NorthStar Bank in Tampa, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • NorthStar Bank in Tampa, Florida (FL)
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NorthStar Bank - Overview

  • General
  • FDIC Certificate #: 58520
    Status: Active
    Federal Reserve ID: 3599055
    Bank Holding Company (Regulatory Top Holder): Northstar Banking Corporation (RSSDID: 3599046, Location: Tampa, FL)
    Date Established: August 06, 2007
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 455253
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: August 06, 2007
    Last Structure Change Effective Date: August 06, 2007
    Last Structure Change Process Date: August 07, 2007
    Last Data Update: August 07, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 400 North Ashley Drive, Tampa, FL 33602
    County: Hillsborough
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Tampa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Tampa-St. Petersburg-Clearwater, FL (#8280)
    Core Based Statistical Area (CBSA): Tampa-St. Petersburg-Clearwater, FL (#45300)
    CBSA Metro Statistical Area: Tampa-St. Petersburg-Clearwater, FL (#45300)
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
    New Institution
  • Financial Summary
  • Total assets: $189.8 mil
    Equity capital: $17.5 mil
    Deposits held in domestic offices: $124.9 mil
    Return on assets (ROA): 0.47% ($0.9 mil)
    Quarterly return on assets: 0.80% ($1.5 mil)
    Return on Equity (ROE): 4.94% ($0.8 mil)
    Quarterly return on equity: 8.49% ($1.4 mil)
    Net income: $0.8 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 0.67% ($1,271.4 mil)
    Quarterly Pretax return on assets: 1.34% ($2,542.7 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 18Total employees (full-time equivalent)
  • $189,754Total assets
  • $1,683Cash and due from depository institutions
  • $36Interest-bearing balances
  • $130,603Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $53,821Net loans & leases
  • $1,127Loan loss allowance
  • $0Trading account assets
  • $342Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $189,754Life insurance assets
  • $3,305All other assets
  • $172,261Total liabilities and capital
  • $124,929Total liabilities
  • $107,263Total deposits
  • $124,929Interest-bearing deposits
  • $86Deposits held in domestic offices
  • 11000.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $35,492Trading liabilities
  • $0Other borrowed funds
  • $840Subordinated debt
  • $17,493All other liabilities
  • $17,493Total equity capital
  • $17,493Total bank equity capital
  • $0Perpetual preferred stock
  • $8,000Common stock
  • $9,225Surplus
  • $268Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,131Income earned, not collected on loans
  • $0Earning assets
  • $1,096Long-term assets (5+ years)
  • $184,460Average Assets, year-to-date
  • $115,366Average Assets, quarterly
  • $169,980Volatile liabilities
  • $186,239Insider loans
  • $75,328FHLB advances
  • $184,210Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $15,506Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $8,094Restructured Loans and leases
  • $2,550Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $6,052Total interest income
  • $1,363Total interest expense
  • $4,689Net interest income
  • $481Provision for loan and lease losses
  • $148Total noninterest income
  • $0Fiduciary activities
  • $49Service charges on deposit accounts
  • $0Trading account gains & fees
  • $99Additional noninterest income
  • $3,675Total noninterest expense
  • $1,900Salaries and employee benefits
  • $504Premises and equipment expense
  • $1,271Additional noninterest expense
  • $681Pre-tax net operating income
  • $463Securities gains (losses)
  • $348Applicable income taxes
  • $796Income before extraordinary items
  • $0Extraordinary gains - net
  • $796Net income attributable to bank
  • $0Net charge-offs
  • $796Cash dividends
  • $249Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.69%Yield on earning assets
  • 0.83%Cost of funding earning assets
  • 2.86%Net interest margin
  • 0.09%Noninterest income to earning assets
  • 2.24%Noninterest expense to earning assets
  • 0.28%Net operating income to assets
  • 0.47%Return on assets (ROA)
  • 0.67%Pretax return on assets
  • 4.94%Return on equity (ROE)
  • 4.94%Retained earnings to average equity (YTD only)
  • 0.43%Net charge-offs to loans
  • 193.17%Credit loss provision to net charge-offs
  • 4.67%Efficiency ratio
  • 75,977Assets per employee
  • 10.54%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.05%Loss allowance to noncurrent loans
  • 52.89%Noncurrent assets plus other real estate owned to assets
  • 1.12%Noncurrent loans to loans
  • 3.88%Net loans and leases to deposits
  • 43.08%Net loans and leases to core deposits
  • 46.59%Equity capital to assets
  • 9.22%Core capital (leverage) ratio
  • 8.42%Tier 1 risk-based capital ratio
  • 20.58%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $169,980Average earning assets
  • $16,112Average equity
  • $163,974Average loans

List of branches

  • 1 Florida Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0455253Northstar Bank400 North Ashley Drive, Tampa, FL 33602August 06, 2007Full Service Brick and Mortar

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