Pacific Western Bank in San Jose, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 30, 1994

  • Pacific Western Bank in San Jose, California (CA)
  • Show street view No street view available for this location

Pacific Western Bank - Overview

  • General
  • FDIC Certificate #: 1544
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Comerica Bank-California (#22894)
    Federal Reserve ID: 356864
    Date Established: March 09, 1870
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 25 (Interstate: No)
    FDIC's unique #: 1013
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 30, 1994
    Last Structure Change Process Date: July 14, 1994
    Last Data Update: July 14, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 333 West Santa Clara Street, San Jose, CA 95113
    County: Santa Clara
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): San Jose, CA (#7400)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): San Jose-Sunnyvale-Santa Clara, CA (#41940)
    CBSA Metro Statistical Area: San Jose-Sunnyvale-Santa Clara, CA (#41940)
  • Financial Summary
  • Total assets: $1,059.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $483Total assets
  • $1,025,412Cash and due from depository institutions
  • $70,864Interest-bearing balances
  • $0Securities
  • $85,510Federal funds sold & reverse repurchase agreements
  • $150,000Net loans & leases
  • $621,684Loan loss allowance
  • $21,025Trading account assets
  • $39,305Bank premises and fixed assets
  • $14,331Other real estate owned
  • $17,886Goodwill and other intangibles
  • $20,788Life insurance assets
  • $5,044All other assets
  • $0Total liabilities and capital
  • $1,025,412Total liabilities
  • $948,053Total deposits
  • $929,887Interest-bearing deposits
  • $717,735Deposits held in domestic offices
  • 929887.00%% insured (estimated)
  • $70Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,856Subordinated debt
  • $0All other liabilities
  • $16,310Total equity capital
  • $16,310Total bank equity capital
  • $77,359Perpetual preferred stock
  • $0Common stock
  • $16,147Surplus
  • $21,526Undivided profits
  • Memoranda
  • $39,686Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $38,951Income earned, not collected on loans
  • $3,388Earning assets
  • $896,499Long-term assets (5+ years)
  • $17,170Average Assets, year-to-date
  • $1,027,974Average Assets, quarterly
  • $1,031,816Volatile liabilities
  • $36,843Insider loans
  • $2,868FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $189,946Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $72,315Total risk weighted assets
  • $739,003Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $64,638Total interest expense
  • $19,509Net interest income
  • $45,129Provision for loan and lease losses
  • $16,600Total noninterest income
  • $18,498Fiduciary activities
  • $2,338Service charges on deposit accounts
  • $7,157Trading account gains & fees
  • -$526Additional noninterest income
  • $9,529Total noninterest expense
  • $56,581Salaries and employee benefits
  • $22,927Premises and equipment expense
  • $8,637Additional noninterest expense
  • $25,017Pre-tax net operating income
  • -$9,554Securities gains (losses)
  • $990Applicable income taxes
  • -$3,518Income before extraordinary items
  • -$5,046Extraordinary gains - net
  • $0Net income attributable to bank
  • -$5,046Net charge-offs
  • $15,756Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.32%Cost of funding earning assets
  • 2.21%Net interest margin
  • 5.11%Noninterest income to earning assets
  • 2.09%Noninterest expense to earning assets
  • 6.40%Net operating income to assets
  • -0.55%Return on assets (ROA)
  • -0.49%Pretax return on assets
  • -0.83%Return on equity (ROE)
  • -6.24%Retained earnings to average equity (YTD only)
  • -6.24%Net charge-offs to loans
  • 2.30%Credit loss provision to net charge-offs
  • 105.36%Efficiency ratio
  • 86,501Assets per employee
  • 2.12%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.27%Loss allowance to noncurrent loans
  • 53.98%Noncurrent assets plus other real estate owned to assets
  • 5.54%Noncurrent loans to loans
  • 6.06%Net loans and leases to deposits
  • 66.86%Net loans and leases to core deposits
  • 69.47%Equity capital to assets
  • 7.54%Core capital (leverage) ratio
  • 7.09%Tier 1 risk-based capital ratio
  • 9.79%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $1,027,974Average earning assets
  • $80,888Average equity
  • $883,577Average loans

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