Oak View National Bank in Warrenton, Virginia (VA)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Oak View National Bank in Warrenton, Virginia (VA)
  • Show street view No street view available for this location
Oak View National Bank routing number info

Oak View National Bank - Overview

  • General
  • FDIC Certificate #: 58827
    Status: Active
    Federal Reserve ID: 3816190
    Date Established: June 08, 2009
    WWW: http://www.oakviewbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 469625
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: June 08, 2009
    Last Structure Change Effective Date: June 08, 2009
    Last Structure Change Process Date: June 08, 2009
    Last Data Update: June 08, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 128 Broadview Avenue, Warrenton, VA 20186
    County: Fauquier
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Richmond
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Washington, DC-MD-VA-WV (#8840)
    Consolidated Metropolitan Statistical Area (CMSA): Washington-Baltimore, DC-MD-VA-WV (#97)
    Combined Statistical Area (CSA): Washington-Baltimore-Northern Virginia, DC-MD-VA-WV (#548)
    Core Based Statistical Area (CBSA): Washington-Arlington-Alexandria, DC-VA-MD-WV (#47900)
    CBSA Metro Statistical Area: Washington-Arlington-Alexandria, DC-VA-MD-WV (#47900)
    Core Based Statistical Division: Washington-Arlington-Alexandria, DC-VA-MD-WV (#47894)
  • History of Changes
  • New Institution
    Change in Geographic Region/Area/Territory/Field Office
  • Financial Summary
  • Total assets: $115.7 mil
    Equity capital: $9.1 mil
    Deposits held in domestic offices: $101.9 mil
    Return on assets (ROA): -0.57% (-$0.7 mil)
    Quarterly return on assets: 0.64% ($0.7 mil)
    Return on Equity (ROE): -6.65% (-$0.6 mil)
    Quarterly return on equity: 8.10% ($0.7 mil)
    Net income: -$0.6 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: -0.57% (-$659.2 mil)
    Quarterly Pretax return on assets: 0.64% ($740.2 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 27Total employees (full-time equivalent)
  • $115,654Total assets
  • $19,096Cash and due from depository institutions
  • $18,639Interest-bearing balances
  • $1,003Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $91,468Net loans & leases
  • $1,142Loan loss allowance
  • $0Trading account assets
  • $3,057Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $115,654Life insurance assets
  • $1,030All other assets
  • $106,505Total liabilities and capital
  • $101,946Total liabilities
  • $90,682Total deposits
  • $101,946Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $4,000Trading liabilities
  • $0Other borrowed funds
  • $559Subordinated debt
  • $9,149All other liabilities
  • $9,149Total equity capital
  • $9,149Total bank equity capital
  • $0Perpetual preferred stock
  • $1,532Common stock
  • $13,426Surplus
  • $-5,809Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $259Long-term assets (5+ years)
  • $111,110Average Assets, year-to-date
  • $5,714Average Assets, quarterly
  • $103,409Volatile liabilities
  • $113,579Insider loans
  • $78,562FHLB advances
  • $113,717Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $9,149Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $15,229Restructured Loans and leases
  • $1,760Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,615Total interest income
  • $1,175Total interest expense
  • $3,440Net interest income
  • $286Provision for loan and lease losses
  • $183Total noninterest income
  • $0Fiduciary activities
  • $32Service charges on deposit accounts
  • $0Trading account gains & fees
  • $151Additional noninterest income
  • $3,926Total noninterest expense
  • $2,277Salaries and employee benefits
  • $364Premises and equipment expense
  • $1,285Additional noninterest expense
  • -$589Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$589Income before extraordinary items
  • $0Extraordinary gains - net
  • -$589Net income attributable to bank
  • $0Net charge-offs
  • -$589Cash dividends
  • $5Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.67%Yield on earning assets
  • 1.19%Cost of funding earning assets
  • 3.48%Net interest margin
  • 0.19%Noninterest income to earning assets
  • 3.98%Noninterest expense to earning assets
  • -0.57%Net operating income to assets
  • -0.57%Return on assets (ROA)
  • -0.57%Pretax return on assets
  • -6.65%Return on equity (ROE)
  • -6.65%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 5720.00%Credit loss provision to net charge-offs
  • -60.60%Efficiency ratio
  • 108,363Assets per employee
  • 4.28%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.23%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 89.72%Net loans and leases to core deposits
  • 93.96%Equity capital to assets
  • 7.91%Core capital (leverage) ratio
  • 8.05%Tier 1 risk-based capital ratio
  • 11.65%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $103,409Average earning assets
  • $8,859Average equity
  • $98,720Average loans

List of branches

  • 2 Virginia Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    0469625Oak View National Bank128 Broadview Avenue, Warrenton, VA 20186June 08, 2009Full Service Brick and Mortar
    1493486Marshall Office Branch4174 D Old Stockyard Road, Marshall, VA 20115June 08, 2009Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Oak View National Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents