Orange Community Bank in Orange, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 30, 2011

Orange Community Bank - Overview

  • General
  • FDIC Certificate #: 35535
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Grandpoint Bank (#58390)
    Federal Reserve ID: 2961776
    Date Established: November 20, 2000
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 81330
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: November 20, 2000
    Last Structure Change Effective Date: August 30, 2011
    Last Structure Change Process Date: September 28, 2011
    Last Data Update: September 28, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 1045 West Katella Avenue, Orange, CA 92867
    County: Orange
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Orange
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Orange County, CA (#5945)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Santa Ana-Anaheim-Irvine, CA (#42044)
  • Financial Summary
  • Total assets: $233.9 mil

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2010)

  • Dollar figures in thousands
  • 50Total employees (full-time equivalent)
  • $223,630Total assets
  • $42,572Cash and due from depository institutions
  • $20,000Interest-bearing balances
  • $31,517Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $142,516Net loans & leases
  • $3,369Loan loss allowance
  • $0Trading account assets
  • $1,047Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $2,935Life insurance assets
  • $5,978All other assets
  • $223,630Total liabilities and capital
  • $201,475Total liabilities
  • $199,572Total deposits
  • $173,653Interest-bearing deposits
  • $199,572Deposits held in domestic offices
  • 75.56%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,903All other liabilities
  • $22,155Total equity capital
  • $22,155Total bank equity capital
  • $22,155Perpetual preferred stock
  • $0Common stock
  • $12,592Surplus
  • $537Undivided profits
  • Memoranda
  • $9,026Noncurrent loans and leases
  • $18,413Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $3,356Earning assets
  • $0Long-term assets (5+ years)
  • $856Average Assets, year-to-date
  • $194,033Average Assets, quarterly
  • $71,007Volatile liabilities
  • $217,424Insider loans
  • $223,241FHLB advances
  • $45,394Loans and leases held for sale
  • $15,778Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $18,413Total unused commitments
  • $0Restructured Loans and leases
  • $2,094Derivatives

Income and Expense (December 31, 2010)

  • Dollar figures in thousands
  • $10,625Total interest income
  • $1,239Total interest expense
  • $9,386Net interest income
  • -$65Provision for loan and lease losses
  • $1,318Total noninterest income
  • $0Fiduciary activities
  • $971Service charges on deposit accounts
  • $0Trading account gains & fees
  • $347Additional noninterest income
  • $9,058Total noninterest expense
  • $4,407Salaries and employee benefits
  • $1,077Premises and equipment expense
  • $3,574Additional noninterest expense
  • $1,711Pre-tax net operating income
  • $0Securities gains (losses)
  • $683Applicable income taxes
  • $1,028Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,028Net income attributable to bank
  • $0Net charge-offs
  • $1,028Cash dividends
  • -$215Sale, conversion, retirement of capital stock, net
  • $150Net operating income

Performance and Condition Ratios (December 31, 2010)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.61%Yield on earning assets
  • 0.65%Cost of funding earning assets
  • 4.95%Net interest margin
  • 0.70%Noninterest income to earning assets
  • 4.78%Noninterest expense to earning assets
  • 0.47%Net operating income to assets
  • 0.47%Return on assets (ROA)
  • 0.79%Pretax return on assets
  • 4.88%Return on equity (ROE)
  • 4.17%Retained earnings to average equity (YTD only)
  • -0.14%Net charge-offs to loans
  • 30.23%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 84,623Assets per employee
  • 4.47%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 14.59%Loss allowance to loans
  • 2.31%Loss allowance to noncurrent loans
  • 100.39%Noncurrent assets plus other real estate owned to assets
  • 1.50%Noncurrent loans to loans
  • 2.30%Net loans and leases to deposits
  • 71.41%Net loans and leases to core deposits
  • 92.44%Equity capital to assets
  • 9.91%Core capital (leverage) ratio
  • 9.67%Tier 1 risk-based capital ratio
  • 13.33%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $217,424Average earning assets
  • $21,050Average equity
  • $189,562Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Orange Community Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents