Pacific Continental Bank in Eugene, Oregon (OR), WA



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Pacific Continental Bank routing number info

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Pacific Continental Bank
GeneralFDIC Certificate #: 20774
Status: Active
Federal Reserve ID: 693662
Bank Holding Company (Regulatory Top Holder): Pacific Continental Corporation (RSSDID: 2762973, Location: Eugene, OR)
Date Established: August 15, 1972
WWW: http://www.therightbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 14 (Domestic: 14, Interstate: Yes)
OTS Docket #: 9184
FDIC's unique #: 14348
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: August 15, 1972
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 1450 High Street, Eugene, OR 97401
County: Lane
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Portland
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Eugene-Springfield, OR (#2400)
Core Based Statistical Area (CBSA): Eugene-Springfield, OR (#21660)
CBSA Metro Statistical Area: Eugene-Springfield, OR (#21660)
History of ChangesCorrections
Merge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $1,271.7 mil
Equity capital: $179.6 mil
Deposits held in domestic offices: $974.6 mil
Return on assets (ROA): 0.46% ($5.9 mil)
Quarterly return on assets: -0.25% (-$3.2 mil)
Return on Equity (ROE): 3.22% ($5.8 mil)
Quarterly return on equity: -1.72% (-$3.1 mil)
Net income: $5.7 mil
Quarterly Net income: -$0.8 mil
Pretax return on assets: 0.61% ($7,757.1 mil)
Quarterly Pretax return on assets: -0.69% (-$8,774.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)263
Total assets$1,271,657
Cash and due from depository institutions$19,857
Interest-bearing balances$2,186
Securities$346,542
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$806,970
Loan loss allowance $14,941
Trading account assets$0
Bank premises and fixed assets$18,410
Other real estate owned$11,000
Goodwill and other intangibles$22,235
All other assets$46,643
Life insurance assets$1,271,657
Total liabilities and capital$1,092,039
Total liabilities$974,645
Total deposits$867,558
Interest-bearing deposits$974,645
Deposits held in domestic offices$62
% insured (estimated)12300.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$101,500
Other borrowed funds $0
Subordinated debt $3,594
All other liabilities $179,618
Total equity capital$179,618
Total bank equity capital$179,618
Perpetual preferred stock$0
Common stock$75,174
Surplus$27,239
Undivided profits $77,205
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $1,058
Income earned, not collected on loans $26,593
Earning assets $511
Long-term assets (5+ years) $4,725
Average Assets, year-to-date $1,155,698
Average Assets, quarterly $494,821
Volatile liabilities $1,233,858
Insider loans $1,262,148
FHLB advances $896,951
Loans and leases held for sale $1,229,444
Unused loan commitments $15,038
Tier 1 (core) risk-based capital $15,038
Tier 2 risk-based capital $153,829
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $118,867
Derivatives$994
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $59,778
Total interest expense $8,479
Net interest income $51,299
Provision for loan and lease losses $12,900
Total noninterest income $2,092
Fiduciary activities $0
Service charges on deposit accounts $1,646
Trading account gains & fees $0
Additional noninterest income $446
Total noninterest expense $33,810
Salaries and employee benefits $18,875
Premises and equipment expense $3,193
Additional noninterest expense $11,742
Pre-tax net operating income $6,681
Securities gains (losses) $874
Applicable income taxes $1,888
Income before extraordinary items $5,667
Extraordinary gains - net $0
Net income attributable to bank $5,667
Net charge-offs $0
Cash dividends $5,667
Sale, conversion, retirement of capital stock, net $14,529
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.31%
Cost of funding earning assets 0.75%
Net interest margin 4.56%
Noninterest income to earning assets 0.19%
Noninterest expense to earning assets 3.00%
Net operating income to assets 0.41%
Return on assets (ROA) 0.46%
Pretax return on assets 0.61%
Return on equity (ROE) 3.22%
Retained earnings to average equity (YTD only) 3.22%
Net charge-offs to loans 1.74%
Credit loss provision to net charge-offs 88.79%
Efficiency ratio1.35%
Assets per employee$63,325
Cash dividends to net income (YTD only)4.84%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 1.82%
Noncurrent assets plus other real estate owned to assets 56.18%
Noncurrent loans to loans 2.96%
Net loans and leases to deposits3.24%
Net loans and leases to core deposits 82.80%
Equity capital to assets 92.30%
Core capital (leverage) ratio 14.12%
Tier 1 risk-based capital ratio 12.51%
Total risk-based capital ratio 17.15%
Memoranda
Average assets$18
Average earning assets$1,233,858
Average equity $176,111
Average loans $1,125,917
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11 Oregon Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
014348Pacific Continental Bank1450 High Street, Eugene, OR 97401August 15, 1972Full Service Brick and Mortar
1251667Coburg Branch255 Coburg Road, Eugene, OR 97401January 13, 1992Full Service Brick and Mortar
2251668River Road Branch2021 River Road, Eugene, OR 97404October 04, 1993Full Service Brick and Mortar
3251669Olive Branch111 West 7th Avenue, Eugene, OR 97401September 26, 1994Full Service Brick and Mortar
4251670Beaverton Branch12255 Southwest First, Beaverton, OR 97005August 19, 1996Full Service Brick and Mortar
5251671Junction City Branch285 West Sixth Street, Junction, OR 97448September 03, 1996Full Service Brick and Mortar
7251673Springfield Branch1011 Harlow Road, Springfield, OR 97477October 13, 1998Full Service Brick and Mortar
8251674Tualatin Branch19321 Martinazzi Avenue, Tualatin, OR 97062June 07, 1999Full Service Brick and Mortar
9357595West 11th Branch2400 West 11th Avenue, Eugene, OR 97402June 12, 2000Full Service Brick and Mortar
10422404Koin Center Branch222 Sw Columbia, Portland, OR 97201January 06, 2003Full Service Brick and Mortar
11442241Convention Center Branch777 Ne Mlk Blvd, Portland, OR 97232June 30, 2005Full Service Brick and Mortar
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3 Washington Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
1261956Seattle Branch1100 Olive Way, Suite 101, Seattle, WA 98101December 08, 1998Full Service Brick and Mortar
13426549Bellevue305 108th Avenue Ne, Suite 100, Bellevue, WA 98004May 30, 2003Full Service Brick and Mortar
15453354Vancouver Branch911 Main St, Suite 100, Vancouver, WA 98660June 05, 2006Full Service Brick and Mortar
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