Oregon State Bank in Corvallis, Oregon (OR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 31, 2001

  • Oregon State Bank in Corvallis, Oregon (OR)
  • Show street view No street view available for this location

Oregon State Bank - Overview

  • General
  • FDIC Certificate #: 34972
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Umpqua Bank (#17266)
    Federal Reserve ID: 2735762
    Date Established: April 01, 1999
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 62146
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 01, 1999
    Last Structure Change Effective Date: December 31, 2001
    Last Structure Change Process Date: Febuary 05, 2002
    Last Data Update: Febuary 05, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 415 Nw 3rd Street, Corvallis, OR 97330
    County: Benton
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Portland
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Corvallis, OR (#1890)
    Combined Statistical Area (CSA): Albany-Corvallis-Lebanon, OR (#102)
    Core Based Statistical Area (CBSA): Corvallis, OR (#18700)
    CBSA Metro Statistical Area: Corvallis, OR (#18700)
  • Financial Summary
  • Total assets: $29.3 mil

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $22,011Total assets
  • $1,321Cash and due from depository institutions
  • $110Interest-bearing balances
  • $2,243Securities
  • $950Federal funds sold & reverse repurchase agreements
  • $15,648Net loans & leases
  • $95Loan loss allowance
  • $0Trading account assets
  • $1,467Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $382All other assets
  • $22,011Total liabilities and capital
  • $18,410Total liabilities
  • $17,714Total deposits
  • $15,659Interest-bearing deposits
  • $17,714Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $626Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $70All other liabilities
  • $3,601Total equity capital
  • $3,601Total bank equity capital
  • $3,601Perpetual preferred stock
  • $0Common stock
  • $4,000Surplus
  • $0Undivided profits
  • Memoranda
  • $-399Noncurrent loans and leases
  • $2,538Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $84Average Assets, year-to-date
  • $18,951Average Assets, quarterly
  • $2,509Volatile liabilities
  • $16,964Insider loans
  • $20,982FHLB advances
  • $3,682Loans and leases held for sale
  • $1,293Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $2,538Total unused commitments
  • $0Restructured Loans and leases
  • $95Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $1,316Total interest income
  • $627Total interest expense
  • $689Net interest income
  • $42Provision for loan and lease losses
  • $182Total noninterest income
  • $0Fiduciary activities
  • $30Service charges on deposit accounts
  • $0Trading account gains & fees
  • $152Additional noninterest income
  • $985Total noninterest expense
  • $505Salaries and employee benefits
  • $138Premises and equipment expense
  • $342Additional noninterest expense
  • -$156Pre-tax net operating income
  • $0Securities gains (losses)
  • -$145Applicable income taxes
  • -$11Income before extraordinary items
  • $0Extraordinary gains - net
  • -$11Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.08%Yield on earning assets
  • 4.33%Cost of funding earning assets
  • 4.75%Net interest margin
  • 1.26%Noninterest income to earning assets
  • 6.80%Noninterest expense to earning assets
  • -0.06%Net operating income to assets
  • -0.06%Return on assets (ROA)
  • -0.92%Pretax return on assets
  • -0.31%Return on equity (ROE)
  • -0.31%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 113,088Assets per employee
  • 1.83%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.60%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 88.34%Net loans and leases to core deposits
  • 106.75%Equity capital to assets
  • 16.36%Core capital (leverage) ratio
  • 16.94%Tier 1 risk-based capital ratio
  • 19.58%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $16,964Average earning assets
  • $3,557Average equity
  • $14,491Average loans

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