Oshkosh Savings Bank, F.S.B. in Oshkosh, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 01, 1997

  • Oshkosh Savings Bank, F.S.B. in Oshkosh, Wisconsin (WI)
  • Show street view No street view available for this location

Oshkosh Savings Bank, F.S.B. - Overview

  • General
  • FDIC Certificate #: 29665
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Fox Cities Bank (#28744)
    Federal Reserve ID: 464479
    Date Established: January 01, 1886
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 3849
    FDIC's unique #: 42499
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: April 23, 1951
    Last Structure Change Effective Date: May 01, 1997
    Last Structure Change Process Date: June 16, 1997
    Last Data Update: July 09, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 420 South Koeller Street, Oshkosh, WI 54901
    County: Winnebago
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Appleton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Appleton-Oshkosh-Neenah, WI (#460)
    Combined Statistical Area (CSA): Appleton-Oshkosh-Neenah, WI (#118)
    Core Based Statistical Area (CBSA): Oshkosh-Neenah, WI (#36780)
    CBSA Metro Statistical Area: Oshkosh-Neenah, WI (#36780)
  • History of Changes
  • Merger - Without Assistance
  • Financial Summary
  • Total assets: $258.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $90Total assets
  • $255,721Cash and due from depository institutions
  • $4,771Interest-bearing balances
  • $776Securities
  • $70,304Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $171,672Loan loss allowance
  • $1,220Trading account assets
  • $0Bank premises and fixed assets
  • $3,878Other real estate owned
  • $130Goodwill and other intangibles
  • $4,805Life insurance assets
  • $161All other assets
  • $0Total liabilities and capital
  • $255,721Total liabilities
  • $228,257Total deposits
  • $170,578Interest-bearing deposits
  • $160,959Deposits held in domestic offices
  • 170578.00%% insured (estimated)
  • $94Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $55,160Subordinated debt
  • $0All other liabilities
  • $2,519Total equity capital
  • $2,519Total bank equity capital
  • $27,464Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $16,622Undivided profits
  • Memoranda
  • $10,841Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $430Income earned, not collected on loans
  • $878Earning assets
  • $242,752Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $255,335Average Assets, quarterly
  • $254,810Volatile liabilities
  • $74,636Insider loans
  • $764FHLB advances
  • $55,160Loans and leases held for sale
  • $0Unused loan commitments
  • $7,848Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $27,648Total risk weighted assets
  • $128,998Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $17,405Total interest expense
  • $10,865Net interest income
  • $6,540Provision for loan and lease losses
  • $515Total noninterest income
  • $2,116Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $2,116Total noninterest expense
  • $6,234Salaries and employee benefits
  • $2,515Premises and equipment expense
  • $573Additional noninterest expense
  • $3,146Pre-tax net operating income
  • $1,907Securities gains (losses)
  • $88Applicable income taxes
  • $650Income before extraordinary items
  • $1,345Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,345Net charge-offs
  • $98Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.20%Cost of funding earning assets
  • 4.49%Net interest margin
  • 2.70%Noninterest income to earning assets
  • 0.87%Noninterest expense to earning assets
  • 2.58%Net operating income to assets
  • 0.50%Return on assets (ROA)
  • 0.53%Pretax return on assets
  • 0.78%Return on equity (ROE)
  • 5.10%Retained earnings to average equity (YTD only)
  • 5.10%Net charge-offs to loans
  • 0.06%Credit loss provision to net charge-offs
  • 525.51%Efficiency ratio
  • 72,019Assets per employee
  • 2.84%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.71%Loss allowance to noncurrent loans
  • 283.72%Noncurrent assets plus other real estate owned to assets
  • 0.22%Noncurrent loans to loans
  • 0.25%Net loans and leases to deposits
  • 100.64%Net loans and leases to core deposits
  • 113.61%Equity capital to assets
  • 10.74%Core capital (leverage) ratio
  • 10.80%Tier 1 risk-based capital ratio
  • 21.43%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $255,335Average earning assets
  • $26,387Average equity
  • $241,896Average loans

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