Noah Bank in city_name, state_name - Detailed Financial Reports, Location

Noah Bank in Elkins Park, Pennsylvania (PA), NJ, NY
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Noah Bank routing number info

Noah Bank - Overview

General
FDIC Certificate #: 58196
Status: Active
Federal Reserve ID: 3388165
Date Established: July 17, 2006
WWW: http://www.noahbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Domestic: 5, Interstate: Yes)
FDIC's unique #: 441884
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: July 17, 2006
Last Structure Change Effective Date: June 07, 2011
Last Structure Change Process Date: July 01, 2011
Last Data Update: July 01, 2011
Data Source Date: April 05, 2012
Location
Address: 7301 Old York Rd, Elkins Park, PA 19027
County: Montgomery
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Philadelphia
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
Core Based Statistical Division: Philadelphia, PA (#37964)
History of Changes
Name Change
Change in Location
Financial Summary
Total assets: $165.8 mil
Equity capital: $12.6 mil
Deposits held in domestic offices: $152.4 mil
Return on assets (ROA): 0.40% ($0.7 mil)
Quarterly return on assets: 0.04% ($0.1 mil)
Return on Equity (ROE): 3.86% ($0.5 mil)
Quarterly return on equity: 0.42% ($0.1 mil)
Net income: $0.5 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 0.69% ($1,143.7 mil)
Quarterly Pretax return on assets: 0.23% ($381.2 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
55Total employees (full-time equivalent)
$165,760Total assets
$45,265Cash and due from depository institutions
$41,405Interest-bearing balances
$24,718Securities
$0Federal funds sold & reverse repurchase agreements
$90,467Net loans & leases
$733Loan loss allowance
$0Trading account assets
$2,171Bank premises and fixed assets
$430Other real estate owned
$507Goodwill and other intangibles
$165,760Life insurance assets
$2,202All other assets
$153,165Total liabilities and capital
$152,396Total liabilities
$133,559Total deposits
$152,396Interest-bearing deposits
$94Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$769Subordinated debt
$12,595All other liabilities
$12,595Total equity capital
$12,595Total bank equity capital
$0Perpetual preferred stock
$12,526Common stock
$0Surplus
$69Undivided profits
Memoranda
$0Noncurrent loans and leases
$8,069Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,637Income earned, not collected on loans
$0Earning assets
$460Long-term assets (5+ years)
$156,590Average Assets, year-to-date
$70,935Average Assets, quarterly
$114,107Volatile liabilities
$141,090Insider loans
$102,416FHLB advances
$136,817Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$11,708Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,854Restructured Loans and leases
$1,763Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$5,268Total interest income
$1,065Total interest expense
$4,203Net interest income
$835Provision for loan and lease losses
$3,663Total noninterest income
$0Fiduciary activities
$145Service charges on deposit accounts
$0Trading account gains & fees
$3,518Additional noninterest income
$6,257Total noninterest expense
$3,104Salaries and employee benefits
$932Premises and equipment expense
$2,221Additional noninterest expense
$774Pre-tax net operating income
$14Securities gains (losses)
$337Applicable income taxes
$451Income before extraordinary items
$0Extraordinary gains - net
$451Net income attributable to bank
$0Net charge-offs
$451Cash dividends
$102Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.08%Yield on earning assets
1.03%Cost of funding earning assets
4.05%Net interest margin
3.53%Noninterest income to earning assets
6.03%Noninterest expense to earning assets
0.39%Net operating income to assets
0.40%Return on assets (ROA)
0.69%Pretax return on assets
3.86%Return on equity (ROE)
3.86%Retained earnings to average equity (YTD only)
0.15%Net charge-offs to loans
818.63%Credit loss provision to net charge-offs
15.77%Efficiency ratio
79,430Assets per employee
3.01%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.80%Loss allowance to noncurrent loans
27.80%Noncurrent assets plus other real estate owned to assets
1.85%Noncurrent loans to loans
2.89%Net loans and leases to deposits
59.36%Net loans and leases to core deposits
68.90%Equity capital to assets
7.60%Core capital (leverage) ratio
8.56%Tier 1 risk-based capital ratio
11.43%Total risk-based capital ratio
Memoranda
$12Average assets
$114,107Average earning assets
$11,685Average equity
$103,766Average loans

List of branches

2 New Jersey Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
3	439388	Fort Lee Branch	1550 Lemoine Avenue, Fort Lee, NJ 7024	Febuary 28, 2005	Full Service Brick and Mortar
5	466403	Palisades Park Branch	449 Broad Avenue, Palisades Park, NJ 7650	March 01, 2007	Full Service Brick and Mortar

1 New York Branch as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
6	358161	Flushing Branch	154-08 Northern Blvd., Flushing, NY 11354	August 25, 2000	Full Service Brick and Mortar

2 Pennsylvania Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	441884	Noah Bank	7301 Old York Rd, Elkins Park, PA 19027	July 17, 2006	Full Service Brick and Mortar
2	433044	Oak Lane Road Branch	418 Oak Lane Road, Philadelphia, PA 19126	November 12, 2004	Full Service Brick and Mortar

Noah Bank in Elkins Park, Pennsylvania (PA), NJ, NY
Overview, Financial Summary, Detailed Financial Reports, Branches

Noah Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Noah Bank in Elkins Park, Pennsylvania (PA), NJ, NYOverview, Financial Summary, Detailed Financial Reports, Branches

Noah Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Noah Bank in Elkins Park, Pennsylvania (PA), NJ, NY
Overview, Financial Summary, Detailed Financial Reports, Branches