One Valley Bank - South, Inc. in city_name, state_name - Detailed Financial Reports, Location

One Valley Bank - South, Inc. in Summersville, West Virginia (WV)
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One Valley Bank - South, Inc. - Overview

General
FDIC Certificate #: 9027
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Branch Banking and Trust Company (#9846)
Federal Reserve ID: 727138
Date Established: January 03, 1910
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 11 (Interstate: No)
OTS Docket #: 14206
FDIC's unique #: 5768
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: November 10, 2000
Last Structure Change Process Date: January 16, 2001
Last Data Update: January 16, 2001
Data Source Date: April 05, 2012
Location
Address: 811 Main Street, Summersville, WV 26651
County: Nicholas
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Scott Depot
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Financial Summary
Total assets: $462.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
148Total employees (full-time equivalent)
$470,902Total assets
$18,422Cash and due from depository institutions
$485Interest-bearing balances
$124,691Securities
$12,042Federal funds sold & reverse repurchase agreements
$303,352Net loans & leases
$3,861Loan loss allowance
$0Trading account assets
$4,576Bank premises and fixed assets
$314Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$7,505All other assets
$470,902Total liabilities and capital
$439,340Total liabilities
$376,935Total deposits
$334,715Interest-bearing deposits
$376,935Deposits held in domestic offices
0.00%% insured (estimated)
$43,787Federal funds purchased & repurchase agreements
$0Trading liabilities
$16,000Other borrowed funds
$0Subordinated debt
$2,618All other liabilities
$31,562Total equity capital
$31,562Total bank equity capital
$31,562Perpetual preferred stock
$0Common stock
$620Surplus
$9,340Undivided profits
Memoranda
$21,602Noncurrent loans and leases
$30,436Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$890Earning assets
$0Long-term assets (5+ years)
$1,715Average Assets, year-to-date
$440,570Average Assets, quarterly
$190,135Volatile liabilities
$449,261Insider loans
$474,975FHLB advances
$87,900Loans and leases held for sale
$20,160Unused loan commitments
$0Tier 1 (core) risk-based capital
$16,000Tier 2 risk-based capital
$118Total risk weighted assets
$30,436Total unused commitments
$0Restructured Loans and leases
$3,534Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$34,386Total interest income
$15,196Total interest expense
$19,190Net interest income
$321Provision for loan and lease losses
$3,324Total noninterest income
$0Fiduciary activities
$1,859Service charges on deposit accounts
$0Trading account gains & fees
$1,465Additional noninterest income
$9,177Total noninterest expense
$4,658Salaries and employee benefits
$1,095Premises and equipment expense
$3,424Additional noninterest expense
$13,016Pre-tax net operating income
$0Securities gains (losses)
$4,440Applicable income taxes
$8,576Income before extraordinary items
$0Extraordinary gains - net
$8,576Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$578Sale, conversion, retirement of capital stock, net
$5,950Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.04%Yield on earning assets
3.55%Cost of funding earning assets
4.49%Net interest margin
0.78%Noninterest income to earning assets
2.15%Noninterest expense to earning assets
1.91%Net operating income to assets
1.91%Return on assets (ROA)
2.90%Pretax return on assets
27.95%Return on equity (ROE)
8.56%Retained earnings to average equity (YTD only)
0.19%Net charge-offs to loans
55.54%Credit loss provision to net charge-offs
23.07%Efficiency ratio
40,761Assets per employee
3.18%Cash dividends to net income (YTD only)
Condition Ratios (%)
69.38%Loss allowance to loans
1.26%Loss allowance to noncurrent loans
433.82%Noncurrent assets plus other real estate owned to assets
0.26%Noncurrent loans to loans
0.29%Net loans and leases to deposits
80.48%Net loans and leases to core deposits
89.01%Equity capital to assets
6.70%Core capital (leverage) ratio
6.91%Tier 1 risk-based capital ratio
11.77%Total risk-based capital ratio
Memoranda
$13Average assets
$449,261Average earning assets
$30,681Average equity
$427,553Average loans

One Valley Bank - South, Inc. in Summersville, West Virginia (WV)
Overview, Financial Summary, Detailed Financial Reports, Branches

One Valley Bank - South, Inc. - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

One Valley Bank - South, Inc. in Summersville, West Virginia (WV)Overview, Financial Summary, Detailed Financial Reports, Branches

One Valley Bank - South, Inc. - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

One Valley Bank - South, Inc. in Summersville, West Virginia (WV)
Overview, Financial Summary, Detailed Financial Reports, Branches