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- One Valley Bank-Central Virginia, National Association
One Valley Bank-Central Virginia, National Association in Lynchburg, Virginia (VA)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of November 13, 2000
- One Valley Bank-Central Virginia, National Association in Lynchburg, Virginia (VA)
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One Valley Bank-Central Virginia, National Association - Overview
- General
- FDIC Certificate #: 27639
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Branch Banking and Trust Company of Virginia (#22584)
Federal Reserve ID: 206978
Date Established: January 01, 1914
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 33 (Interstate: No)
OTS Docket #: 34
FDIC's unique #: 40473
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
SAIF Insured: Yes
Oakar Institutions: Yes
State Chartered: No
Date of Deposit Insurance: December 30, 1955
Last Structure Change Effective Date: November 13, 2000
Last Structure Change Process Date: Febuary 08, 2001
Last Data Update: Febuary 08, 2001
Data Source Date: April 05, 2012 - Location
- Address: 2120 Langhorne Road, Lynchburg, VA 24505
County: Lynchburg City
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Richmond
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Lynchburg, VA (#4640)
Core Based Statistical Area (CBSA): Lynchburg, VA (#31340)
CBSA Metro Statistical Area: Lynchburg, VA (#31340) - Financial Summary
- Total assets: $1,175.8 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
- Dollar figures in thousands
- 308Total employees (full-time equivalent)
- $1,218,907Total assets
- $25,135Cash and due from depository institutions
- $963Interest-bearing balances
- $331,880Securities
- $600Federal funds sold & reverse repurchase agreements
- $784,937Net loans & leases
- $8,901Loan loss allowance
- $0Trading account assets
- $17,775Bank premises and fixed assets
- $30Other real estate owned
- $41,736Goodwill and other intangibles
- $0Life insurance assets
- $16,814All other assets
- $1,218,907Total liabilities and capital
- $1,089,991Total liabilities
- $901,062Total deposits
- $834,532Interest-bearing deposits
- $901,062Deposits held in domestic offices
- 0.00%% insured (estimated)
- $27,707Federal funds purchased & repurchase agreements
- $0Trading liabilities
- $156,000Other borrowed funds
- $0Subordinated debt
- $5,222All other liabilities
- $128,916Total equity capital
- $128,916Total bank equity capital
- $128,916Perpetual preferred stock
- $0Common stock
- $1,000Surplus
- $99,860Undivided profits
- Memoranda
- $28,056Noncurrent loans and leases
- $122,961Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $0Income earned, not collected on loans
- $637Earning assets
- $0Long-term assets (5+ years)
- $4,091Average Assets, year-to-date
- $1,118,380Average Assets, quarterly
- $530,226Volatile liabilities
- $1,211,349Insider loans
- $1,226,737FHLB advances
- $197,653Loans and leases held for sale
- $4,870Unused loan commitments
- $0Tier 1 (core) risk-based capital
- $41,000Tier 2 risk-based capital
- $807Total risk weighted assets
- $122,961Total unused commitments
- $0Restructured Loans and leases
- $8,976Derivatives
Income and Expense (December 31, 1999)
- Dollar figures in thousands
- $83,664Total interest income
- $43,610Total interest expense
- $40,054Net interest income
- $455Provision for loan and lease losses
- $5,978Total noninterest income
- $74Fiduciary activities
- $3,229Service charges on deposit accounts
- $0Trading account gains & fees
- $2,675Additional noninterest income
- $29,458Total noninterest expense
- $11,600Salaries and employee benefits
- $3,546Premises and equipment expense
- $14,312Additional noninterest expense
- $16,119Pre-tax net operating income
- $39Securities gains (losses)
- $5,544Applicable income taxes
- $10,614Income before extraordinary items
- $0Extraordinary gains - net
- $10,614Net income attributable to bank
- $0Net charge-offs
- $0Cash dividends
- $319Sale, conversion, retirement of capital stock, net
- $10,600Net operating income
Performance and Condition Ratios (December 31, 1999)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 7.52%Yield on earning assets
- 3.92%Cost of funding earning assets
- 3.60%Net interest margin
- 0.54%Noninterest income to earning assets
- 2.65%Noninterest expense to earning assets
- 0.87%Net operating income to assets
- 0.88%Return on assets (ROA)
- 1.33%Pretax return on assets
- 7.94%Return on equity (ROE)
- 0.01%Retained earnings to average equity (YTD only)
- 0.04%Net charge-offs to loans
- 142.63%Credit loss provision to net charge-offs
- 51.96%Efficiency ratio
- 53,793Assets per employee
- 3.96%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- 99.87%Loss allowance to loans
- 1.12%Loss allowance to noncurrent loans
- 1397.33%Noncurrent assets plus other real estate owned to assets
- 0.05%Noncurrent loans to loans
- 0.08%Net loans and leases to deposits
- 87.11%Net loans and leases to core deposits
- 95.54%Equity capital to assets
- 10.58%Core capital (leverage) ratio
- 7.82%Tier 1 risk-based capital ratio
- 12.92%Total risk-based capital ratio
- Memoranda
- $14Average assets
- $1,211,349Average earning assets
- $133,666Average equity
- $1,112,477Average loans
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- Banks in Virginia (VA)
- One Valley Bank-Central Virginia, National Association
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