Nokomis Savings Bank in Nokomis, Illinois (IL)



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Nokomis Savings Bank routing number info

Table of contents:
Nokomis Savings Bank
GeneralFDIC Certificate #: 29532
Status: Active
Federal Reserve ID: 285777
Date Established: January 01, 1881
WWW: http://www.nokomissavings.com
Trust Powers Granted: No
Bank Charter Class: Savings banks, state charter, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
OTS Docket #: 3607
FDIC's unique #: 42366
Numeric code: 42
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
FDIC Insured: Yes
Insured Savings Institution: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: July 11, 1938
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 100 West State Street, Nokomis, IL 62075
County: Montgomery
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Springfield Il
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $28.6 mil
Equity capital: $4.2 mil
Deposits held in domestic offices: $19.6 mil
Return on assets (ROA): 0.65% ($0.2 mil)
Quarterly return on assets: 0.85% ($0.2 mil)
Return on Equity (ROE): 4.66% ($0.2 mil)
Quarterly return on equity: 5.87% ($0.2 mil)
Net income: $0.2 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.95% ($272.0 mil)
Quarterly Pretax return on assets: 1.26% ($360.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)7
Total assets$28,634
Cash and due from depository institutions$1,356
Interest-bearing balances$1,137
Securities$13,864
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$12,510
Loan loss allowance $40
Trading account assets$0
Bank premises and fixed assets$139
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$765
Life insurance assets$28,634
Total liabilities and capital$24,439
Total liabilities$19,630
Total deposits$19,273
Interest-bearing deposits$19,630
Deposits held in domestic offices$99
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$4,500
Other borrowed funds $0
Subordinated debt $309
All other liabilities $4,195
Total equity capital$4,195
Total bank equity capital$4,195
Perpetual preferred stock$0
Common stock$0
Surplus$0
Undivided profits $4,195
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $0
Earning assets $0
Long-term assets (5+ years) $251
Average Assets, year-to-date $27,511
Average Assets, quarterly $21,867
Volatile liabilities $28,306
Insider loans $28,562
FHLB advances $16,825
Loans and leases held for sale $28,436
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $3,798
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $0
Derivatives$166
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $1,130
Total interest expense $350
Net interest income $780
Provision for loan and lease losses $8
Total noninterest income $15
Fiduciary activities $0
Service charges on deposit accounts $2
Trading account gains & fees $0
Additional noninterest income $13
Total noninterest expense $577
Salaries and employee benefits $316
Premises and equipment expense $54
Additional noninterest expense $207
Pre-tax net operating income $210
Securities gains (losses) $59
Applicable income taxes $86
Income before extraordinary items $183
Extraordinary gains - net $0
Net income attributable to bank $183
Net charge-offs $0
Cash dividends $183
Sale, conversion, retirement of capital stock, net $0
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.16%
Cost of funding earning assets 1.29%
Net interest margin 2.87%
Noninterest income to earning assets 0.06%
Noninterest expense to earning assets 2.12%
Net operating income to assets 0.50%
Return on assets (ROA) 0.65%
Pretax return on assets 0.95%
Return on equity (ROE) 4.66%
Retained earnings to average equity (YTD only) 4.66%
Net charge-offs to loans 0.00%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio0.00%
Assets per employee$72,579
Cash dividends to net income (YTD only)4.09%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 0.32%
Noncurrent assets plus other real estate owned to assets 0.00%
Noncurrent loans to loans 0.00%
Net loans and leases to deposits0.00%
Net loans and leases to core deposits 63.73%
Equity capital to assets 63.73%
Core capital (leverage) ratio 14.65%
Tier 1 risk-based capital ratio 13.36%
Total risk-based capital ratio 22.57%
Memoranda
Average assets$23
Average earning assets$28,306
Average equity $3,927
Average loans $27,183
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1 Illinois Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
042366Nokomis Savings Bank100 West State Street, Nokomis, IL 62075January 01, 1881Full Service Brick and Mortar
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