Oregon Business Bank in Lake Oswego, Oregon (OR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 2002

  • Oregon Business Bank in Lake Oswego, Oregon (OR)
  • Show street view No street view available for this location

Oregon Business Bank - Overview

  • General
  • FDIC Certificate #: 35256
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Banner Bank (#28489)
    Federal Reserve ID: 2850629
    Date Established: October 04, 1999
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 76814
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 04, 1999
    Last Structure Change Effective Date: January 01, 2002
    Last Structure Change Process Date: May 01, 2002
    Last Data Update: May 01, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 16099 Boones Ferry Road, Lake Oswego, OR 97035
    County: Clackamas
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Portland
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Portland-Vancouver, OR-WA (#6440)
    Consolidated Metropolitan Statistical Area (CMSA): Portland-Salem, OR-WA (#79)
    Core Based Statistical Area (CBSA): Portland-Vancouver-Hillsboro, OR-WA (#38900)
    CBSA Metro Statistical Area: Portland-Vancouver-Hillsboro, OR-WA (#38900)
  • Financial Summary
  • Total assets: $38.8 mil

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $38,818Total assets
  • $2,176Cash and due from depository institutions
  • $27Interest-bearing balances
  • $1,498Securities
  • $1,400Federal funds sold & reverse repurchase agreements
  • $33,114Net loans & leases
  • $460Loan loss allowance
  • $0Trading account assets
  • $236Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $394All other assets
  • $38,818Total liabilities and capital
  • $34,106Total liabilities
  • $33,152Total deposits
  • $26,836Interest-bearing deposits
  • $33,152Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $701Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $253All other liabilities
  • $4,712Total equity capital
  • $4,712Total bank equity capital
  • $4,712Perpetual preferred stock
  • $0Common stock
  • $2,500Surplus
  • $2,500Undivided profits
  • Memoranda
  • $-288Noncurrent loans and leases
  • $9,870Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $170Average Assets, year-to-date
  • $36,039Average Assets, quarterly
  • $414Volatile liabilities
  • $35,548Insider loans
  • $40,075FHLB advances
  • $10,429Loans and leases held for sale
  • $4,070Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $9,870Total unused commitments
  • $0Restructured Loans and leases
  • $460Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $2,897Total interest income
  • $1,384Total interest expense
  • $1,513Net interest income
  • $120Provision for loan and lease losses
  • $59Total noninterest income
  • $0Fiduciary activities
  • $47Service charges on deposit accounts
  • $0Trading account gains & fees
  • $12Additional noninterest income
  • $1,239Total noninterest expense
  • $565Salaries and employee benefits
  • $265Premises and equipment expense
  • $409Additional noninterest expense
  • $213Pre-tax net operating income
  • $4Securities gains (losses)
  • $24Applicable income taxes
  • $193Income before extraordinary items
  • $0Extraordinary gains - net
  • $193Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.67%Yield on earning assets
  • 4.14%Cost of funding earning assets
  • 4.53%Net interest margin
  • 0.18%Noninterest income to earning assets
  • 3.71%Noninterest expense to earning assets
  • 0.53%Net operating income to assets
  • 0.54%Return on assets (ROA)
  • 0.61%Pretax return on assets
  • 4.17%Return on equity (ROE)
  • 4.17%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 78,817Assets per employee
  • 3.23%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.37%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 99.89%Net loans and leases to core deposits
  • 141.37%Equity capital to assets
  • 12.14%Core capital (leverage) ratio
  • 11.88%Tier 1 risk-based capital ratio
  • 12.57%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $35,548Average earning assets
  • $4,633Average equity
  • $33,409Average loans

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