New London Trust F.S.B. in New London, New Hampshire (NH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 30, 1999

  • New London Trust F.S.B. in New London, New Hampshire (NH)
  • Show street view No street view available for this location

New London Trust F.S.B. - Overview

  • General
  • FDIC Certificate #: 17855
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Lake Sunapee Bank, FSB (#31953)
    Federal Reserve ID: 581004
    Date Established: April 15, 1958
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 9351
    FDIC's unique #: 11796
    Numeric code: 43
    Regulator: OTS
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: April 15, 1958
    Last Structure Change Effective Date: October 30, 1999
    Last Structure Change Process Date: November 12, 1999
    Last Data Update: November 12, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 150 Main Street, New London, NH 3257
    County: Merrimack
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Concord
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Combined Statistical Area (CSA): Boston-Worcester-Manchester, MA-RI-NH (#148)
    Core Based Statistical Area (CBSA): Concord, NH (#18180)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $322.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 157Total employees (full-time equivalent)
  • $331,311Total assets
  • $9,436Cash and due from depository institutions
  • $210Interest-bearing balances
  • $42,064Securities
  • $4,550Federal funds sold & reverse repurchase agreements
  • $261,299Net loans & leases
  • $4,265Loan loss allowance
  • $0Trading account assets
  • $6,797Bank premises and fixed assets
  • $186Other real estate owned
  • $2,016Goodwill and other intangibles
  • $0Life insurance assets
  • $4,963All other assets
  • $331,311Total liabilities and capital
  • $308,411Total liabilities
  • $292,441Total deposits
  • $275,319Interest-bearing deposits
  • $292,441Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $13,500Other borrowed funds
  • $0Subordinated debt
  • $2,470All other liabilities
  • $22,900Total equity capital
  • $22,900Total bank equity capital
  • $22,900Perpetual preferred stock
  • $0Common stock
  • $282Surplus
  • $11,679Undivided profits
  • Memoranda
  • $10,939Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,758Earning assets
  • $0Long-term assets (5+ years)
  • $1,350Average Assets, year-to-date
  • $308,123Average Assets, quarterly
  • $0Volatile liabilities
  • $317,113Insider loans
  • $324,135FHLB advances
  • $90,294Loans and leases held for sale
  • $546Unused loan commitments
  • $13,500Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $33,628Total unused commitments
  • $0Restructured Loans and leases
  • $187,993Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $23,314Total interest income
  • $12,181Total interest expense
  • $11,133Net interest income
  • $572Provision for loan and lease losses
  • $6,362Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $6,362Additional noninterest income
  • $13,114Total noninterest expense
  • $7,235Salaries and employee benefits
  • $1,923Premises and equipment expense
  • $3,956Additional noninterest expense
  • $3,809Pre-tax net operating income
  • $108Securities gains (losses)
  • $1,508Applicable income taxes
  • $2,409Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,409Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $371Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.90%Yield on earning assets
  • 4.13%Cost of funding earning assets
  • 3.77%Net interest margin
  • 2.15%Noninterest income to earning assets
  • 4.44%Noninterest expense to earning assets
  • 0.74%Net operating income to assets
  • 0.76%Return on assets (ROA)
  • 1.24%Pretax return on assets
  • 11.19%Return on equity (ROE)
  • 11.19%Retained earnings to average equity (YTD only)
  • 0.14%Net charge-offs to loans
  • 154.18%Credit loss provision to net charge-offs
  • 11.81%Efficiency ratio
  • 74,101Assets per employee
  • 2.11%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.61%Loss allowance to noncurrent loans
  • 242.61%Noncurrent assets plus other real estate owned to assets
  • 0.59%Noncurrent loans to loans
  • 0.66%Net loans and leases to deposits
  • 89.35%Net loans and leases to core deposits
  • 121.17%Equity capital to assets
  • 6.91%Core capital (leverage) ratio
  • 6.84%Tier 1 risk-based capital ratio
  • 12.06%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $317,113Average earning assets
  • $21,529Average equity
  • $295,253Average loans

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with New London Trust F.S.B..
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents