Noah Bank in Elkins Park, Pennsylvania (PA), NJ, NY
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Noah Bank in Elkins Park, Pennsylvania (PA), NJ, NY
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Noah Bank - Overview

  • General
  • FDIC Certificate #: 58196
    Status: Active
    Federal Reserve ID: 3388165
    Date Established: July 17, 2006
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Domestic: 5, Interstate: Yes)
    FDIC's unique #: 441884
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: July 17, 2006
    Last Structure Change Effective Date: June 07, 2011
    Last Structure Change Process Date: July 01, 2011
    Last Data Update: July 01, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 7301 Old York Rd, Elkins Park, PA 19027
    County: Montgomery
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Philadelphia, PA (#37964)
  • History of Changes
  • Name Change
    Change in Location
  • Financial Summary
  • Total assets: $165.8 mil
    Equity capital: $12.6 mil
    Deposits held in domestic offices: $152.4 mil
    Return on assets (ROA): 0.40% ($0.7 mil)
    Quarterly return on assets: 0.04% ($0.1 mil)
    Return on Equity (ROE): 3.86% ($0.5 mil)
    Quarterly return on equity: 0.42% ($0.1 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.69% ($1,143.7 mil)
    Quarterly Pretax return on assets: 0.23% ($381.2 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 55Total employees (full-time equivalent)
  • $165,760Total assets
  • $45,265Cash and due from depository institutions
  • $41,405Interest-bearing balances
  • $24,718Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $90,467Net loans & leases
  • $733Loan loss allowance
  • $0Trading account assets
  • $2,171Bank premises and fixed assets
  • $430Other real estate owned
  • $507Goodwill and other intangibles
  • $165,760Life insurance assets
  • $2,202All other assets
  • $153,165Total liabilities and capital
  • $152,396Total liabilities
  • $133,559Total deposits
  • $152,396Interest-bearing deposits
  • $94Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $769Subordinated debt
  • $12,595All other liabilities
  • $12,595Total equity capital
  • $12,595Total bank equity capital
  • $0Perpetual preferred stock
  • $12,526Common stock
  • $0Surplus
  • $69Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $8,069Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,637Income earned, not collected on loans
  • $0Earning assets
  • $460Long-term assets (5+ years)
  • $156,590Average Assets, year-to-date
  • $70,935Average Assets, quarterly
  • $114,107Volatile liabilities
  • $141,090Insider loans
  • $102,416FHLB advances
  • $136,817Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $11,708Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,854Restructured Loans and leases
  • $1,763Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,268Total interest income
  • $1,065Total interest expense
  • $4,203Net interest income
  • $835Provision for loan and lease losses
  • $3,663Total noninterest income
  • $0Fiduciary activities
  • $145Service charges on deposit accounts
  • $0Trading account gains & fees
  • $3,518Additional noninterest income
  • $6,257Total noninterest expense
  • $3,104Salaries and employee benefits
  • $932Premises and equipment expense
  • $2,221Additional noninterest expense
  • $774Pre-tax net operating income
  • $14Securities gains (losses)
  • $337Applicable income taxes
  • $451Income before extraordinary items
  • $0Extraordinary gains - net
  • $451Net income attributable to bank
  • $0Net charge-offs
  • $451Cash dividends
  • $102Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.08%Yield on earning assets
  • 1.03%Cost of funding earning assets
  • 4.05%Net interest margin
  • 3.53%Noninterest income to earning assets
  • 6.03%Noninterest expense to earning assets
  • 0.39%Net operating income to assets
  • 0.40%Return on assets (ROA)
  • 0.69%Pretax return on assets
  • 3.86%Return on equity (ROE)
  • 3.86%Retained earnings to average equity (YTD only)
  • 0.15%Net charge-offs to loans
  • 818.63%Credit loss provision to net charge-offs
  • 15.77%Efficiency ratio
  • 79,430Assets per employee
  • 3.01%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.80%Loss allowance to noncurrent loans
  • 27.80%Noncurrent assets plus other real estate owned to assets
  • 1.85%Noncurrent loans to loans
  • 2.89%Net loans and leases to deposits
  • 59.36%Net loans and leases to core deposits
  • 68.90%Equity capital to assets
  • 7.60%Core capital (leverage) ratio
  • 8.56%Tier 1 risk-based capital ratio
  • 11.43%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $114,107Average earning assets
  • $11,685Average equity
  • $103,766Average loans

List of branches

  • 2 New Jersey Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    3439388Fort Lee Branch1550 Lemoine Avenue, Fort Lee, NJ 7024Febuary 28, 2005Full Service Brick and Mortar
    5466403Palisades Park Branch449 Broad Avenue, Palisades Park, NJ 7650March 01, 2007Full Service Brick and Mortar
  • 1 New York Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    6358161Flushing Branch154-08 Northern Blvd., Flushing, NY 11354August 25, 2000Full Service Brick and Mortar
  • 2 Pennsylvania Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0441884Noah Bank7301 Old York Rd, Elkins Park, PA 19027July 17, 2006Full Service Brick and Mortar
    2433044Oak Lane Road Branch418 Oak Lane Road, Philadelphia, PA 19126November 12, 2004Full Service Brick and Mortar

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