One Valley Bank - Shenandoah in Raphine, Virginia (VA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 13, 2000

  • One Valley Bank - Shenandoah in Raphine, Virginia (VA)
  • Show street view No street view available for this location

One Valley Bank - Shenandoah - Overview

  • General
  • FDIC Certificate #: 10373
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Branch Banking and Trust Company of Virginia (#22584)
    Federal Reserve ID: 445423
    Date Established: December 03, 1906
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 10 (Interstate: No)
    OTS Docket #: 14772
    FDIC's unique #: 6645
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 13, 2000
    Last Structure Change Process Date: Febuary 07, 2001
    Last Data Update: Febuary 07, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Raphine, VA 24472
    County: Rockbridge
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Richmond
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
  • Financial Summary
  • Total assets: $236.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 91Total employees (full-time equivalent)
  • $232,887Total assets
  • $8,128Cash and due from depository institutions
  • $84Interest-bearing balances
  • $40,987Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $175,447Net loans & leases
  • $1,953Loan loss allowance
  • $0Trading account assets
  • $4,109Bank premises and fixed assets
  • $76Other real estate owned
  • $1,066Goodwill and other intangibles
  • $0Life insurance assets
  • $3,074All other assets
  • $232,887Total liabilities and capital
  • $215,983Total liabilities
  • $200,730Total deposits
  • $181,301Interest-bearing deposits
  • $200,730Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $5,029Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $9,000Other borrowed funds
  • $0Subordinated debt
  • $1,224All other liabilities
  • $16,904Total equity capital
  • $16,904Total bank equity capital
  • $16,904Perpetual preferred stock
  • $0Common stock
  • $672Surplus
  • $2,432Undivided profits
  • Memoranda
  • $13,800Noncurrent loans and leases
  • $22,341Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,065Earning assets
  • $0Long-term assets (5+ years)
  • $901Average Assets, year-to-date
  • $216,518Average Assets, quarterly
  • $40,678Volatile liabilities
  • $226,487Insider loans
  • $232,016FHLB advances
  • $31,665Loans and leases held for sale
  • $2,902Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $9,000Tier 2 risk-based capital
  • $228Total risk weighted assets
  • $22,341Total unused commitments
  • $0Restructured Loans and leases
  • $1,953Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $17,113Total interest income
  • $7,974Total interest expense
  • $9,139Net interest income
  • $232Provision for loan and lease losses
  • $2,132Total noninterest income
  • $0Fiduciary activities
  • $789Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,343Additional noninterest income
  • $5,730Total noninterest expense
  • $2,786Salaries and employee benefits
  • $767Premises and equipment expense
  • $2,177Additional noninterest expense
  • $5,309Pre-tax net operating income
  • $5Securities gains (losses)
  • $1,629Applicable income taxes
  • $3,685Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,685Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $176Sale, conversion, retirement of capital stock, net
  • $3,135Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.04%Yield on earning assets
  • 3.75%Cost of funding earning assets
  • 4.29%Net interest margin
  • 1.00%Noninterest income to earning assets
  • 2.69%Noninterest expense to earning assets
  • 1.63%Net operating income to assets
  • 1.63%Return on assets (ROA)
  • 2.35%Pretax return on assets
  • 22.00%Return on equity (ROE)
  • 3.28%Retained earnings to average equity (YTD only)
  • 0.11%Net charge-offs to loans
  • 131.82%Credit loss provision to net charge-offs
  • 31.48%Efficiency ratio
  • 49,951Assets per employee
  • 2.56%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 85.07%Loss allowance to loans
  • 1.10%Loss allowance to noncurrent loans
  • 183.38%Noncurrent assets plus other real estate owned to assets
  • 0.49%Noncurrent loans to loans
  • 0.60%Net loans and leases to deposits
  • 87.40%Net loans and leases to core deposits
  • 98.24%Equity capital to assets
  • 7.26%Core capital (leverage) ratio
  • 6.94%Tier 1 risk-based capital ratio
  • 9.90%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $226,487Average earning assets
  • $16,748Average equity
  • $212,841Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with One Valley Bank - Shenandoah.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents