Old Second Bank-Yorkville in Yorkville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 2007

  • Old Second Bank-Yorkville in Yorkville, Illinois (IL)
  • Show street view No street view available for this location

Old Second Bank-Yorkville - Overview

  • General
  • FDIC Certificate #: 3757
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Old Second National Bank (#3603)
    Federal Reserve ID: 289542
    Date Established: January 01, 1902
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 7 (Interstate: No)
    FDIC's unique #: 2422
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 01, 2007
    Last Structure Change Process Date: July 13, 2007
    Last Data Update: July 13, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 102 East Van Emmon Street, Yorkville, IL 60560
    County: Kendall
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $389.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 74Total employees (full-time equivalent)
  • $392,885Total assets
  • $10,611Cash and due from depository institutions
  • $45Interest-bearing balances
  • $65,803Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $299,533Net loans & leases
  • $2,956Loan loss allowance
  • $0Trading account assets
  • $8,464Bank premises and fixed assets
  • $48Other real estate owned
  • $0Goodwill and other intangibles
  • $2,795Life insurance assets
  • $8,426All other assets
  • $392,885Total liabilities and capital
  • $359,139Total liabilities
  • $350,416Total deposits
  • $316,751Interest-bearing deposits
  • $350,416Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $5,326Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $214Other borrowed funds
  • $0Subordinated debt
  • $3,183All other liabilities
  • $33,746Total equity capital
  • $33,746Total bank equity capital
  • $33,746Perpetual preferred stock
  • $0Common stock
  • $525Surplus
  • $5,525Undivided profits
  • Memoranda
  • $27,696Noncurrent loans and leases
  • $36,603Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,052Earning assets
  • $0Long-term assets (5+ years)
  • $2,364Average Assets, year-to-date
  • $365,381Average Assets, quarterly
  • $50,542Volatile liabilities
  • $383,146Insider loans
  • $390,398FHLB advances
  • $70,499Loans and leases held for sale
  • $12,734Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,074Total risk weighted assets
  • $36,603Total unused commitments
  • $0Restructured Loans and leases
  • $2,956Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $23,213Total interest income
  • $10,980Total interest expense
  • $12,233Net interest income
  • -$106Provision for loan and lease losses
  • $1,966Total noninterest income
  • $0Fiduciary activities
  • $1,126Service charges on deposit accounts
  • $0Trading account gains & fees
  • $840Additional noninterest income
  • $8,963Total noninterest expense
  • $5,196Salaries and employee benefits
  • $1,050Premises and equipment expense
  • $2,717Additional noninterest expense
  • $5,342Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,691Applicable income taxes
  • $3,651Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,651Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $178Sale, conversion, retirement of capital stock, net
  • $775Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.56%Yield on earning assets
  • 3.10%Cost of funding earning assets
  • 3.46%Net interest margin
  • 0.56%Noninterest income to earning assets
  • 2.53%Noninterest expense to earning assets
  • 0.95%Net operating income to assets
  • 0.95%Return on assets (ROA)
  • 1.39%Pretax return on assets
  • 11.31%Return on equity (ROE)
  • 8.91%Retained earnings to average equity (YTD only)
  • 0.06%Net charge-offs to loans
  • -59.55%Credit loss provision to net charge-offs
  • 29.42%Efficiency ratio
  • 60,624Assets per employee
  • 5.31%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 21.23%Loss allowance to loans
  • 0.98%Loss allowance to noncurrent loans
  • 280.99%Noncurrent assets plus other real estate owned to assets
  • 0.28%Noncurrent loans to loans
  • 0.35%Net loans and leases to deposits
  • 85.48%Net loans and leases to core deposits
  • 105.01%Equity capital to assets
  • 8.59%Core capital (leverage) ratio
  • 8.86%Tier 1 risk-based capital ratio
  • 10.93%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $383,146Average earning assets
  • $32,287Average equity
  • $353,718Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Old Second Bank-Yorkville.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents