Pacific Crest Bank in Agoura Hills, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 05, 2004

  • Pacific Crest Bank in Agoura Hills, California (CA)
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Pacific Crest Bank - Overview

  • General
  • FDIC Certificate #: 26325
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Santa Barbara Bank & Trust, National Association (#18169)
    Federal Reserve ID: 1028010
    Date Established: September 01, 1974
    WWW: http://www.paccrest.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    FDIC's unique #: 32829
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 14, 1985
    Last Structure Change Effective Date: March 05, 2004
    Last Structure Change Process Date: April 14, 2004
    Last Data Update: April 14, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 30343 Canwood Street, Suite 100, Agoura Hills, CA 91301
    County: Los Angeles
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Los Angeles (West)
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
  • Financial Summary
  • Total assets: $566.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 86Total employees (full-time equivalent)
  • $566,540Total assets
  • $5,887Cash and due from depository institutions
  • $0Interest-bearing balances
  • $128,405Securities
  • $95Federal funds sold & reverse repurchase agreements
  • $413,886Net loans & leases
  • $8,735Loan loss allowance
  • $0Trading account assets
  • $930Bank premises and fixed assets
  • $0Other real estate owned
  • $553Goodwill and other intangibles
  • $0Life insurance assets
  • $16,784All other assets
  • $566,540Total liabilities and capital
  • $501,974Total liabilities
  • $312,300Total deposits
  • $303,870Interest-bearing deposits
  • $312,300Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $186,800Other borrowed funds
  • $0Subordinated debt
  • $2,874All other liabilities
  • $64,566Total equity capital
  • $64,566Total bank equity capital
  • $64,566Perpetual preferred stock
  • $0Common stock
  • $2,000Surplus
  • $27,781Undivided profits
  • Memoranda
  • $34,785Noncurrent loans and leases
  • $2,051Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $605Earning assets
  • $605Long-term assets (5+ years)
  • $2,297Average Assets, year-to-date
  • $542,386Average Assets, quarterly
  • $376,218Volatile liabilities
  • $589,994Insider loans
  • $579,139FHLB advances
  • $127,611Loans and leases held for sale
  • $0Unused loan commitments
  • $177,600Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $16,291Total risk weighted assets
  • $2,051Total unused commitments
  • $0Restructured Loans and leases
  • $5,186Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $39,834Total interest income
  • $12,521Total interest expense
  • $27,313Net interest income
  • $174Provision for loan and lease losses
  • $2,712Total noninterest income
  • $0Fiduciary activities
  • $12Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,700Additional noninterest income
  • $13,205Total noninterest expense
  • $9,077Salaries and employee benefits
  • $1,431Premises and equipment expense
  • $2,697Additional noninterest expense
  • $16,646Pre-tax net operating income
  • $516Securities gains (losses)
  • $6,916Applicable income taxes
  • $10,246Income before extraordinary items
  • $0Extraordinary gains - net
  • $10,246Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $24Sale, conversion, retirement of capital stock, net
  • $3,200Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.00%Yield on earning assets
  • 2.20%Cost of funding earning assets
  • 4.80%Net interest margin
  • 0.48%Noninterest income to earning assets
  • 2.32%Noninterest expense to earning assets
  • 1.68%Net operating income to assets
  • 1.74%Return on assets (ROA)
  • 2.91%Pretax return on assets
  • 16.71%Return on equity (ROE)
  • 11.49%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 725.00%Credit loss provision to net charge-offs
  • 700.83%Efficiency ratio
  • 43,980Assets per employee
  • 6.59%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 31.23%Loss allowance to loans
  • 2.07%Loss allowance to noncurrent loans
  • 1443.80%Noncurrent assets plus other real estate owned to assets
  • 0.11%Noncurrent loans to loans
  • 0.14%Net loans and leases to deposits
  • 132.53%Net loans and leases to core deposits
  • 158.28%Equity capital to assets
  • 11.40%Core capital (leverage) ratio
  • 10.96%Tier 1 risk-based capital ratio
  • 15.42%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $589,994Average earning assets
  • $61,327Average equity
  • $569,162Average loans

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