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- Banks in West Virginia (WV)
- One Valley Bank - South, Inc.
One Valley Bank - South, Inc. in Summersville, West Virginia (WV)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of November 10, 2000
- One Valley Bank - South, Inc. in Summersville, West Virginia (WV)
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One Valley Bank - South, Inc. - Overview
- General
- FDIC Certificate #: 9027
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Branch Banking and Trust Company (#9846)
Federal Reserve ID: 727138
Date Established: January 03, 1910
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 11 (Interstate: No)
OTS Docket #: 14206
FDIC's unique #: 5768
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: November 10, 2000
Last Structure Change Process Date: January 16, 2001
Last Data Update: January 16, 2001
Data Source Date: April 05, 2012 - Location
- Address: 811 Main Street, Summersville, WV 26651
County: Nicholas
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Scott Depot
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast - Financial Summary
- Total assets: $462.0 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
- Dollar figures in thousands
- 148Total employees (full-time equivalent)
- $470,902Total assets
- $18,422Cash and due from depository institutions
- $485Interest-bearing balances
- $124,691Securities
- $12,042Federal funds sold & reverse repurchase agreements
- $303,352Net loans & leases
- $3,861Loan loss allowance
- $0Trading account assets
- $4,576Bank premises and fixed assets
- $314Other real estate owned
- $0Goodwill and other intangibles
- $0Life insurance assets
- $7,505All other assets
- $470,902Total liabilities and capital
- $439,340Total liabilities
- $376,935Total deposits
- $334,715Interest-bearing deposits
- $376,935Deposits held in domestic offices
- 0.00%% insured (estimated)
- $43,787Federal funds purchased & repurchase agreements
- $0Trading liabilities
- $16,000Other borrowed funds
- $0Subordinated debt
- $2,618All other liabilities
- $31,562Total equity capital
- $31,562Total bank equity capital
- $31,562Perpetual preferred stock
- $0Common stock
- $620Surplus
- $9,340Undivided profits
- Memoranda
- $21,602Noncurrent loans and leases
- $30,436Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $0Income earned, not collected on loans
- $890Earning assets
- $0Long-term assets (5+ years)
- $1,715Average Assets, year-to-date
- $440,570Average Assets, quarterly
- $190,135Volatile liabilities
- $449,261Insider loans
- $474,975FHLB advances
- $87,900Loans and leases held for sale
- $20,160Unused loan commitments
- $0Tier 1 (core) risk-based capital
- $16,000Tier 2 risk-based capital
- $118Total risk weighted assets
- $30,436Total unused commitments
- $0Restructured Loans and leases
- $3,534Derivatives
Income and Expense (December 31, 1999)
- Dollar figures in thousands
- $34,386Total interest income
- $15,196Total interest expense
- $19,190Net interest income
- $321Provision for loan and lease losses
- $3,324Total noninterest income
- $0Fiduciary activities
- $1,859Service charges on deposit accounts
- $0Trading account gains & fees
- $1,465Additional noninterest income
- $9,177Total noninterest expense
- $4,658Salaries and employee benefits
- $1,095Premises and equipment expense
- $3,424Additional noninterest expense
- $13,016Pre-tax net operating income
- $0Securities gains (losses)
- $4,440Applicable income taxes
- $8,576Income before extraordinary items
- $0Extraordinary gains - net
- $8,576Net income attributable to bank
- $0Net charge-offs
- $0Cash dividends
- $578Sale, conversion, retirement of capital stock, net
- $5,950Net operating income
Performance and Condition Ratios (December 31, 1999)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 8.04%Yield on earning assets
- 3.55%Cost of funding earning assets
- 4.49%Net interest margin
- 0.78%Noninterest income to earning assets
- 2.15%Noninterest expense to earning assets
- 1.91%Net operating income to assets
- 1.91%Return on assets (ROA)
- 2.90%Pretax return on assets
- 27.95%Return on equity (ROE)
- 8.56%Retained earnings to average equity (YTD only)
- 0.19%Net charge-offs to loans
- 55.54%Credit loss provision to net charge-offs
- 23.07%Efficiency ratio
- 40,761Assets per employee
- 3.18%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- 69.38%Loss allowance to loans
- 1.26%Loss allowance to noncurrent loans
- 433.82%Noncurrent assets plus other real estate owned to assets
- 0.26%Noncurrent loans to loans
- 0.29%Net loans and leases to deposits
- 80.48%Net loans and leases to core deposits
- 89.01%Equity capital to assets
- 6.70%Core capital (leverage) ratio
- 6.91%Tier 1 risk-based capital ratio
- 11.77%Total risk-based capital ratio
- Memoranda
- $13Average assets
- $449,261Average earning assets
- $30,681Average equity
- $427,553Average loans
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- Banks in West Virginia (WV)
- One Valley Bank - South, Inc.
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