OneCentral Bank in Glendale, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 31, 1997

  • OneCentral Bank in Glendale, California (CA)
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OneCentral Bank - Overview

  • General
  • FDIC Certificate #: 20793
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Glendale Federal Bank, Federal Savings Bank (#29199)
    Federal Reserve ID: 748160
    Date Established: September 08, 1972
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 14360
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 08, 1972
    Last Structure Change Effective Date: January 31, 1997
    Last Structure Change Process Date: Febuary 13, 1997
    Last Data Update: Febuary 13, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 411 North Central Avenue, Glendale, CA 91203
    County: Los Angeles
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Los Angeles (North)
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
  • Financial Summary
  • Total assets: $73.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $31Total assets
  • $73,757Cash and due from depository institutions
  • $4,443Interest-bearing balances
  • $0Securities
  • $19,020Federal funds sold & reverse repurchase agreements
  • $11,958Net loans & leases
  • $36,522Loan loss allowance
  • $872Trading account assets
  • $0Bank premises and fixed assets
  • $193Other real estate owned
  • $0Goodwill and other intangibles
  • $1,621Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $73,757Total liabilities
  • $67,439Total deposits
  • $67,379Interest-bearing deposits
  • $36,559Deposits held in domestic offices
  • 67379.00%% insured (estimated)
  • $64Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $60Total equity capital
  • $60Total bank equity capital
  • $6,318Perpetual preferred stock
  • $0Common stock
  • $4,591Surplus
  • $0Undivided profits
  • Memoranda
  • $1,727Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $536Income earned, not collected on loans
  • $238Earning assets
  • $67,500Long-term assets (5+ years)
  • $8,309Average Assets, year-to-date
  • $72,690Average Assets, quarterly
  • $76,995Volatile liabilities
  • $3,160Insider loans
  • $1,374FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $12,754Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $6,319Total risk weighted assets
  • $43,125Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $5,526Total interest expense
  • $1,208Net interest income
  • $4,318Provision for loan and lease losses
  • $725Total noninterest income
  • $378Fiduciary activities
  • $0Service charges on deposit accounts
  • $259Trading account gains & fees
  • $0Additional noninterest income
  • $119Total noninterest expense
  • $3,226Salaries and employee benefits
  • $1,697Premises and equipment expense
  • $502Additional noninterest expense
  • $1,027Pre-tax net operating income
  • $745Securities gains (losses)
  • $7Applicable income taxes
  • $200Income before extraordinary items
  • $552Extraordinary gains - net
  • $0Net income attributable to bank
  • $552Net charge-offs
  • $704Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $19Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.44%Cost of funding earning assets
  • 1.85%Net interest margin
  • 6.60%Noninterest income to earning assets
  • 0.58%Noninterest expense to earning assets
  • 4.93%Net operating income to assets
  • 0.75%Return on assets (ROA)
  • 0.76%Pretax return on assets
  • 1.03%Return on equity (ROE)
  • 9.24%Retained earnings to average equity (YTD only)
  • 9.24%Net charge-offs to loans
  • 1.93%Credit loss provision to net charge-offs
  • 102.98%Efficiency ratio
  • 68,207Assets per employee
  • 2.38%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.33%Loss allowance to noncurrent loans
  • 162.69%Noncurrent assets plus other real estate owned to assets
  • 0.73%Noncurrent loans to loans
  • 1.43%Net loans and leases to deposits
  • 54.20%Net loans and leases to core deposits
  • 56.87%Equity capital to assets
  • 8.57%Core capital (leverage) ratio
  • 7.79%Tier 1 risk-based capital ratio
  • 14.65%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $72,690Average earning assets
  • $5,972Average equity
  • $65,459Average loans

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