North Conway Bank in North Conway, New Hampshire (NH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 1995

  • North Conway Bank in North Conway, New Hampshire (NH)
  • Show street view No street view available for this location

North Conway Bank - Overview

  • General
  • FDIC Certificate #: 12254
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: The First National Bank of Portsmouth (#6248)
    Federal Reserve ID: 95305
    Date Established: July 05, 1900
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Interstate: No)
    FDIC's unique #: 7790
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 01, 1995
    Last Structure Change Process Date: July 10, 1995
    Last Data Update: August 03, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 240 Main Street, North Conway, NH 3860
    County: Carroll
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Concord
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $132.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $78Total assets
  • $133,002Cash and due from depository institutions
  • $4,424Interest-bearing balances
  • $100Securities
  • $47,721Federal funds sold & reverse repurchase agreements
  • $785Net loans & leases
  • $73,540Loan loss allowance
  • $1,804Trading account assets
  • $0Bank premises and fixed assets
  • $1,349Other real estate owned
  • $2,601Goodwill and other intangibles
  • $2,582Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $133,002Total liabilities
  • $117,256Total deposits
  • $113,907Interest-bearing deposits
  • $98,636Deposits held in domestic offices
  • 113907.00%% insured (estimated)
  • $90Federal funds purchased & repurchase agreements
  • $2,814Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $535Total equity capital
  • $535Total bank equity capital
  • $15,746Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $700Undivided profits
  • Memoranda
  • $14,946Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,870Income earned, not collected on loans
  • $577Earning assets
  • $122,146Long-term assets (5+ years)
  • $6,355Average Assets, year-to-date
  • $129,989Average Assets, quarterly
  • $132,902Volatile liabilities
  • $6,677Insider loans
  • $216FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $3,551Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $16,435Total risk weighted assets
  • $75,711Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $8,256Total interest expense
  • $3,224Net interest income
  • $5,032Provision for loan and lease losses
  • $46Total noninterest income
  • $1,044Fiduciary activities
  • $0Service charges on deposit accounts
  • $470Trading account gains & fees
  • $0Additional noninterest income
  • $574Total noninterest expense
  • $3,955Salaries and employee benefits
  • $2,010Premises and equipment expense
  • $533Additional noninterest expense
  • $1,412Pre-tax net operating income
  • $2,075Securities gains (losses)
  • -$222Applicable income taxes
  • $606Income before extraordinary items
  • $1,247Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,247Net charge-offs
  • $546Cash dividends
  • $60Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.89%Cost of funding earning assets
  • 2.69%Net interest margin
  • 4.20%Noninterest income to earning assets
  • 0.87%Noninterest expense to earning assets
  • 3.30%Net operating income to assets
  • 1.07%Return on assets (ROA)
  • 0.96%Pretax return on assets
  • 1.43%Return on equity (ROE)
  • 7.93%Retained earnings to average equity (YTD only)
  • 7.55%Net charge-offs to loans
  • 0.75%Credit loss provision to net charge-offs
  • 8.42%Efficiency ratio
  • 65,092Assets per employee
  • 1.71%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 4.81%Loss allowance to loans
  • 2.39%Loss allowance to noncurrent loans
  • 62.86%Noncurrent assets plus other real estate owned to assets
  • 4.11%Noncurrent loans to loans
  • 3.81%Net loans and leases to deposits
  • 64.56%Net loans and leases to core deposits
  • 66.83%Equity capital to assets
  • 11.84%Core capital (leverage) ratio
  • 12.11%Tier 1 risk-based capital ratio
  • 21.71%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $129,989Average earning assets
  • $15,729Average equity
  • $119,773Average loans

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