P N C Bank, Indiana, Inc. in city_name, state_name - Detailed Financial Reports, Location

P N C Bank, Indiana, Inc. in New Albany, Indiana (IN)
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P N C Bank, Indiana, Inc. - Overview

General
FDIC Certificate #: 14040
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: PNC Bank, National Association (#6384)
Federal Reserve ID: 242743
Date Established: March 12, 1934
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 12 (Interstate: No)
FDIC's unique #: 8777
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: March 12, 1934
Last Structure Change Effective Date: December 31, 1997
Last Structure Change Process Date: January 08, 1998
Last Data Update: January 08, 1998
Data Source Date: April 05, 2012
Location
Address: 400 State Street, New Albany, IN 47150
County: Floyd
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: New York
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Louisville, KY-IN (#4520)
Combined Statistical Area (CSA): Louisville-Jefferson County-Elizabethtown-Scottsburg, KY-IN (#350)
Core Based Statistical Area (CBSA): Louisville-Jefferson County, KY-IN (#31140)
CBSA Metro Statistical Area: Louisville-Jefferson County, KY-IN (#31140)
Financial Summary
Total assets: $635.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$107Total assets
$555,401Cash and due from depository institutions
$47,489Interest-bearing balances
$0Securities
$142,381Federal funds sold & reverse repurchase agreements
$48,000Net loans & leases
$306,396Loan loss allowance
$5,736Trading account assets
$0Bank premises and fixed assets
$6,270Other real estate owned
$0Goodwill and other intangibles
$4,865Life insurance assets
$0All other assets
$0Total liabilities and capital
$555,401Total liabilities
$511,528Total deposits
$505,352Interest-bearing deposits
$406,519Deposits held in domestic offices
505352.00%% insured (estimated)
$73Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$6,176Total equity capital
$6,176Total bank equity capital
$43,873Perpetual preferred stock
$0Common stock
$3,500Surplus
$12,343Undivided profits
Memoranda
$28,030Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,339Income earned, not collected on loans
$1,685Earning assets
$496,777Long-term assets (5+ years)
$164,033Average Assets, year-to-date
$534,206Average Assets, quarterly
$552,024Volatile liabilities
$48,244Insider loans
$16,941FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$97,105Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$43,238Total risk weighted assets
$356,987Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$38,186Total interest expense
$17,964Net interest income
$20,222Provision for loan and lease losses
$0Total noninterest income
$3,941Fiduciary activities
$0Service charges on deposit accounts
$2,463Trading account gains & fees
$0Additional noninterest income
$1,478Total noninterest expense
$12,331Salaries and employee benefits
$3,681Premises and equipment expense
$1,323Additional noninterest expense
$7,327Pre-tax net operating income
$11,832Securities gains (losses)
$35Applicable income taxes
$4,169Income before extraordinary items
$7,698Extraordinary gains - net
$0Net income attributable to bank
$7,698Net charge-offs
$830Cash dividends
$5,175Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.72%Cost of funding earning assets
3.63%Net interest margin
4.09%Noninterest income to earning assets
0.80%Noninterest expense to earning assets
2.49%Net operating income to assets
1.44%Return on assets (ROA)
1.44%Pretax return on assets
2.22%Return on equity (ROE)
18.17%Retained earnings to average equity (YTD only)
5.96%Net charge-offs to loans
0.28%Credit loss provision to net charge-offs
0.00%Efficiency ratio
51,033Assets per employee
5.19%Cash dividends to net income (YTD only)
Condition Ratios (%)
67.23%Loss allowance to loans
1.84%Loss allowance to noncurrent loans
428.38%Noncurrent assets plus other real estate owned to assets
0.24%Noncurrent loans to loans
0.43%Net loans and leases to deposits
60.63%Net loans and leases to core deposits
67.03%Equity capital to assets
7.90%Core capital (leverage) ratio
7.64%Tier 1 risk-based capital ratio
12.11%Total risk-based capital ratio
Memoranda
$13Average assets
$534,206Average earning assets
$42,364Average equity
$494,669Average loans

P N C Bank, Indiana, Inc. in New Albany, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

P N C Bank, Indiana, Inc. - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

P N C Bank, Indiana, Inc. in New Albany, Indiana (IN)Overview, Financial Summary, Detailed Financial Reports, Branches

P N C Bank, Indiana, Inc. - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

P N C Bank, Indiana, Inc. in New Albany, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches