Table Rock Community Bank in Kimberling City, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Table Rock Community Bank - Overview

  • General
  • FDIC Certificate #: 58300
    Status: Active
    Federal Reserve ID: 3446225
    Bank Holding Company (Regulatory Top Holder): Table Rock Bancshares Corporation (RSSDID: 3446430, Location: Kimberling City, MO)
    Date Established: August 28, 2006
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 445678
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: August 28, 2006
    Last Structure Change Effective Date: August 21, 2009
    Last Structure Change Process Date: August 21, 2009
    Last Data Update: August 21, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: Kimberling Village Professional Center, Kimberling City, MO 65686
    County: Stone
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Branson, MO (#14700)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $48.2 mil
    Equity capital: $3.8 mil
    Deposits held in domestic offices: $44.1 mil
    Return on assets (ROA): 1.44% ($0.7 mil)
    Quarterly return on assets: 2.50% ($1.2 mil)
    Return on Equity (ROE): 19.05% ($0.8 mil)
    Quarterly return on equity: 33.01% ($1.3 mil)
    Net income: $0.6 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 1.30% ($626.4 mil)
    Quarterly Pretax return on assets: 1.98% ($954.1 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 10Total employees (full-time equivalent)
  • $48,186Total assets
  • $3,817Cash and due from depository institutions
  • $1,044Interest-bearing balances
  • $5,206Securities
  • $2,100Federal funds sold & reverse repurchase agreements
  • $35,874Net loans & leases
  • $603Loan loss allowance
  • $0Trading account assets
  • $432Bank premises and fixed assets
  • $100Other real estate owned
  • $0Goodwill and other intangibles
  • $48,186Life insurance assets
  • $657All other assets
  • $44,401Total liabilities and capital
  • $44,113Total liabilities
  • $42,019Total deposits
  • $44,113Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $288Subordinated debt
  • $3,785All other liabilities
  • $3,785Total equity capital
  • $3,785Total bank equity capital
  • $0Perpetual preferred stock
  • $2,000Common stock
  • $2,000Surplus
  • $-215Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $875Income earned, not collected on loans
  • $0Earning assets
  • $219Long-term assets (5+ years)
  • $44,224Average Assets, year-to-date
  • $7,954Average Assets, quarterly
  • $45,004Volatile liabilities
  • $48,314Insider loans
  • $33,136FHLB advances
  • $48,837Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $3,806Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,778Restructured Loans and leases
  • $1,915Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,454Total interest income
  • $500Total interest expense
  • $1,954Net interest income
  • $233Provision for loan and lease losses
  • $113Total noninterest income
  • $0Fiduciary activities
  • $61Service charges on deposit accounts
  • $0Trading account gains & fees
  • $52Additional noninterest income
  • $1,248Total noninterest expense
  • $637Salaries and employee benefits
  • $133Premises and equipment expense
  • $478Additional noninterest expense
  • $586Pre-tax net operating income
  • $0Securities gains (losses)
  • -$63Applicable income taxes
  • $649Income before extraordinary items
  • $0Extraordinary gains - net
  • $649Net income attributable to bank
  • $0Net charge-offs
  • $649Cash dividends
  • $80Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.97%Yield on earning assets
  • 1.22%Cost of funding earning assets
  • 4.75%Net interest margin
  • 0.27%Noninterest income to earning assets
  • 3.04%Noninterest expense to earning assets
  • 1.44%Net operating income to assets
  • 1.44%Return on assets (ROA)
  • 1.30%Pretax return on assets
  • 19.05%Return on equity (ROE)
  • 19.05%Retained earnings to average equity (YTD only)
  • 0.24%Net charge-offs to loans
  • 291.25%Credit loss provision to net charge-offs
  • 10.24%Efficiency ratio
  • 60,377Assets per employee
  • 4.82%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.65%Loss allowance to noncurrent loans
  • 68.91%Noncurrent assets plus other real estate owned to assets
  • 2.02%Noncurrent loans to loans
  • 2.40%Net loans and leases to deposits
  • 81.32%Net loans and leases to core deposits
  • 86.20%Equity capital to assets
  • 7.85%Core capital (leverage) ratio
  • 7.79%Tier 1 risk-based capital ratio
  • 11.49%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $45,004Average earning assets
  • $3,406Average equity
  • $41,113Average loans

List of branches

  • 1 Missouri Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0445678Table Rock Community BankKimberling Village Professional Center, Kimberling City, MO 65686August 28, 2006Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Table Rock Community Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents