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- Banks in West Virginia (WV)
- One Valley Bank - North, Inc.
One Valley Bank - North, Inc. in Moundsville, West Virginia (WV)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of November 10, 2000
- One Valley Bank - North, Inc. in Moundsville, West Virginia (WV)
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One Valley Bank - North, Inc. - Overview
- General
- FDIC Certificate #: 14306
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Branch Banking and Trust Company (#9846)
Federal Reserve ID: 638029
Date Established: April 20, 1903
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 7 (Interstate: No)
OTS Docket #: 10840
FDIC's unique #: 8934
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: April 30, 1934
Last Structure Change Effective Date: November 10, 2000
Last Structure Change Process Date: January 09, 2001
Last Data Update: January 09, 2001
Data Source Date: April 05, 2012 - Location
- Address: 414-418 Jefferson Avenue, Moundsville, WV 26041
County: Marshall
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Scott Depot
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Wheeling, WV-OH (#9000)
Core Based Statistical Area (CBSA): Wheeling, WV-OH (#48540)
CBSA Metro Statistical Area: Wheeling, WV-OH (#48540) - Financial Summary
- Total assets: $270.0 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
- Dollar figures in thousands
- 95Total employees (full-time equivalent)
- $267,148Total assets
- $9,273Cash and due from depository institutions
- $1Interest-bearing balances
- $80,086Securities
- $500Federal funds sold & reverse repurchase agreements
- $170,947Net loans & leases
- $1,994Loan loss allowance
- $0Trading account assets
- $2,520Bank premises and fixed assets
- $122Other real estate owned
- $25Goodwill and other intangibles
- $0Life insurance assets
- $3,675All other assets
- $267,148Total liabilities and capital
- $249,424Total liabilities
- $227,062Total deposits
- $202,235Interest-bearing deposits
- $227,062Deposits held in domestic offices
- 0.00%% insured (estimated)
- $8,581Federal funds purchased & repurchase agreements
- $0Trading liabilities
- $12,602Other borrowed funds
- $0Subordinated debt
- $1,179All other liabilities
- $17,724Total equity capital
- $17,724Total bank equity capital
- $17,724Perpetual preferred stock
- $0Common stock
- $2,000Surplus
- $4,844Undivided profits
- Memoranda
- $10,880Noncurrent loans and leases
- $15,292Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $0Income earned, not collected on loans
- $712Earning assets
- $52Long-term assets (5+ years)
- $744Average Assets, year-to-date
- $251,534Average Assets, quarterly
- $166,585Volatile liabilities
- $262,693Insider loans
- $267,208FHLB advances
- $32,011Loans and leases held for sale
- $1,644Unused loan commitments
- $0Tier 1 (core) risk-based capital
- $10,000Tier 2 risk-based capital
- $0Total risk weighted assets
- $15,292Total unused commitments
- $0Restructured Loans and leases
- $1,994Derivatives
Income and Expense (December 31, 1999)
- Dollar figures in thousands
- $19,060Total interest income
- $8,500Total interest expense
- $10,560Net interest income
- $229Provision for loan and lease losses
- $1,608Total noninterest income
- $0Fiduciary activities
- $980Service charges on deposit accounts
- $0Trading account gains & fees
- $628Additional noninterest income
- $5,844Total noninterest expense
- $2,774Salaries and employee benefits
- $866Premises and equipment expense
- $2,204Additional noninterest expense
- $6,095Pre-tax net operating income
- $0Securities gains (losses)
- $1,930Applicable income taxes
- $4,165Income before extraordinary items
- $0Extraordinary gains - net
- $4,165Net income attributable to bank
- $0Net charge-offs
- $0Cash dividends
- $176Sale, conversion, retirement of capital stock, net
- $4,275Net operating income
Performance and Condition Ratios (December 31, 1999)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 7.61%Yield on earning assets
- 3.39%Cost of funding earning assets
- 4.22%Net interest margin
- 0.64%Noninterest income to earning assets
- 2.33%Noninterest expense to earning assets
- 1.59%Net operating income to assets
- 1.59%Return on assets (ROA)
- 2.32%Pretax return on assets
- 22.14%Return on equity (ROE)
- -0.58%Retained earnings to average equity (YTD only)
- 0.11%Net charge-offs to loans
- 130.11%Credit loss provision to net charge-offs
- 35.93%Efficiency ratio
- 47,773Assets per employee
- 2.81%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- 102.64%Loss allowance to loans
- 1.15%Loss allowance to noncurrent loans
- 280.06%Noncurrent assets plus other real estate owned to assets
- 0.31%Noncurrent loans to loans
- 0.41%Net loans and leases to deposits
- 75.29%Net loans and leases to core deposits
- 80.02%Equity capital to assets
- 6.63%Core capital (leverage) ratio
- 7.17%Tier 1 risk-based capital ratio
- 12.13%Total risk-based capital ratio
- Memoranda
- $13Average assets
- $262,693Average earning assets
- $18,810Average equity
- $250,388Average loans
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- Banks in West Virginia (WV)
- One Valley Bank - North, Inc.
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