Ozark Mountain Bank in Branson, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


Ozark Mountain Bank - Overview

  • General
  • FDIC Certificate #: 16924
    Status: Active
    Federal Reserve ID: 576541
    Bank Holding Company (Regulatory Top Holder): Central Bancompany (RSSDID: 1094314, Location: Jefferson City, MO)
    Date Established: July 29, 1950
    WWW: http://www.ozkmtnbank.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 7 (Domestic: 7, Interstate: No)
    OTS Docket #: 13039
    FDIC's unique #: 11008
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: July 29, 1950
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 400 South Commercial Street, Branson, MO 65616
    County: Taney
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Branson, MO (#14700)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $294.9 mil
    Equity capital: $26.0 mil
    Deposits held in domestic offices: $241.8 mil
    Return on assets (ROA): 1.01% ($3.0 mil)
    Quarterly return on assets: 0.91% ($2.7 mil)
    Return on Equity (ROE): 12.17% ($3.2 mil)
    Quarterly return on equity: 10.48% ($2.7 mil)
    Net income: $3.1 mil
    Quarterly Net income: $0.7 mil
    Pretax return on assets: 1.50% ($4,422.8 mil)
    Quarterly Pretax return on assets: 1.31% ($3,862.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 78Total employees (full-time equivalent)
  • $294,850Total assets
  • $26,678Cash and due from depository institutions
  • $22,354Interest-bearing balances
  • $55,718Securities
  • $4,029Federal funds sold & reverse repurchase agreements
  • $197,109Net loans & leases
  • $4,574Loan loss allowance
  • $0Trading account assets
  • $5,770Bank premises and fixed assets
  • $805Other real estate owned
  • $335Goodwill and other intangibles
  • $294,850Life insurance assets
  • $4,406All other assets
  • $268,802Total liabilities and capital
  • $241,795Total liabilities
  • $199,124Total deposits
  • $241,795Interest-bearing deposits
  • $82Deposits held in domestic offices
  • 26440.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $567Subordinated debt
  • $26,048All other liabilities
  • $26,048Total equity capital
  • $26,048Total bank equity capital
  • $0Perpetual preferred stock
  • $1,200Common stock
  • $2,900Surplus
  • $21,948Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $1,289Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,049Income earned, not collected on loans
  • $13Earning assets
  • $1,209Long-term assets (5+ years)
  • $279,210Average Assets, year-to-date
  • $59,315Average Assets, quarterly
  • $306,384Volatile liabilities
  • $303,034Insider loans
  • $224,365FHLB advances
  • $303,586Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $25,223Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $43,782Restructured Loans and leases
  • $17,046Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $13,300Total interest income
  • $1,629Total interest expense
  • $11,671Net interest income
  • $1,114Provision for loan and lease losses
  • $3,457Total noninterest income
  • $0Fiduciary activities
  • $1,502Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,955Additional noninterest income
  • $9,402Total noninterest expense
  • $4,194Salaries and employee benefits
  • $1,090Premises and equipment expense
  • $4,118Additional noninterest expense
  • $4,612Pre-tax net operating income
  • -$12Securities gains (losses)
  • $1,499Applicable income taxes
  • $3,101Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,101Net income attributable to bank
  • $0Net charge-offs
  • $3,101Cash dividends
  • $1,109Sale, conversion, retirement of capital stock, net
  • $2,550Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.58%Yield on earning assets
  • 0.56%Cost of funding earning assets
  • 4.02%Net interest margin
  • 1.19%Noninterest income to earning assets
  • 3.24%Noninterest expense to earning assets
  • 1.01%Net operating income to assets
  • 1.01%Return on assets (ROA)
  • 1.50%Pretax return on assets
  • 12.17%Return on equity (ROE)
  • 2.16%Retained earnings to average equity (YTD only)
  • 0.54%Net charge-offs to loans
  • 100.45%Credit loss provision to net charge-offs
  • 5.16%Efficiency ratio
  • 62,150Assets per employee
  • 3.78%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 82.23%Loss allowance to loans
  • 2.27%Loss allowance to noncurrent loans
  • 150.02%Noncurrent assets plus other real estate owned to assets
  • 1.31%Noncurrent loans to loans
  • 1.51%Net loans and leases to deposits
  • 81.52%Net loans and leases to core deposits
  • 86.83%Equity capital to assets
  • 8.83%Core capital (leverage) ratio
  • 8.31%Tier 1 risk-based capital ratio
  • 11.24%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $306,384Average earning assets
  • $25,471Average equity
  • $290,170Average loans

List of branches

  • 7 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    011008Ozark Mountain Bank400 South Commercial Street, Branson, MO 65616July 29, 1950Full Service Brick and Mortar
    3239535Motor Bank West Branch302 S Hwy 165, Branson, MO 65616August 25, 1975Limited Service Facility
    5239537Fall Creek Branch388 Wildwood Drive, Branson, MO 65616September 27, 1994Limited Service Facility
    6239538Cedar Ridge Facility1115 James F. Epps Road, Branson, MO 65616May 15, 1995Full Service Brick and Mortar
    7239539Branson West FacilityHighway 13 And 76, Branson, MO 65737January 21, 1997Limited Service Facility
    8452631Hollister Bank Office710 Birch Street, Hollister, MO 65672November 22, 2005Full Service Brick and Mortar
    9511452Web Branch2116 Nelwood Drive, Columbia, MO 65202January 01, 2009Full Service Cyber

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