First National Bank of Pana in city_name, state_name - Detailed Financial Reports, Location

First National Bank of Pana in Pana, Illinois (IL)
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First National Bank of Pana routing number info

First National Bank of Pana - Overview

General
FDIC Certificate #: 3720
Status: Active
Federal Reserve ID: 860147
Date Established: January 01, 1930
WWW: http://www.fnbpana.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 3 (Domestic: 3, Interstate: No)
OTS Docket #: 13685
FDIC's unique #: 2386
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 306 South Locust Street, Pana, IL 62557
County: Christian
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Springfield Il
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Core Based Statistical Area (CBSA): Taylorville, IL (#45380)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $127.0 mil
Equity capital: $15.5 mil
Deposits held in domestic offices: $109.8 mil
Return on assets (ROA): 1.02% ($1.3 mil)
Quarterly return on assets: 1.15% ($1.5 mil)
Return on Equity (ROE): 8.76% ($1.3 mil)
Quarterly return on equity: 9.53% ($1.4 mil)
Net income: $1.3 mil
Quarterly Net income: $0.4 mil
Pretax return on assets: 1.49% ($1,892.8 mil)
Quarterly Pretax return on assets: 1.46% ($1,854.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
40Total employees (full-time equivalent)
$127,036Total assets
$9,111Cash and due from depository institutions
$3,987Interest-bearing balances
$23,014Securities
$0Federal funds sold & reverse repurchase agreements
$89,252Net loans & leases
$1,054Loan loss allowance
$0Trading account assets
$1,188Bank premises and fixed assets
$64Other real estate owned
$0Goodwill and other intangibles
$127,036Life insurance assets
$4,407All other assets
$111,564Total liabilities and capital
$109,837Total liabilities
$93,095Total deposits
$109,837Interest-bearing deposits
$99Deposits held in domestic offices
910.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$817Subordinated debt
$15,472All other liabilities
$15,472Total equity capital
$15,472Total bank equity capital
$0Perpetual preferred stock
$440Common stock
$440Surplus
$14,592Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$999Income earned, not collected on loans
$0Earning assets
$1,020Long-term assets (5+ years)
$116,253Average Assets, year-to-date
$11,862Average Assets, quarterly
$129,007Volatile liabilities
$127,664Insider loans
$95,067FHLB advances
$128,869Loans and leases held for sale
$2,438Unused loan commitments
$2,438Tier 1 (core) risk-based capital
$15,282Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$16,302Restructured Loans and leases
$1,222Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$5,712Total interest income
$1,261Total interest expense
$4,451Net interest income
$110Provision for loan and lease losses
$1,040Total noninterest income
$1Fiduciary activities
$497Service charges on deposit accounts
$0Trading account gains & fees
$542Additional noninterest income
$3,461Total noninterest expense
$1,909Salaries and employee benefits
$285Premises and equipment expense
$1,267Additional noninterest expense
$1,920Pre-tax net operating income
$0Securities gains (losses)
$608Applicable income taxes
$1,312Income before extraordinary items
$0Extraordinary gains - net
$1,312Net income attributable to bank
$0Net charge-offs
$1,312Cash dividends
$133Sale, conversion, retirement of capital stock, net
$352Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.79%Yield on earning assets
1.06%Cost of funding earning assets
3.73%Net interest margin
0.87%Noninterest income to earning assets
2.90%Noninterest expense to earning assets
1.02%Net operating income to assets
1.02%Return on assets (ROA)
1.49%Pretax return on assets
8.76%Return on equity (ROE)
6.41%Retained earnings to average equity (YTD only)
0.15%Net charge-offs to loans
82.71%Credit loss provision to net charge-offs
15.26%Efficiency ratio
63,030Assets per employee
3.18%Cash dividends to net income (YTD only)
Condition Ratios (%)
26.83%Loss allowance to loans
1.17%Loss allowance to noncurrent loans
105.51%Noncurrent assets plus other real estate owned to assets
0.84%Noncurrent loans to loans
1.11%Net loans and leases to deposits
81.26%Net loans and leases to core deposits
82.82%Equity capital to assets
12.18%Core capital (leverage) ratio
11.86%Tier 1 risk-based capital ratio
16.07%Total risk-based capital ratio
Memoranda
$17Average assets
$129,007Average earning assets
$14,985Average equity
$119,206Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$1,104Managed Assets
1Number of Accounts
$1,104Personal trust and agency accounts
$6Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$1,098Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
2Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

3 Illinois Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	2386	First National Bank Of Pana	306 South Locust Street, Pana, IL 62557	January 01, 1930	Full Service Brick and Mortar
1	201801	Assumption Branch	East Illinois Street And Route 51, Assumption, IL 62510	June 26, 1995	Full Service Brick and Mortar
2	360617	Spresser Branch	600 West Spresser, Taylorville, IL 62568	July 02, 2001	Full Service Brick and Mortar

First National Bank of Pana in Pana, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Pana - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank of Pana in Pana, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Pana - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank of Pana in Pana, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches