PNC Bank, Ohio, National Association in Cincinnati, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 31, 1997

  • PNC Bank, Ohio, National Association in Cincinnati, Ohio (OH)
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PNC Bank, Ohio, National Association - Overview

  • General
  • FDIC Certificate #: 742
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: PNC Bank, National Association (#6384)
    Federal Reserve ID: 906018
    Date Established: January 31, 1862
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 53 (Interstate: No)
    OTS Docket #: 11061
    FDIC's unique #: 471
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 31, 1997
    Last Structure Change Process Date: January 08, 1998
    Last Data Update: January 08, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 East Fifth Street, Cincinnati, OH 45202
    County: Hamilton
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: New York
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Cincinnati, OH-KY-IN (#1640)
    Consolidated Metropolitan Statistical Area (CMSA): Cincinnati-Hamilton, OH-KY-IN (#21)
    Combined Statistical Area (CSA): Cincinnati-Middletown-Wilmington, OH-KY-IN (#178)
    Core Based Statistical Area (CBSA): Cincinnati-Middletown, OH-KY-IN (#17140)
    CBSA Metro Statistical Area: Cincinnati-Middletown, OH-KY-IN (#17140)
  • Financial Summary
  • Total assets: $3,848.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $860Total assets
  • $4,149,858Cash and due from depository institutions
  • $219,155Interest-bearing balances
  • $0Securities
  • $638,642Federal funds sold & reverse repurchase agreements
  • $4,810Net loans & leases
  • $3,143,337Loan loss allowance
  • $105,201Trading account assets
  • $0Bank premises and fixed assets
  • $20,272Other real estate owned
  • $1,641Goodwill and other intangibles
  • $92,365Life insurance assets
  • $29,636All other assets
  • $0Total liabilities and capital
  • $4,149,858Total liabilities
  • $3,843,999Total deposits
  • $2,632,830Interest-bearing deposits
  • $2,096,537Deposits held in domestic offices
  • 2615808.00%% insured (estimated)
  • $81Federal funds purchased & repurchase agreements
  • $542,148Trading liabilities
  • $0Other borrowed funds
  • $542,116Subordinated debt
  • $65,000All other liabilities
  • $61,905Total equity capital
  • $61,905Total bank equity capital
  • $305,859Perpetual preferred stock
  • $0Common stock
  • $15,239Surplus
  • $95,000Undivided profits
  • Memoranda
  • $195,620Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $36,605Income earned, not collected on loans
  • $21,466Earning assets
  • $3,786,789Long-term assets (5+ years)
  • $1,118,976Average Assets, year-to-date
  • $4,057,311Average Assets, quarterly
  • $4,083,111Volatile liabilities
  • $1,328,024Insider loans
  • $103,518FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,106,935Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $282,471Total risk weighted assets
  • $3,676,958Total unused commitments
  • $0Restructured Loans and leases
  • $514,658Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $287,978Total interest expense
  • $151,316Net interest income
  • $136,662Provision for loan and lease losses
  • $0Total noninterest income
  • $67,959Fiduciary activities
  • $26,419Service charges on deposit accounts
  • $16,190Trading account gains & fees
  • $0Additional noninterest income
  • $25,350Total noninterest expense
  • $123,425Salaries and employee benefits
  • $40,135Premises and equipment expense
  • $14,016Additional noninterest expense
  • $69,274Pre-tax net operating income
  • $81,196Securities gains (losses)
  • $263Applicable income taxes
  • $29,829Income before extraordinary items
  • $51,630Extraordinary gains - net
  • $0Net income attributable to bank
  • $51,630Net charge-offs
  • $10,715Cash dividends
  • $25,200Sale, conversion, retirement of capital stock, net
  • $93Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.75%Cost of funding earning assets
  • 4.07%Net interest margin
  • 3.68%Noninterest income to earning assets
  • 1.83%Noninterest expense to earning assets
  • 3.32%Net operating income to assets
  • 1.27%Return on assets (ROA)
  • 1.27%Pretax return on assets
  • 2.01%Return on equity (ROE)
  • 14.46%Retained earnings to average equity (YTD only)
  • 7.40%Net charge-offs to loans
  • 0.35%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 58,781Assets per employee
  • 4.83%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 48.81%Loss allowance to loans
  • 3.24%Loss allowance to noncurrent loans
  • 287.40%Noncurrent assets plus other real estate owned to assets
  • 0.92%Noncurrent loans to loans
  • 1.13%Net loans and leases to deposits
  • 119.39%Net loans and leases to core deposits
  • 131.62%Equity capital to assets
  • 7.37%Core capital (leverage) ratio
  • 7.14%Tier 1 risk-based capital ratio
  • 7.68%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $4,057,311Average earning assets
  • $357,107Average equity
  • $3,714,772Average loans

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