NorthSide Bank in Pittsburgh, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 18, 2005

  • NorthSide Bank in Pittsburgh, Pennsylvania (PA)
  • Show street view No street view available for this location

NorthSide Bank - Overview

  • General
  • FDIC Certificate #: 14558
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First National Bank of Pennsylvania (#7888)
    Federal Reserve ID: 171227
    Date Established: July 09, 1934
    WWW: http://www.northsidebank.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 11 (Interstate: No)
    OTS Docket #: 9409
    FDIC's unique #: 9096
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 09, 1934
    Last Structure Change Effective Date: Febuary 18, 2005
    Last Structure Change Process Date: March 29, 2005
    Last Data Update: March 29, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 Federal Street, Pittsburgh, PA 15212
    County: Allegheny
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Wexford
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Pittsburgh, PA (#6280)
    Combined Statistical Area (CSA): Pittsburgh-New Castle, PA (#430)
    Core Based Statistical Area (CBSA): Pittsburgh, PA (#38300)
    CBSA Metro Statistical Area: Pittsburgh, PA (#38300)
  • Financial Summary
  • Total assets: $504.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 135Total employees (full-time equivalent)
  • $504,633Total assets
  • $13,597Cash and due from depository institutions
  • $130Interest-bearing balances
  • $152,488Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $310,948Net loans & leases
  • $5,920Loan loss allowance
  • $0Trading account assets
  • $4,092Bank premises and fixed assets
  • $467Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $23,041All other assets
  • $504,633Total liabilities and capital
  • $465,751Total liabilities
  • $383,832Total deposits
  • $301,839Interest-bearing deposits
  • $383,832Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $75,000Other borrowed funds
  • $0Subordinated debt
  • $6,919All other liabilities
  • $38,882Total equity capital
  • $38,882Total bank equity capital
  • $38,882Perpetual preferred stock
  • $0Common stock
  • $1,500Surplus
  • $3,502Undivided profits
  • Memoranda
  • $33,880Noncurrent loans and leases
  • $49,314Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $8,017Earning assets
  • $0Long-term assets (5+ years)
  • $2,534Average Assets, year-to-date
  • $463,566Average Assets, quarterly
  • $232,568Volatile liabilities
  • $515,000Insider loans
  • $510,516FHLB advances
  • $38,943Loans and leases held for sale
  • $4,634Unused loan commitments
  • $75,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $49,314Total unused commitments
  • $636Restructured Loans and leases
  • $4,606Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $25,683Total interest income
  • $10,176Total interest expense
  • $15,507Net interest income
  • $436Provision for loan and lease losses
  • $3,327Total noninterest income
  • $0Fiduciary activities
  • $1,843Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,484Additional noninterest income
  • $14,572Total noninterest expense
  • $6,424Salaries and employee benefits
  • $2,018Premises and equipment expense
  • $6,130Additional noninterest expense
  • $3,826Pre-tax net operating income
  • $660Securities gains (losses)
  • $1,126Applicable income taxes
  • $3,360Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,360Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,398Sale, conversion, retirement of capital stock, net
  • $1,451Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.39%Yield on earning assets
  • 2.14%Cost of funding earning assets
  • 3.26%Net interest margin
  • 0.70%Noninterest income to earning assets
  • 3.06%Noninterest expense to earning assets
  • 0.56%Net operating income to assets
  • 0.65%Return on assets (ROA)
  • 0.87%Pretax return on assets
  • 8.76%Return on equity (ROE)
  • 4.98%Retained earnings to average equity (YTD only)
  • 0.44%Net charge-offs to loans
  • 31.19%Credit loss provision to net charge-offs
  • 3.05%Efficiency ratio
  • 77,371Assets per employee
  • 3.74%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 43.18%Loss allowance to loans
  • 1.87%Loss allowance to noncurrent loans
  • 73.84%Noncurrent assets plus other real estate owned to assets
  • 1.68%Noncurrent loans to loans
  • 2.53%Net loans and leases to deposits
  • 81.01%Net loans and leases to core deposits
  • 90.16%Equity capital to assets
  • 7.71%Core capital (leverage) ratio
  • 7.61%Tier 1 risk-based capital ratio
  • 10.53%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $515,000Average earning assets
  • $38,348Average equity
  • $476,090Average loans

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