBSA): Concord, NH (#18180)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $322.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 157Total employees (full-time equivalent)
  • $331,311Total assets
  • $9,436Cash and due from depository institutions
  • $210Interest-bearing balances
  • $42,064Securities
  • $4,550Federal funds sold & reverse repurchase agreements
  • $261,299Net loans & leases
  • $4,265Loan loss allowance
  • $0Trading account assets
  • $6,797Bank premises and fixed assets
  • $186Other real estate owned
  • $2,016Goodwill and other intangibles
  • $0Life insurance assets
  • $4,963All other assets
  • $331,311Total liabilities and capital
  • $308,411Total liabilities
  • $292,441Total deposits
  • $275,319Interest-bearing deposits
  • $292,441Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $13,500Other borrowed funds
  • $0Subordinated debt
  • $2,470All other liabilities
  • $22,900Total equity capital
  • $22,900Total bank equity capital
  • $22,900Perpetual preferred stock
  • $0Common stock
  • $282Surplus
  • $11,679Undivided profits
  • Memoranda
  • $10,939Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,758Earning assets
  • $0Long-term assets (5+ years)
  • $1,350Average Assets, year-to-date
  • $308,123Average Assets, quarterly
  • $0Volatile liabilities
  • $317,113Insider loans
  • $324,135FHLB advances
  • $90,294Loans and leases held for sale
  • $546Unused loan commitments
  • $13,500Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $33,628Total unused commitments
  • $0Restructured Loans and leases
  • $187,993Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $23,314Total interest income
  • $12,181Total interest expense
  • $11,133Net interest income
  • $572Provision for loan and lease losses
  • $6,362Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $6,362Additional noninterest income
  • $13,114Total noninterest expense
  • $7,235Salaries and employee benefits
  • $1,923Premises and equipment expense
  • $3,956Additional noninterest expense
  • $3,809Pre-tax net operating income
  • $108Securities gains (losses)
  • $1,508Applicable income taxes
  • $2,409Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,409Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $371Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.90%Yield on earning assets
  • 4.13%Cost of funding earning assets
  • 3.77%Net interest margin
  • 2.15%Noninterest income to earning assets
  • 4.44%Noninterest expense to earning assets
  • 0.74%Net operating income to assets
  • 0.76%Return on assets (ROA)
  • 1.24%Pretax return on assets
  • 11.19%Return on equity (ROE)
  • 11.19%Retained earnings to average equity (YTD only)
  • 0.14%Net charge-offs to loans
  • 154.18%Credit loss provision to net charge-offs
  • 11.81%Efficiency ratio
  • 74,101Assets per employee
  • 2.11%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.61%Loss allowance to noncurrent loans
  • 242.61%Noncurrent assets plus other real estate owned to assets
  • 0.59%Noncurrent loans to loans
  • 0.66%Net loans and leases to deposits
  • 89.35%Net loans and leases to core deposits
  • 121.17%Equity capital to assets
  • 6.91%Core capital (leverage) ratio
  • 6.84%Tier 1 risk-based capital ratio
  • 12.06%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $317,113Average earning assets
  • $21,529Average equity
  • $295,253Average loans

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