Pacifica Bank in Bellevue, Washington (WA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 04, 2005

  • Pacifica Bank in Bellevue, Washington (WA)
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Pacifica Bank - Overview

  • General
  • FDIC Certificate #: 34829
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: United Commercial Bank (#32469)
    Federal Reserve ID: 2737551
    Date Established: October 09, 1998
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 61741
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 09, 1998
    Last Structure Change Effective Date: November 04, 2005
    Last Structure Change Process Date: November 08, 2005
    Last Data Update: November 08, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 10900 N.E. 4th Street, Bellevue, WA 98004
    County: King
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Seattle
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Seattle-Bellevue-Everett, WA (#7600)
    Consolidated Metropolitan Statistical Area (CMSA): Seattle-Tacoma-Bremerton, WA (#91)
    Combined Statistical Area (CSA): Seattle-Tacoma-Olympia, WA (#500)
    Core Based Statistical Area (CBSA): Seattle-Tacoma-Bellevue, WA (#42660)
    CBSA Metro Statistical Area: Seattle-Tacoma-Bellevue, WA (#42660)
    Core Based Statistical Division: Seattle-Bellevue-Everett, WA (#42644)
  • Financial Summary
  • Total assets: $182.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 47Total employees (full-time equivalent)
  • $170,047Total assets
  • $7,873Cash and due from depository institutions
  • $5,053Interest-bearing balances
  • $21,888Securities
  • $2,020Federal funds sold & reverse repurchase agreements
  • $131,546Net loans & leases
  • $2,050Loan loss allowance
  • $0Trading account assets
  • $1,613Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $5,107All other assets
  • $170,047Total liabilities and capital
  • $154,464Total liabilities
  • $137,393Total deposits
  • $122,119Interest-bearing deposits
  • $137,393Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $5,165Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $10,470Other borrowed funds
  • $0Subordinated debt
  • $1,436All other liabilities
  • $15,583Total equity capital
  • $15,583Total bank equity capital
  • $15,583Perpetual preferred stock
  • $0Common stock
  • $8,146Surplus
  • $9,092Undivided profits
  • Memoranda
  • $-1,655Noncurrent loans and leases
  • $26,693Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $257Earning assets
  • $0Long-term assets (5+ years)
  • $752Average Assets, year-to-date
  • $160,507Average Assets, quarterly
  • $17,028Volatile liabilities
  • $170,081Insider loans
  • $171,356FHLB advances
  • $65,901Loans and leases held for sale
  • $1,346Unused loan commitments
  • $10,306Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $26,693Total unused commitments
  • $0Restructured Loans and leases
  • $1,892Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $10,286Total interest income
  • $2,229Total interest expense
  • $8,057Net interest income
  • -$725Provision for loan and lease losses
  • $737Total noninterest income
  • $0Fiduciary activities
  • $143Service charges on deposit accounts
  • $0Trading account gains & fees
  • $594Additional noninterest income
  • $6,653Total noninterest expense
  • $3,836Salaries and employee benefits
  • $1,149Premises and equipment expense
  • $1,668Additional noninterest expense
  • $2,866Pre-tax net operating income
  • $61Securities gains (losses)
  • $64Applicable income taxes
  • $2,863Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,863Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$611Sale, conversion, retirement of capital stock, net
  • $2,500Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.40%Yield on earning assets
  • 1.39%Cost of funding earning assets
  • 5.01%Net interest margin
  • 0.46%Noninterest income to earning assets
  • 4.14%Noninterest expense to earning assets
  • 1.65%Net operating income to assets
  • 1.68%Return on assets (ROA)
  • 1.72%Pretax return on assets
  • 18.82%Return on equity (ROE)
  • 2.39%Retained earnings to average equity (YTD only)
  • -0.49%Net charge-offs to loans
  • 118.66%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 75,654Assets per employee
  • 3.62%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 87.32%Loss allowance to loans
  • 1.53%Loss allowance to noncurrent loans
  • 797.67%Noncurrent assets plus other real estate owned to assets
  • 0.15%Noncurrent loans to loans
  • 0.19%Net loans and leases to deposits
  • 95.74%Net loans and leases to core deposits
  • 166.89%Equity capital to assets
  • 9.16%Core capital (leverage) ratio
  • 9.37%Tier 1 risk-based capital ratio
  • 10.42%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $170,081Average earning assets
  • $15,210Average equity
  • $160,771Average loans

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