Norwest Bank Wisconsin Eau Claire, National Association in Eau Claire, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 24, 1995

  • Norwest Bank Wisconsin Eau Claire, National Association in Eau Claire, Wisconsin (WI)
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Norwest Bank Wisconsin Eau Claire, National Association - Overview

  • General
  • FDIC Certificate #: 5344
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Wells Fargo Bank Wisconsin, National Association (#18694)
    Federal Reserve ID: 389554
    Date Established: November 21, 1932
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Interstate: No)
    OTS Docket #: 10363
    FDIC's unique #: 3606
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 24, 1995
    Last Structure Change Process Date: April 06, 1995
    Last Data Update: April 06, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 204 East Grand Avenue, Eau Claire, WI 54701
    County: Eau Claire
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Eau Claire
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Eau Claire, WI (#2290)
    Combined Statistical Area (CSA): Eau Claire-Menomonie, WI (#232)
    Core Based Statistical Area (CBSA): Eau Claire, WI (#20740)
    CBSA Metro Statistical Area: Eau Claire, WI (#20740)
  • Financial Summary
  • Total assets: $159.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $49Total assets
  • $159,265Cash and due from depository institutions
  • $5,170Interest-bearing balances
  • $0Securities
  • $85,296Federal funds sold & reverse repurchase agreements
  • $1,550Net loans & leases
  • $61,908Loan loss allowance
  • $2,576Trading account assets
  • $0Bank premises and fixed assets
  • $1,996Other real estate owned
  • $0Goodwill and other intangibles
  • $3,345Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $159,265Total liabilities
  • $152,292Total deposits
  • $132,195Interest-bearing deposits
  • $102,832Deposits held in domestic offices
  • 132195.00%% insured (estimated)
  • $85Federal funds purchased & repurchase agreements
  • $14,760Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,300All other liabilities
  • $4,037Total equity capital
  • $4,037Total bank equity capital
  • $6,973Perpetual preferred stock
  • $0Common stock
  • $3,000Surplus
  • $6,251Undivided profits
  • Memoranda
  • $-2,278Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $841Income earned, not collected on loans
  • $371Earning assets
  • $148,754Long-term assets (5+ years)
  • $44,256Average Assets, year-to-date
  • $155,227Average Assets, quarterly
  • $155,912Volatile liabilities
  • $18,362Insider loans
  • $77FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $7,841Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $9,325Total risk weighted assets
  • $83,881Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $10,605Total interest expense
  • $4,113Net interest income
  • $6,492Provision for loan and lease losses
  • -$120Total noninterest income
  • $1,297Fiduciary activities
  • $0Service charges on deposit accounts
  • $648Trading account gains & fees
  • $2Additional noninterest income
  • $647Total noninterest expense
  • $5,871Salaries and employee benefits
  • $1,700Premises and equipment expense
  • $706Additional noninterest expense
  • $3,465Pre-tax net operating income
  • $2,038Securities gains (losses)
  • -$23Applicable income taxes
  • $361Income before extraordinary items
  • $1,654Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,654Net charge-offs
  • -$517Cash dividends
  • $1,700Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.39%Cost of funding earning assets
  • 2.87%Net interest margin
  • 4.53%Noninterest income to earning assets
  • 0.90%Noninterest expense to earning assets
  • 4.09%Net operating income to assets
  • 1.08%Return on assets (ROA)
  • 1.07%Pretax return on assets
  • 1.30%Return on equity (ROE)
  • 18.89%Retained earnings to average equity (YTD only)
  • -0.53%Net charge-offs to loans
  • -0.78%Credit loss provision to net charge-offs
  • 23.21%Efficiency ratio
  • 75,376Assets per employee
  • 3.25%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 102.78%Loss allowance to loans
  • 3.99%Loss allowance to noncurrent loans
  • 306.30%Noncurrent assets plus other real estate owned to assets
  • 0.53%Noncurrent loans to loans
  • 1.30%Net loans and leases to deposits
  • 46.83%Net loans and leases to core deposits
  • 48.14%Equity capital to assets
  • 4.38%Core capital (leverage) ratio
  • 5.89%Tier 1 risk-based capital ratio
  • 11.12%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $155,227Average earning assets
  • $8,754Average equity
  • $143,467Average loans

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