Ozaukee Bank National Association in Cedarburg, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 06, 2008

  • Ozaukee Bank National Association in Cedarburg, Wisconsin (WI)
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Ozaukee Bank National Association - Overview

  • General
  • FDIC Certificate #: 22017
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: BMO Harris Bank National Association (#16571)
    Federal Reserve ID: 180649
    Date Established: May 07, 1975
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 8 (Interstate: No)
    FDIC's unique #: 15274
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: May 07, 1975
    Last Structure Change Effective Date: September 06, 2008
    Last Structure Change Process Date: October 06, 2008
    Last Data Update: October 06, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: N69 W5269 Columbia Road, Cedarburg, WI 53012
    County: Ozaukee
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Milwaukee
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Milwaukee-Waukesha, WI (#5080)
    Consolidated Metropolitan Statistical Area (CMSA): Milwaukee-Racine, WI (#63)
    Combined Statistical Area (CSA): Milwaukee-Racine-Waukesha, WI (#376)
    Core Based Statistical Area (CBSA): Milwaukee-Waukesha-West Allis, WI (#33340)
    CBSA Metro Statistical Area: Milwaukee-Waukesha-West Allis, WI (#33340)
  • Financial Summary
  • Total assets: $828.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 162Total employees (full-time equivalent)
  • $749,708Total assets
  • $34,356Cash and due from depository institutions
  • $11,779Interest-bearing balances
  • $120,150Securities
  • $39,987Federal funds sold & reverse repurchase agreements
  • $518,748Net loans & leases
  • $7,399Loan loss allowance
  • $0Trading account assets
  • $8,541Bank premises and fixed assets
  • $3,308Other real estate owned
  • $2,483Goodwill and other intangibles
  • $9,522Life insurance assets
  • $22,135All other assets
  • $749,708Total liabilities and capital
  • $694,228Total liabilities
  • $611,009Total deposits
  • $524,718Interest-bearing deposits
  • $611,009Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $16,075Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $59,267Other borrowed funds
  • $0Subordinated debt
  • $7,877All other liabilities
  • $55,480Total equity capital
  • $55,480Total bank equity capital
  • $55,480Perpetual preferred stock
  • $0Common stock
  • $2,092Surplus
  • $18,342Undivided profits
  • Memoranda
  • $35,046Noncurrent loans and leases
  • $220,952Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $9,989Earning assets
  • $31Long-term assets (5+ years)
  • $3,399Average Assets, year-to-date
  • $690,664Average Assets, quarterly
  • $86,078Volatile liabilities
  • $704,749Insider loans
  • $715,761FHLB advances
  • $116,878Loans and leases held for sale
  • $22,184Unused loan commitments
  • $46,000Tier 1 (core) risk-based capital
  • $32,778Tier 2 risk-based capital
  • $7,535Total risk weighted assets
  • $220,952Total unused commitments
  • $0Restructured Loans and leases
  • $6,821Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $44,756Total interest income
  • $21,335Total interest expense
  • $23,421Net interest income
  • $277Provision for loan and lease losses
  • $5,750Total noninterest income
  • $95Fiduciary activities
  • $1,745Service charges on deposit accounts
  • $0Trading account gains & fees
  • $3,910Additional noninterest income
  • $16,936Total noninterest expense
  • $10,571Salaries and employee benefits
  • $1,425Premises and equipment expense
  • $4,940Additional noninterest expense
  • $11,958Pre-tax net operating income
  • $0Securities gains (losses)
  • $3,859Applicable income taxes
  • $8,099Income before extraordinary items
  • $0Extraordinary gains - net
  • $8,099Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $61Sale, conversion, retirement of capital stock, net
  • $3,915Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.83%Yield on earning assets
  • 3.26%Cost of funding earning assets
  • 3.57%Net interest margin
  • 0.88%Noninterest income to earning assets
  • 2.58%Noninterest expense to earning assets
  • 1.15%Net operating income to assets
  • 1.15%Return on assets (ROA)
  • 1.70%Pretax return on assets
  • 15.40%Return on equity (ROE)
  • 7.96%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 454.10%Credit loss provision to net charge-offs
  • 200.57%Efficiency ratio
  • 58,058Assets per employee
  • 4.63%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 48.34%Loss allowance to loans
  • 1.41%Loss allowance to noncurrent loans
  • 74.07%Noncurrent assets plus other real estate owned to assets
  • 1.77%Noncurrent loans to loans
  • 1.90%Net loans and leases to deposits
  • 84.90%Net loans and leases to core deposits
  • 96.74%Equity capital to assets
  • 7.40%Core capital (leverage) ratio
  • 7.85%Tier 1 risk-based capital ratio
  • 10.08%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $704,749Average earning assets
  • $52,583Average equity
  • $655,428Average loans

Total Fiduciary and Related Assets (December 31, 2007)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $36,892Managed Assets
  • 1Number of Accounts
  • $15,424Personal trust and agency accounts
  • $12,219Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $322Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $2,883Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 40Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $21,468Other retirement accounts
  • $455Corporate trust and agency accounts
  • $21,013Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

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